Chase Final Rewards is among the finest transferable rewards currencies as a consequence of its worthwhile lodge and airline companions, together with United MileagePlus. This is the way to switch Chase factors to United MileagePlus and different issues you must know earlier than transferring your Final Rewards factors to this handy frequent flyer program.
Find out how to switch Chase Final Rewards factors to United MileagePlus
Chase Final Rewards factors can switch to many airline and lodge loyalty packages. The worth you may get when utilizing every Chase switch accomplice is determined by the award flights or nights you may ebook with the factors you switch. However, as you may see on this information, United MileagePlus is definitely a Chase switch accomplice value contemplating.
Are you able to switch Chase factors to United miles?
Solely choose Chase playing cards earn transferable Final Rewards factors. These embrace:
The data for the Ink Enterprise Most well-liked has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
You may mix rewards from all of your Final Rewards playing cards — together with Final Rewards playing cards just like the Chase Freedom Flex® (see charges and charges) and the Chase Freedom Limitless® (see charges and charges) that earn cash-back rewards — right into a single account.
If the account you utilize to gather all of your rewards is your Sapphire Reserve, Sapphire Reserve Enterprise, Sapphire Most well-liked or Ink Enterprise Most well-liked account, you may have a stash of factors you’ll be able to switch to Chase switch companions.
Associated: How (and why) to mix your Chase Final Rewards factors right into a single account
Chase to United switch ratio
The Chase-to-United Airways switch ratio is 1:1. You have to switch Chase factors in increments of 1,000 factors, which suggests you’ll be able to convert 1,000 Chase factors into 1,000 United miles. You could sometimes discover a switch bonus that reinforces this switch ratio, however such bonuses are uncommon.
Reward your inbox with the TPG Each day e-newsletter
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
Primarily based on TPG’s December 2025 valuations, Chase factors are value 2.05 cents every whereas United miles are value 1.3 cents every. So, theoretically, you’ll lose worth whenever you switch Chase factors since transferable factors are inherently extra worthwhile. As we’ll focus on later on this information, although, this doesn’t suggest you should not switch Chase factors to United, particularly when you have some redemptions in thoughts the place you would possibly get greater than 2.05 cents per United mile in worth.
Associated: Supercharge your Chase Final Rewards steadiness with these high 5 playing cards
How lengthy does it take to switch Chase factors to United MileagePlus?
If you switch Chase factors to United, the miles will often seem in your MileagePlus account instantaneously.
It might sometimes take longer for Chase factors to switch to United. You may sometimes see the miles in your account by the following enterprise day, however it could take as much as seven enterprise days.
You’ll obtain an e-mail from Chase that claims your factors switch is in progress when you verify your switch request. Then, you get one other e-mail from Chase as soon as your factors switch is full. So, if the miles don’t seem in your United account instantaneously, regulate your e-mail to know when the switch is full.
Associated: How a lot are Chase Final Rewards factors value?
How do you switch Chase factors to United MileagePlus?
To switch Chase factors to United MileagePlus, head to the Final Rewards web site, log in to your account and choose your Final Rewards-earning card (when you have a number of Chase playing cards). You need to land on a dashboard web page for the cardboard account you chose. Click on on the “Journey” drop-down choice on the high of your dashboard, then choose “Switch factors to companions.”
You may be directed to a web page displaying all Chase switch companions. Scroll down, then click on on the United Airways row. Doing so will take you to an info web page about transferring Chase factors to United MileagePlus.
To proceed, click on “Switch factors” to achieve a web page the place you’ll be able to enter or verify your United MileagePlus info.
Enter the quantity of Chase factors you’d wish to switch to United on the following web page. You have to switch at the least 1,000 factors and might solely switch in increments of 1,000 factors.
Click on “Subsequent” to achieve a abstract web page earlier than clicking “Submit” to substantiate your switch request.
Transfers are irreversible, so all the time make sure you’ve discovered award availability or are sure you wish to switch your factors earlier than clicking “Submit.”
Associated: My newbies blueprint to search out the flight awards you need
When do you have to switch Chase factors to United MileagePlus?
As you learn this information, you might ponder whether it is best to switch Chase factors to United. This query is complicated, so it is necessary to think about your particular state of affairs.
Primarily based on our valuations, United MileagePlus is not probably the most worthwhile Chase switch accomplice. For instance, whereas our December 2025 valuations peg the worth of United miles at 1.3 cents every, we worth another Chase switch companions, together with World of Hyatt, British Airways Membership and Air Canada Aeroplan, greater at 1.7 cents every for Hyatt and 1.4 cents every for British Airways and Air Canada.
You could wish to reserve your Chase Final Rewards factors for transfers to those higher-value companions, particularly if you have not accrued a large stash of Chase factors. Nonetheless, it’s potential to get extra worth from United miles on some redemptions, corresponding to throughout United award gross sales or some long-haul business-class awards.
Try our information on redeeming United miles to get began. Then, learn our information about maximizing United MileagePlus redemptions for extra tips about getting probably the most worth out of your United miles.
Lastly, in case you would in any other case redeem your factors for journey by way of the Chase Journey℠ portal, transferring factors to United might present extra worth. Contemplate the worth you’d obtain when redeeming United miles and evaluate it to your redemption charge by way of Chase Journey.
Associated: Flights, bank cards and extra: Find out how to earn miles with the United MileagePlus program
Backside line
Now you know the way to switch Chase factors to United.
It may be daunting the primary time you go to switch Chase factors. Nevertheless, as this text exhibits, transferring Chase factors to loyalty packages like United MileagePlus is not exhausting. As soon as you discover an award flight you wish to ebook by way of United MileagePlus, comply with the steps above to switch the variety of factors you should ebook your award flight.
Keep in mind, it’s essential to switch factors in increments of 1,000, so you might must switch barely extra factors than you should ebook your flight.
