I’ve held Capital One playing cards for years now. Till not too long ago, I had forgotten about one specific cardholder perk: the power to get discounted drinks at Capital One Cafe areas.
I had simply completed up a run and was strolling again residence after I stumbled throughout a Capital One Cafe in downtown Portland, Oregon. Because of being a cardholder, I used to be in a position to go to that Capital One Cafe and luxuriate in 50% off the handcrafted beverage I ordered.
If you happen to want a every day caffeine kick, this beneficiant profit can prevent extra money than you may understand, particularly when espresso and tea drinks routinely price $6 to $8 every. All Capital One and Uncover credit score and debit card holders are eligible for this profit, so that you needn’t fear about having a specific Capital One card to take pleasure in this perk.
This is all the pieces to know to take full benefit of this perk.
What are Capital One cafes?
Capital One cafes function each banks and cafes. You’ll be able to carry out some small banking companies, corresponding to withdrawing cash and depositing checks, on the ATMs inside them. You can even ask inquiries to one of many Capital One advisers available. Nonetheless, you will not be capable of do all the pieces you sometimes can at a full-service financial institution.
When visiting any of the 60-plus cafe-labeled areas obtainable all through the U.S., you will even have the power to order lighter meals, drinks and candy treats. They’ve ample seating and quick Wi-fi as nicely for these trying to get some work completed.
How you can use the low cost
Utilizing the cardholder low cost is sort of easy. Merely place your order, and the barista will usually ask you you probably have a Capital One or Uncover card. If the barista does not ask you, merely point out that you’ve got a Capital One or Uncover card, and your beverage can be discounted. You will note signage all through the cafe highlighting this cardholder perk.

You should use this low cost at any Capital One Cafe nationwide. It may be utilized to any drink buy, with no restrict on the variety of drinks you possibly can order and use the low cost on. Meals gadgets are excluded.
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How you can maximize this low cost
I have been on a matcha kick not too long ago, so having the prospect to get specialty drinks for underneath $4 in a serious metropolitan space is a large win for me. Drinks are equally priced to these provided at Dunkin’, Starbucks and most espresso outlets in bigger cities.
For an everyday customer in search of a every day caffeine repair, this could prevent roughly $20 to $40 per thirty days.
And since this low cost will be utilized to a couple of drink — although it is not stackable with some other reductions — it is an effective way to deal with your co-workers, pals or household to espresso and different drinks.
Bear in mind, too, that these cafes host glad hours and every day specials that change by location. On the time I visited, the downtown Portland location was providing $3 drinks each Wednesday from 3 p.m. to shut till the tip of the yr.

Associated: Finest eating bank cards
What playing cards can I take advantage of?
You should use any Capital One or Uncover credit score or debit card to get half off drinks. If you happen to do not presently have a card, listed here are a couple of of my prime picks you may take into account making use of for:
Or, for those who’re not out there for a bank card, you may go for the 360 Checking Debit Card connected to a fee-free Capital One 360 checking account.
The knowledge for the 360 Checking Debit Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: Why the Capital One Enterprise X may very well be the most suitable choice to your first premium card
What to order
There are many drinks and taste combos to select from, and because you’re solely paying half worth, it’s simple to attempt a couple of. You’ll be able to attempt completely different choices till you discover your favourite.

A few of my prime drink picks are:
- Iced caramel latte
- Iced honey lavender latte
- Iced honey lavender matcha
- Iced vanilla matcha

The honey lavender latte is the signature drink at Capital One cafes, and it’s fairly tasty.
However for those who’re a espresso purist and never into flavored coffees, you will get a black espresso for simply $2.00 with the low cost. Moreover, for individuals who desire to not devour caffeine, there are numerous decaffeinated drink choices.
I’ve additionally tried the meals a handful of occasions, and it’s hit and miss.
Backside line
Capital One and Uncover cardholders should not overlook this profit. You may get your caffeine repair by way of lattes, matchas and extra at 50% off simply by stopping by your nearest Capital One Cafe.
Associated: The very best time to use for these well-liked Capital One bank cards based mostly on provide historical past