Many people at TPG love the American Categorical® Gold Card, because it is likely one of the greatest rewards playing cards for eating and spending at U.S. supermarkets.
The cardboard additionally options a number of assertion credit associated to eating providers and eating places for a $325 annual payment (see charges and costs).
Let’s check out why it’s best to contemplate including the Amex Gold to your pockets.
American Categorical Gold welcome provide
Discover out your provide and see if you’re eligible for as excessive as 100,000 bonus factors after spending $6,000 on purchases in your first six months of card membership. Welcome presents differ, and also you might not be eligible for a suggestion.
This provide is value as much as $2,000, based mostly on TPG’s November 2025 valuations.
That is the second American Categorical card to get this focused therapy, following the American Categorical Platinum Card®, which has its personal model: Discover out your provide and see if you’re eligible for as excessive as 175,000 bonus factors after spending $8,000 on purchases within the first six months of card membership. Welcome presents differ, and also you might not be eligible for a suggestion.
Learn extra: One of the best time to use for these common American Categorical playing cards based mostly on provide historical past
Do you have to apply for the Amex Gold Card?
The American Categorical Gold Card is likely one of the greatest playing cards for eating and grocery purchases, however it additionally presents ongoing perks that may simply justify and canopy the cardboard’s annual payment.
The Amex Gold has many profitable bonus-earning classes:
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- 4 factors per greenback spent on eating at eating places worldwide (on as much as $50,000 per calendar yr, then 1 level per greenback)
- 4 factors per greenback spent on as much as $25,000 in purchases at U.S. supermarkets per calendar yr (then 1 level per greenback)
- 3 factors per greenback spent on flights booked instantly from the airline or by way of amextravel.com
- 2 factors per greenback spent on pay as you go accommodations and different eligible purchases booked by way of amextravel.com
- 1 level per greenback spent on all different eligible purchases
Moreover, Amex Membership Rewards factors can switch to 17 airways and three resort companions, together with worthwhile applications reminiscent of Air Canada Aeroplan and Air France-KLM Flying Blue.
You may maximize your rewards by reserving aspirational business-class tickets or picturesque stays at island resorts for a lot lower than their money equal.
Cardmembers stand up to $10 a month (as much as $120 a yr) in eating assertion credit at taking part retailers, together with 5 Guys, Goldbelly, Grubhub, The Cheesecake Manufacturing facility and Wine.com. (Enrollment is required.)
Cardmembers additionally obtain as much as $10 in Uber Money month-to-month (as much as $120 a yr) for Uber Eats and Uber rides within the U.S. You have to add the Amex Gold Card to the Uber app to obtain the Uber Money profit, and you’ll redeem with any Amex card.
Moreover, cardmembers obtain as much as $100 in Resy assertion credit yearly, that are divided into two credit of as much as $50 every, issued biannually. To make use of them, dine at a taking part Resy restaurant within the U.S. and pay your invoice with the Amex Gold Card. (Enrollment is required.)
Lastly, cardmembers obtain as much as $7 a month (as much as $84 yearly) in Dunkin’ assertion credit. You merely use your Amex Gold Card when paying at U.S. Dunkin’ places. (Enrollment is required.)
Associated: 5 under-the-radar methods to maximise the Amex Gold’s eating credit
Backside line
Incomes so many bonus factors at eating places worldwide and U.S. supermarkets is big. Amex Membership Rewards factors are extremely worthwhile, and there are lots of nice redemption choices. In case you absolutely use all of the assertion credit, you will get $424 in worth annually, which simply covers the $325 annual payment.
TPG staffers proceed to hold the Amex Gold yr after yr. Given its food-geared assertion credit, robust incomes charges on eating and groceries, and talent to earn transferable factors, it in all probability deserves a spot in any frequent traveler’s pockets.
To be taught extra, learn our full assessment of the Amex Gold.
Apply right here: American Categorical Gold Card
For charges and costs of the American Categorical Gold Card, click on right here.
