Citi / AAdvantage Enterprise World Elite Mastercard overview
The Citi® / AAdvantage Enterprise™ World Elite Mastercard® (see charges and costs) is greatest for companies that usually fly American Airways. It has a $0 introductory annual charge (then $99), no international transaction charges and journey perks like a free checked bag and inflight financial savings. Nonetheless, its incomes charges lag behind extra versatile enterprise playing cards.Card ranking*: ⭐⭐⭐
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Enterprise house owners loyal to American Airways ought to contemplate the cobranded Citi AAdvantage Enterprise World Elite Mastercard.
Together with its $99 annual charge ($0 introductory annual charge for the primary 12 months), it has perks that make for a greater passenger expertise when flying on American.
Be aware that the cardboard has a really helpful credit score rating of 740 or increased.
Here is why your enterprise ought to contemplate this card when you and your workers journey often with American Airways.
Citi / AA Enterprise professionals and cons
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Citi / AA Enterprise welcome provide
New cardholders of the Citi AAdvantage Enterprise can earn 75,000 bonus miles after spending $5,000 in purchases throughout the first 5 months of account opening.
TPG’s September 2025 valuations peg AAdvantage miles at 1.55 cents every, making this welcome bonus price $1,163.
That is the very best welcome provide we have seen on the cardboard, so it is price benefiting from if it has been in your radar.
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Worker spending counts towards your welcome bonus, so including worker playing cards to your account is a good incentive.
Citi / AA Enterprise advantages
The Citi AAdvantage Enterprise card comes with a number of advantages that shall be helpful to American Airways enterprise vacationers, together with:
- First checked bag free: You and as much as 4 journey companions on the identical reservation will get a free checked bag on home flights. That is price as much as $80 per particular person on a round-trip flight, so you possibly can shortly cowl the cardboard’s annual charge with this perk alone.
- Inflight financial savings: Obtain a 25% low cost on inflight Wi-Fi, meals and drinks when paying along with your card.
- Companion certificates: Earn a certificates for one round-trip home (48 contiguous states, except you are from Alaska or Hawaii) important cabin itinerary after spending no less than $30,000 on the cardboard throughout your membership 12 months and renew the cardboard for the following 12 months. Redeeming the certificates prices $99 (plus taxes and costs), and you need to e-book the flight on American Airways or certainly one of its regional companions.
Cardholders may add worker playing cards at no extra price, which is an effective way for your enterprise to earn AA miles on worker spending.
Associated: Why small companies that use American AAdvantage want a cobranded enterprise card
Incomes miles on the Citi / AA Enterprise
With the Citi AAdvantage Enterprise card, you may earn 2 miles per greenback spent on the next classes:
- Cable and satellite tv for pc suppliers
- Automotive rental retailers
- Eligible American Airways purchases
- Gasoline stations
- Telecommunications retailers
And you will earn 1 mile per greenback spent on every part else.
Though this card presents bonus miles per greenback spent in some standard enterprise classes, frequent enterprise purchases resembling accommodations, workplace provides and delivery aren’t included — they’re going to earn just one mile per greenback spent.
You may give workers their very own playing cards, permitting you to earn miles on their spending along with your personal. Miles earned by the first cardholder and any approved consumer’s card shall be deposited into the AAdvantage Enterprise program account and could be transferred to the AAdvantage account of the first account holder or an worker.
The AAdvantage program additionally permits cardholders of any AA cobranded card to earn Loyalty Factors, which might help them obtain elite standing with American Airways. You may earn 1 Loyalty Level for each greenback spent in your card.
Plus, by way of Dec. 31, each the first cardholder and a licensed consumer of an worker card will earn Loyalty Factors of their respective AAdvantage accounts on purchases made utilizing worker playing cards.
Redeeming miles on the Citi / AA Enterprise
The AAdvantage program has a number of candy spot redemptions that may aid you get probably the most out of your miles through premium redemptions. Among the most precious companions you possibly can redeem AA miles for are Cathay Pacific, Japan Airways, Qantas and Qatar Airways.
TPG bank card author Danyal Ahmed lately used his miles to e-book a one-way ticket in Qatar’s Qsuite product from Doha to Los Angeles for 70,000 AAdvantage miles (plus round $200 in taxes and costs).
Associated: Your final information to American Airways AAdvantage
Which playing cards compete with the Citi / AA Enterprise?
For companies that journey incessantly, the principle opponents to the Citi AAdvantage Enterprise are enterprise bank cards that earn transferable rewards.
- For those who favor American Specific: The American Specific® Enterprise Gold Card has a a lot increased $375 annual charge (see charges and costs) however presents increased earnings in key enterprise classes (topic to a spending cap), extra redemption choices, a slew of assertion credit and superior enterprise journey and buy protections. For extra data, learn our full evaluation of the Amex Enterprise Gold.
- For those who favor Chase: The Ink Enterprise Most popular® Credit score Card has a $95 annual charge and permits cardholders to earn bonus factors in choose enterprise classes and on journey (on the primary $150,000 spent in mixed purchases every anniversary 12 months). You’ll be able to transfer your factors to Chase’s switch companions for optimum worth. For extra data, learn our full evaluation of the Ink Enterprise Most popular.
- For those who favor Capital One: The Capital One Enterprise X Enterprise card earns bonus miles on choose journey booked by way of Capital One’s journey reserving web site and limitless 2 miles per greenback spent on all different purchases. Cardholders additionally get a $300 annual credit score to make use of by way of Capital One’s journey reserving web site and 10,000 bonus anniversary miles every year. For extra data, learn our full evaluation of the Enterprise X Enterprise.
For added choices, take a look at our full record of the perfect enterprise bank cards.
The data for the Ink Enterprise Most popular has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: How to decide on the perfect bank card for your enterprise bills
Is the Citi Citi / AA Enterprise price it?
For those who fly American Airways and test a bag incessantly, you possibly can simply justify the cardboard’s $99 annual charge (after the primary 12 months). Nonetheless, when you aren’t dedicated to American Airways, you may doubtless get extra worth from a unique airline cobranded card or enterprise rewards journey card.
Backside line
The Citi / AAdvantage Enterprise is not probably the most versatile enterprise card, however it delivers robust, airline-specific perks at a comparatively low price. For those who’re loyal to American Airways and often test baggage or need to earn miles and Loyalty Factors by way of enterprise spending, this card is usually a worthwhile device.
Nonetheless, when you want richer incomes classes, versatile factors or broader journey protections, you may doubtless discover higher long-term worth with a basic enterprise rewards card.
Apply right here: Citi / AAdvantage Enterprise
For charges and costs of Amex Enterprise Gold Card, click on right here.
