The Chase Sapphire Most well-liked® Card (see charges and costs) has lengthy been the most effective journey rewards playing cards for newcomers — and for good cause. With sturdy incomes charges on on a regular basis spending, versatile Chase Final Rewards factors and a modest $95 annual charge, it delivers outsize worth for newcomers (in addition to seasoned vacationers).
Chase Final Rewards factors are among the many most precious transferable currencies accessible, due to a sturdy roster of airline and resort companions and high-value redemption choices.
Under, we’ll break down the present bonus, the cardboard’s ongoing perks and why the Chase Sapphire Most well-liked continues to earn a spot in so many vacationers’ wallets.
Chase Sapphire Most well-liked present provide
New Sapphire Most well-liked Card holders can earn 75,000 bonus factors after spending $5,000 on purchases within the first three months from account opening.
In keeping with our December 2025 valuations, this provide is price as much as $1,538.
The present welcome provide is increased than the usual provide we see on the cardboard.
In the event you’ve been contemplating getting this card, now continues to be time to use since transferable rewards are very invaluable.
Associated: Greatest welcome affords of the month
Why it is best to apply for the Chase Sapphire Most well-liked
The Sapphire Most well-liked is properly price opening — and protecting past the primary 12 months, partly as a result of it’s straightforward to rack up factors after you’ve spent the welcome bonus.
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The Chase Sapphire Most well-liked has many beneficiant bonus-earning classes. You will earn:
- 5 factors per greenback spent on journey booked by means of Chase Journey℠
- 5 factors per greenback spent on Lyft (by means of Sept. 30, 2027)
- 3 factors per greenback spent on eating
- 3 factors per greenback spent on choose streaming providers
- 3 factors per greenback spent on on-line groceries (excluding Goal, Walmart and wholesale golf equipment)
- 2 factors per greenback spent on all different journey purchases
- 1 level per greenback spent on all different purchases
As a cardholder, you may additionally earn an annual resort assertion credit score, price as much as $50, successfully reducing the annual charge to a manageable $45.
Cardholders additionally obtain a ten% annual level bonus based mostly on their complete spend throughout the account anniversary 12 months at a fee of 1 level for every greenback spent. So, if you happen to spend $20,000 on the cardboard in a 12 months, you’ll get 2,000 further factors on the finish of it.
Moreover, Chase Final Rewards factors may be transferred to 10 airline and three resort companions, together with invaluable applications resembling Air Canada Aeroplan, Air France-KLM Flying Blue and World of Hyatt. You may maximize your rewards by reserving aspirational business-class tickets or picturesque stays at island resorts for a lot lower than their money equal.
Associated: Why I like my Chase Sapphire Most well-liked Card — and can at all times hold it in my pockets
Backside line
The Chase Sapphire Most well-liked is likely one of the prime journey rewards bank cards in the marketplace.
It is no marvel so many TPG staffers proceed to hold the Chase Sapphire Most well-liked 12 months after 12 months. Given its easy-to-maximize perks, sturdy incomes charges and the usefulness of Chase Final Rewards factors, it most likely deserves a spot in any traveler’s pockets.
To be taught extra, try our full overview of the Chase Sapphire Most well-liked.
Apply now: Chase Sapphire Most well-liked Card
