Capital One affords a preferred suite playing cards that earn precious Capital One miles, which might be redeemed at a hard and fast worth for journey. Nonetheless, to actually maximize the worth of those miles, you’ll want to make the most of the issuer’s switch companions.
Capital One has a formidable roster of 15-plus switch companions, each airways and resorts, most of which switch at a 1:1 ratio. By using switch companions, you will get larger worth per mile, typically beating TPG’s July 2025 valuation of Capital One miles at 1.85 cents apiece.
It’s possible you’ll be able to switch miles to a companion and are questioning how lengthy it takes to switch Capital One miles. A number of TPG staffers carried out check transfers and recorded the time every switch took.
Let’s dive into the outcomes.
Capital One miles switch instances
For every of this system’s switch companions, TPG staffers transferred 1,000 miles from our Capital One accounts to see how lengthy it might take for them to point out up in our loyalty program accounts.
One thousand miles is the minimal requirement to make a switch, and after that, you possibly can switch factors in increments of 100, which is ideal for these redemptions that do not finish on a spherical thousand (i.e., 23,500 miles). Here is how lengthy every switch took:
| Program | Switch time | Switch ratio |
|---|---|---|
| Aeromexico Rewards | Prompt | 1:1 (1,000 miles = 1,000 Membership Premier factors) |
| Air Canada Aeroplan | Prompt | 1:1 (1,000 miles = 1,000 Aeroplan factors) |
| Air France-KLM Flying Blue | Prompt | 1:1 (1,000 miles = 1,000 Flying Blue miles) |
| Avianca LifeMiles | Prompt | 1:1 (1,000 miles = 1,000 LifeMiles) |
| ALL Accor Stay Limitless | Two enterprise days | 2:1 (1,000 miles = 500 ALL factors) |
| British Airways Membership | Prompt | 1:1 (1,000 miles = 1,000 Avios) |
| Cathay Pacific Asia Miles | 24-hours | 1:1 (1,000 miles = 1,000 Asia Miles) |
| Alternative Privileges | 24-hours | 1:1 (1,000 miles = 1,000 Alternative Privileges factors) |
| Emirates Skywards | Prompt | 1:1 (1,000 miles = 1,000 Emirates Skywards miles) |
| Etihad Visitor | Prompt | 1:1 (1,000 miles = 1,000 Etihad Visitor miles) |
| EVA Infinity MileageLands | 36 hours | 2:1.5 (1,000 miles = 750 Infinity MileageLands miles) |
| Finnair Plus | Prompt | 1:1 (1,000 miles = 1,000 Finnair Plus factors) |
| JetBlue TrueBlue | Prompt | 5:3 (1,000 miles = 600 JetBlue TrueBlue factors) |
| Qantas Frequent Flyer | Prompt | 1:1 (1,000 miles = 1,000 Qantas Frequent Flyer factors) |
| Singapore Airways KrisFlyer | Prompt | 1:1 (1,000 miles = 1,000 Singapore KrisFlyer miles) |
| TAP Air Portugal Miles&Go | Prompt | 1:1 (1,000 miles = 1,000 TAP Miles&Go miles) |
| Turkish Airways Miles&Smiles | Prompt | 1:1 (1,000 miles = 1,000 Turkish Miles&Smiles miles) |
| Virgin Purple | Prompt | 1:1 (1,000 miles = 1,000 Virgin Purple factors) |
| Wyndham Rewards | Prompt | 1:1 (1,000 miles = 1,000 Wyndham Rewards factors) |
Whereas the above switch instances are primarily based on knowledge from TPG staffers, it’s attainable that switch instances can take shorter or longer. Some TPG staffers have reported switch instances of as much as two weeks for All Accor.
Be aware that the instances listed above signify private expertise and should not be taken as exhausting and quick guidelines. Your switch expertise might be sooner or slower, however these instances can function a baseline for you when transferring Capital One miles.
Associated: The way to maximize Capital One miles
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Suggestions for transferring Capital One miles
The largest tip we will suggest is to have a plan earlier than transferring your miles. Transfers are irreversible, so be sure you have a plan and a redemption in thoughts. Transferring miles with out a plan is rarely a good suggestion, as loyalty packages are topic to frequent devaluations, that means the miles you transferred might be price much less. Listed here are another ideas for transferring Capital One miles:
- Have your loyalty program data useful: In contrast to Amex and Chase, Capital One doesn’t save your loyalty account data, so you will have to tug it up every time you need to switch miles to a companion. This generally is a slight inconvenience, however it’s properly price it for the worth you will get with some redemptions.
- Put your award reservation on maintain earlier than transferring: Solely a choose handful of airways nonetheless help you do that, however it’s price checking whether or not you possibly can put your award reservation on maintain earlier than transferring Capital One miles. That is particularly helpful if you happen to’re transferring to a program that does not supply immediate transfers. In any case, it is irritating to switch miles solely to search out that one other traveler has scooped up the award seat you wished.
- Select flights which have ample award seats obtainable: Whereas unlikely you’ll maintain a reservation, you possibly can search for routes which have ample award availability. This improves the probabilities that you’ll e book a seat as soon as your miles have transferred to your account. You need to use instruments like ExpertFlyer (owned by TPG’s dad or mum firm, Purple Ventures) or Seats.aero to search out what number of award seats can be found on a flight. Professional tip: Seek for three or 4 passengers so it provides you with a greater estimate of what number of seats can be found.
- Let availability decide your vacation spot: In case you have some flexibility with vacation spot and dates, you possibly can actually get wonderful worth in your miles. In case your plan A itinerary is not an possibility because of availability modifications, you can go for a unique vacation spot. I all the time prefer to say search for the deal, not the vacation spot, and this mindset has led me to getting some excellent redemptions. Moreover, remember the fact that award availability modifications steadily and seats can improve or lower because it will get nearer to your departure date; so it is all the time follow to have backup plans, whether or not or not it’s leaving from a unique departure metropolis or having a wholly completely different vacation spot.
- Choose much less widespread routes: You’ll be able to enhance your probabilities of discovering an award ticket by flying routes which are much less widespread or uncommon, or depart from non-hubs, as these routes typically have higher availability. These typically have higher award availability. For instance you in case you are trying to fly to Tokyo from the western U.S., you can take a look at flights departing from San Jose Mineta Worldwide Airport (SJC) and San Diego Worldwide Airport (SAN) as an alternative of San Francisco Worldwide Airport (SFO) and Los Angeles Worldwide Airport (LAX).
- Decide one of the best switch choices for transferring: If you wish to use Capital One miles for home flights, or if you wish to redeem Capital One miles for home flights, you might need to take into account Turkish Miles&Smiles or Avianca LifeMiles. Need to get to Hawaii? You would possibly need to use British Airways Avios to e book awards on both American Airways or Alaska Airways. For flights to Europe, you would possibly discover further award availability on Air France and KLM by utilizing their very own Flying Blue miles. In all instances, it pays to suppose strategically and creatively. Plus, with companions in all three main air alliances, there are a number of alternatives to redeem on Star Alliance airways, on Oneworld airways and on SkyTeam airways. Ensure to do your homework and decide one of the best redemption possibility earlier than transferring your miles to a particular program.
Associated: Final information to looking award availability for the most important airways
Which playing cards earn Capital One miles?
Solely choose Capital One bank cards earn transferable Capital One miles. Here is a fast overview of those 5 playing cards:
| Capital One Enterprise X Rewards Credit score Card | Earn 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening. |
|
$395 |
|---|---|---|---|
| Capital One Enterprise Rewards Credit score Card | Earn 75,000 miles after spending $4,000 on purchases inside the first three months of account opening. |
|
$95 |
| Capital One VentureOne Rewards Credit score Card | Earn 20,000 bonus miles after spending $500 inside the first three months from account opening. |
|
$0 |
| Capital One Enterprise X Enterprise | Earn 150,000 bonus miles after spending $30,000 within the first three months from account opening. |
|
$395 |
| Capital One Spark Miles for Enterprise | Earn 50,000 bonus miles after spending $4,500 on purchases inside the first three months from account opening. |
|
$0 introductory annual price for first 12 months, then $95 a 12 months |
The wonderful thing about these Capital One miles-earning playing cards is that they provide earnings simplicity. With all of those playing cards, you will earn not less than 1.25 miles per greenback spent on all purchases. Moreover, all Capital One playing cards haven’t any international transaction charges, making them wonderful playing cards to be used overseas.
Are you able to switch Capital One miles to another person’s account?
You’ll be able to solely switch Capital One miles to an airline or resort loyalty program registered to the title registered on the Capital One account. The identical applies to licensed customers. There is no such thing as a price to switch your factors to loyalty companions.
Nonetheless, you possibly can switch Capital One miles from one Capital One account to a different at no cost. You’ll have to name Capital One to do that and can want the title and card variety of the individual you need to switch miles to.
This can be a enormous bonus for Capital One miles, as transferring rewards to a different individual with different issuers just isn’t as clean, and a few issuers do not permit it.
Associated: Final information to factors pooling and sharing
Backside line
Earlier than you switch your Capital One miles, be sure you have a plan for utilizing them. Most Capital One mile transfers are immediate, however some might take longer.
No matter what program you switch your Capital One miles to, there are many wonderful redemption choices.
Associated: Capital One vs. Chase: Which financial institution has higher bank cards?
