Chase Final Rewards factors are a favourite foreign money among the many TPG employees, partly as a result of you may switch them to a wide range of airline and lodge companions. I usually switch my factors to Southwest Speedy Rewards, the place I can redeem them for award tickets to locations in North America, Central America and the Caribbean — and generally stretch my factors even additional with the dear Companion Cross.
On this article, we’ll cowl find out how to switch your Chase factors to Southwest Airways and when you must (or should not) do it.
Associated: How TPG’s factors and miles specialists maximize Chase Final Rewards factors
Are you able to switch Chase factors to Southwest?
Sure, Chase Final Rewards is certainly one of two transferable currencies that supply Southwest Speedy Rewards as a switch companion. (The opposite one is Bilt Rewards).
The extra Final Rewards factors you accrue, the earlier you may redeem your subsequent free journey with Southwest or any of Chase’s different companions. Listed below are a few of TPG’s favourite playing cards that may make it easier to earn Final Rewards factors via welcome bonuses and on a regular basis spending:
Nevertheless, you are not restricted to simply these Chase playing cards. I personally love the Chase Freedom Flex® (see charges and costs) and the Chase Freedom Limitless® (see charges and costs). They do not earn Final Rewards factors by themselves, however should you additionally maintain one of many playing cards listed above, you may flip that money again into full-fledged Final Rewards factors and switch them to any of Chase’s companions.
The knowledge for the Ink Enterprise Most well-liked has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: No-annual-fee bank cards that earn transferable rewards
Reward your inbox with the TPG Day by day publication
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
Chase-to-Southwest switch ratio
As with all of Chase’s present switch companions, Final Rewards factors switch to Southwest at a ratio of 1:1. Nevertheless, you might be able to get a good higher ratio should you can benefit from a switch bonus. Chase switch bonuses are sporadic, however should you discover one which aligns along with your journey plans, it can save you 1000’s of factors.
Associated: Greatest Southwest Airways bank cards
How do you switch Chase factors to Southwest?
One of many nice issues about transferable factors is you could redeem them for award flights with airways you’ve got by no means flown or accrued factors or miles with earlier than. But when that is the case, you will must arrange a Southwest Speedy Rewards account earlier than you may switch your Chase factors to Southwest.
Head to Southwest’s web site to create an account totally free. Then, go to your Chase portal and go into your Final Rewards account. Click on “Journey” on the highest toolbar, and select “Switch factors to companions.”
On the following display, you will see an inventory of Chase’s journey companions, with any obtainable switch bonuses famous on the high. Scroll down, and click on on the Southwest possibility.
This can take you to a web page with some guidelines about transferring your factors to Southwest. As an illustration, factors transferred through the Chase portal should not eligible for incomes Southwest standing. You will additionally must pay taxes and costs on Speedy Rewards factors redemptions.
After reviewing the positive print, click on the blue “Switch Factors” button on the backside proper.
On the next web page, you will must enter your Southwest Speedy Rewards quantity. Chase additionally permits you to switch factors to at least one licensed person in your Chase account, so you might enter their Speedy Rewards quantity as a substitute. When you full this step, click on “Subsequent.”
Then, enter the variety of factors you need to switch. This should be a a number of of 1,000, so you could must switch a number of extra factors than required in your redemption.
The following web page offers you an opportunity to evaluation your data earlier than processing the switch. Do not forget that transfers are irreversible, so make sure you could have entered the proper variety of factors you need to switch earlier than you hit “Submit.” An harmless typo may trigger you to switch 100,000 hard-earned factors whenever you meant to switch solely 10,000. It is also a good suggestion to double-check the spelling of your title and your Speedy Rewards quantity.
CHASE
If you happen to’re prepared to finish the switch, click on “Submit” and wait in your factors to hit your Speedy Rewards account.
Based on Chase’s web site, “Most level transfers course of by the following enterprise day, however could take as much as seven enterprise days.” Nevertheless, TPG’s checks have proven that the majority transfers to Southwest occur immediately. Meaning you might be reserving your award flight mere minutes after transferring your Chase factors.
Associated: It simply received simpler to make use of your Chase factors to guide Southwest Airways flights
When do you have to switch Chase factors to Southwest?
Based on TPG’s November 2025 valuations, Chase factors are price 2.05 cents every, whereas Speedy Rewards factors are solely price 1.4 cents every. That is as a result of the flexibleness of transferable factors makes them inherently extra precious.
Southwest traditionally priced award flights primarily based on money charges, so that you’d usually get a price proper round 1.4 cents per level when redeeming Speedy Rewards factors for flights. Nevertheless, for the reason that airline switched to variable redemption charges, now you can get far roughly worth out of your factors. This may increasingly result in extra candy spots within the Speedy Rewards program, just like different Chase switch companions like United Airways, Air France and Hyatt.
Earlier than you switch your factors to Southwest, be sure that this airline makes essentially the most sense. Check out Chase’s different airline companions and examine award charges and flight particulars, in addition to add-ons you could must buy, like checked luggage and seat choice.
Lastly, examine costs with the Chase Journey℠ portal earlier than transferring factors to Southwest.
Take this one-way flight from Denver Worldwide Airport (DEN) to Orlando Worldwide Airport (MCO). You may guide a Wanna Get Away Plus ticket via Southwest by transferring 23,000 Chase factors to your Speedy Rewards account and paying $5.60 in taxes and costs.
However the identical fare booked via Chase Journey prices solely 20,838 factors. On this case, reserving via the Chase Journey portal would prevent a number of factors.
Nevertheless, if you have already got a good stability of Speedy Rewards factors and simply must high off your account to guide the award ticket, transferring from Chase to Southwest may make extra sense. The identical goes if in case you have a precious Southwest Companion Cross.
As an illustration, a few years in the past, I transferred Chase Final Rewards factors to Southwest to buy a round-trip ticket to Turks and Caicos. My ticket price 46,000 factors — not a very whole lot — however because of the Companion Cross I had on the time, I received my companion’s ticket for simply the price of taxes and costs. I spent 46,000 Chase factors on two seats that may have price almost $1,400 whole, giving me a price of round 3 cents per level. I could not have gotten that form of deal if I would booked via Chase Journey.
Backside line
If you happen to’ve by no means transferred factors from Chase, it may be just a little nerve-wracking to observe the factors vanish out of your account and look ahead to them to seem in your account with an airline or lodge companion. Fortunately, the method is often clean and virtually instantaneous. Simply be sure you verify award availability and test you could’t get a greater deal by redeeming factors via Chase Journey.
Then, observe the steps above to switch your factors and guide your subsequent (virtually free) getaway.
