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Chase Sapphire Reserve playing cards The Edit credit score: What to know
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Chase Sapphire Reserve playing cards The Edit credit score: What to know

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Last updated: December 11, 2025 6:04 am
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Published: December 11, 2025
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The Edit credit score on Sapphire Reserve card particularsmaximize The Edit credit score on Sapphire Reserve playing cardsBackside line

When you’re a Chase Sapphire Reserve® (see charges and charges) or Chase Sapphire Reserve for Enterprise℠ (see charges and charges) cardholder, you may be conversant in The Edit, Chase’s premium assortment of greater than 1,000 properties bookable by way of Chase Journey℠.

If you have not explored what you’ll be able to reserve with The Edit, take a peek. Among the properties are expensive — like Chilean desert oasis Tierra Atacama, which prices upward of $2,860 per night time. Others are extra inexpensive — just like the Kimpton Epic Resort in Miami, which begins round $279 per night time.

Your Sapphire Reserve and Sapphire Reserve for Enterprise embrace perks that provide actual worth and are simple to make use of. Cardholders can get pleasure from a $500 The Edit credit score, and, in 2026, a $250 assertion credit score towards sure lodge bookings made via Chase Journey.

This is what you might want to know to maximise the worth of The Edit credit score featured on these two playing cards.

The Edit credit score on Sapphire Reserve card particulars

Presently, the Edit credit score on the Sapphire Reserve and Sapphire Reserve for Enterprise (which applies to pay as you go stays of a minimum of two nights) cannot be used .

Cardholders mechanically obtain as much as $250 in assertion credit on qualifying purchases between Jan. 1 and June 30 and one other $250 between July 1 and Dec. 31 annually. So long as you e-book a keep at a property from Chase’s curated The Edit portfolio, you may see the credit score submit inside six to eight weeks, per Chase (although a number of TPG staffers have reported seeing related credit submit a lot sooner).

That modifications beginning Jan. 1, 2026, when the credit score will now not be break up biannually. As an alternative, cardholders obtain as much as $500 in complete assertion credit to make use of, with a most of $250 per transaction.

This implies you have to e-book two separate pay as you go stays of two nights or extra — back-to-back — to obtain the complete $500 The Edit credit score in a single go.

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If you do not have a must max out this credit score , you may find yourself with two separate $250 assertion credit you need to use at your leisure.

KIMPTON EPIC HOTEL/FACEBOOK

Additionally beginning Jan. 1, 2026, Sapphire Reserve and Sapphire Reserve for Enterprise cardholders will obtain as much as $250 in assertion credit on pay as you go Chase Journey lodge bookings for stays with the next manufacturers. (Two-night minimal required; should e-book by Dec. 31, 2026, to obtain the credit score.)

  • IHG Resorts and Resorts
  • Minor Resorts
  • Montage Resorts and Resorts
  • Omni Resorts and Resorts
  • Pan Pacific Resorts and Resorts
  • Pendry Resorts and Resorts
  • Virgin Resorts

Perks of reserving a stick with The Edit embrace:

  • A $100 property credit score
  • Each day breakfast for 2
  • Early check-in and late checkout (if out there)
  • Room upgrades (if out there)

All journey booked by way of Chase Journey — together with The Edit reservations — earns 8 factors per greenback spent.

However much like the favored $300 journey credit score (which doesn’t have for use inside Chase Journey), the $500 The Edit credit score doesn’t earn Final Rewards factors. You will start incomes factors on Chase Journey purchases as soon as you have used up The Edit credit score.

Associated: Chase’s 5/24 rule — all the things you might want to know

maximize The Edit credit score on Sapphire Reserve playing cards

With a $795 annual charge on both the Sapphire Reserve or the Sapphire Reserve for Enterprise, maximizing their perks is necessary. You wish to be sure the worth you get out of a card with an enormous price ticket is price it.

Fortunately, there are a number of methods to maximise this credit score. For one, you need to use your Sapphire Reserve card to pay for a lodge inside The Edit, obtain $250 in assertion credit, and use your Final Rewards factors (with heightened worth if the keep is Factors Increase-eligible) to cowl the remainder of your keep.

Overwater villas at the Vignette Collection Noku Maldives
VIGNETTE COLLECTION NOKU MALDIVES/FACEBOOK

TPG contributing editor Matt Moffitt used his $250 credit score towards a keep on the Urso Resort and Spa in Madrid, Spain, which lowered the $847.31 price ticket for 2 nights to $597.31. From there, he was ready to make use of 29,850 Chase factors to cowl the remaining prices of the keep, because the property was Factors Increase eligible at a price of two cents per level.

It’s also possible to maximize the worth of The Edit credit score by reserving your journey collectively, whether or not it is a flight and a rental automobile, just a few nights at a lodge or a enjoyable exercise in your subsequent journey.

Associated: What’s the distinction between Chase’s The Edit properties and Factors Increase?

Backside line

The Edit credit score on the Sapphire Reserve and Sapphire Reserve for Enterprise is a strong perk for playing cards with excessive annual charges.

If you wish to get probably the most worth out of your Sapphire Reserve card, maxing out the assertion credit — and utilizing the advantages related to reserving a keep at one in every of The Edit properties, such because the $100 property credit score — is an efficient place to start out.

To be taught extra, learn our full critiques of the Sapphire Reserve and Sapphire Reserve for Enterprise.


Apply right here: Chase Sapphire Reserve

Apply right here: Chase Sapphire Reserve for Enterprise


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