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UniCredit S.p.A. (UNCRY) Q3 2025 Earnings Name Transcript
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UniCredit S.p.A. (UNCRY) Q3 2025 Earnings Name Transcript
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UniCredit S.p.A. (UNCRY) Q3 2025 Earnings Name Transcript

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Last updated: October 22, 2025 2:49 pm
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Published: October 22, 2025
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Operator

Good morning, girls and gents. Earlier than I hand over to Ms. Magda Palczynska, Head of Investor Relations, a reminder that at the moment’s name is being recorded.

Madam, it’s possible you’ll start.

Magda Palczynska
Head of Group Investor Relations

Good morning, and welcome to UniCredit’s Third Quarter and 9 Month 2025 Outcomes Convention Name. Andrea Orcel, our CEO, will take you thru the presentation. This might be adopted by a Q&A session with Andrea and Stefano, our CFO. As all the time, please restrict your self to 2 questions.

With that, I hand over to Andrea.

Andrea Orcel
Group CEO, Head of Italy Area & Director

Good morning, and thanks for becoming a member of us. At present, I’m proud to current our report third quarter that completes one of the best 9 months in our historical past. These excellent outcomes have been delivered, due to our folks. Their professionalism, possession, ardour, dedication and seek for excellence are the muse of the whole lot you’ll hear at the moment.

Our message is easy. UniCredit is about sustainable, best-in-class efficiency at the moment whereas steadily constructing for tomorrow, all supporting best-in-class sustainable shareholder remuneration. We stay pleased with what we’ve got achieved and assured in our future trajectory as a result of our technique works, and our execution is unparalleled. That is true throughout each area

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