The Capital One Enterprise Rewards Credit score Card is a good alternative for each rookies and specialists who need a simple solution to earn miles with minimal effort — all for an reasonably priced $95 annual charge.
And now, the Enterprise Rewards is that includes a wonderful, limited-time welcome supply of 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening. Plus, upon approval, you will obtain a $250 Capital One Journey credit score to make use of throughout your first yr.
If this supply sounds engaging and also you’re on the fence about making use of, here is what else it is advisable to know to decide.
Capital One Enterprise Rewards welcome supply
New Capital One Enterprise Rewards cardholders can earn 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening. Plus, they will obtain a $250 Capital One Journey credit score upon approval to make use of throughout their first yr.
Combining the bonus miles and the journey credit score, this supply is price $1,638 per TPG’s January 2026 valuations.
When it comes to miles alone, that is the common welcome bonus on the cardboard. Nonetheless, this limited-time supply provides further worth within the type of a $250 Capital One Journey credit score.
We have seen welcome affords on this card as excessive as 100,000 miles after assembly the minimal spending necessities (not accessible). Regardless that that provide has expired, the present supply remains to be elevated — and stable. Over $1,600 in worth from a card with a manageable spending threshold is a win in our ebook. And it is essentially the most profitable supply we have seen on this card since Might 2025.
It is potential to squeeze much more from that bonus in case you redeem Capital One miles for optimum worth, due to their spectacular roster of 15-plus switch companions.
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Incomes Capital One miles
This card earns no less than 2 miles per greenback spent on all purchases. So, by spending $4,000 on it to earn the welcome bonus, you’d earn no less than 83,000 miles within the first few months, together with the welcome bonus.
And for the reason that Enterprise Rewards earns 5 miles per greenback spent on automobile leases, motels and trip leases booked via Capital One Journey, it is potential to earn much more miles whereas working towards your welcome bonus.
Whereas some journey bank cards could earn barely larger charges on choose classes similar to groceries or eating, the draw right here is the simplicity and assure of incomes no less than 2 miles per greenback spent on something you purchase with out the necessity to memorize a number of bonus spending classes.
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What can Capital One Miles get you?
Your whole worth from this welcome bonus depends upon the way you redeem your miles. There are two key choices:
- Redeem for 1 cent apiece towards journey
- Redeem by transferring to Capital One’s 15-plus companion airways and motels (our suggestion)
When changing your miles to lodge factors or airline miles, most companions supply a 1:1 switch ratio, although a few companions have totally different ratios. You may get nice candy spot redemptions by transferring miles to packages like Air Canada Aeroplan and Air France-KLM Flying Blue.
For instance, Nick Ewen, a senior editorial director at TPG, transferred 117,000 Capital One miles to Emirates Skywards to improve himself and two members of the family to Emirates first-class. This broke right down to 39,000 miles per individual, an inexpensive value for the improve.
When you do not need to switch your miles, you may redeem them by reserving a visit via Capital One Journey. These redemptions might be very helpful in a world the place chances are you’ll be renting leisure autos, reserving trip dwelling leases or securing a cabin near dwelling extra typically than hopping on a flight to the opposite aspect of the world.
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Different Enterprise Rewards perks
The Capital One Enterprise Rewards does not supply the identical advantages as extra premium journey rewards playing cards, together with its upscale sibling, the Capital One Enterprise X Rewards Credit score Card.
However for its modest $95 annual charge, the Enterprise Rewards offers some helpful advantages:
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Backside line
With the flexibility to switch miles to journey companions or use miles to cowl the price of journey prices, the Enterprise Rewards card is a worthwhile addition to your pockets.
Plus, the present welcome supply provides an extra Capital One Journey credit score to its haul of miles, making now a wonderful time to get extra worth from a low $95 annual charge.
To study extra, learn our full assessment of the Capital One Enterprise Rewards card.
Study extra: Capital One Enterprise Rewards Credit score Card
For Capital One merchandise listed on this web page, among the advantages could also be supplied by Visa® or Mastercard® and should fluctuate by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
