The Capital One Enterprise X Enterprise not too long ago introduced its highest welcome provide ever — and it is perhaps the largest welcome provide we now have ever seen on a enterprise bank card.
New candidates can earn 200,000 bonus miles after spending $30,000 on purchases within the first three months, and an extra 200,000 bonus miles after spending a complete of $150,000 on purchases within the first six months.
This card has an annual charge of $395, which is decrease than most of its premium opponents.
I’ve cherished having the Capital One Enterprise X Rewards Credit score Card for the previous few years, so I am all the time searching for methods to earn extra invaluable Capital One miles.
This is my tackle this provide and why I am so on this card.
How frequent is a 400,000‑mile welcome bonus on the Enterprise X Enterprise?
That is the best welcome bonus ever supplied on this card, together with when it was launched in 2023.
The earlier highest provide we have seen on the Enterprise X Enterprise was in June, when you possibly can earn as much as 350,000 bonus miles (not out there) — 50,000 miles decrease than the present provide.
When you’re a big-spending enterprise proprietor who has ever thought of making use of for this card, now could be one of the best time to take action, given how sturdy the welcome bonus at present is.
Who’s eligible for the 400,000-mile welcome bonus on the Enterprise X Enterprise?
TPG recommends you’ve gotten a credit score rating of 740 or above for this card.
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You do not have to be a standard enterprise proprietor to qualify for a enterprise bank card; nevertheless, the spending requirement for the welcome bonus on the Enterprise X Enterprise will go well with companies with very excessive spending patterns.
When you already maintain the private Capital One Enterprise X, that does not disqualify you for the Enterprise X Enterprise welcome bonus, neither is the Enterprise X Enterprise a part of the brand new “household” rule of Enterprise welcome bonus restrictions.
Nevertheless, chances are you’ll be denied the welcome bonus on the Enterprise X Enterprise in case you at present maintain one other Capital One enterprise bank card, comparable to a Spark card (in line with Capital One’s phrases and circumstances).
You need to wait six months between functions for Capital One playing cards. So, in case you’ve been authorised for any Capital One card throughout the final six months, you may want to carry off to be authorised for the Enterprise X Enterprise card.
How a lot are 400,000 Capital One miles price?
Based on TPG’s November 2025 valuations, Capital One miles are price 1.85 cents every. At that charge, 400,000 miles are price as much as $7,400 when transferred to Capital One’s 15-plus switch airline and lodge companions and used for prime‑worth bookings.
When you want to save lots of time by redeeming every little thing simply in a single place, you too can redeem Capital One miles at a hard and fast charge of 1 cent every towards latest journey purchases or bookings by Capital One Enterprise Journey. So, the 400,000‑mile bonus can be price $4,000 in that situation.
Having earned and redeemed numerous Capital One miles, listed here are a few of the methods I like to recommend utilizing them to get one of the best worth:
Additionally, bear in mind by spending $150,000 on the cardboard to earn the complete welcome bonus, you’d earn not less than an extra 300,000 Capital One miles as the cardboard earns not less than 2 miles per greenback spent on purchases. This implies you’d have not less than 700,000 Capital One miles to maximise.
So, for instance, you possibly can e-book not less than 5 round-trip business-class flights to Europe when transferring to Air Canada’s Aeroplan program at a 1:1 ratio.
Watch for infrequent switch bonus presents as nicely, the place you may want even fewer miles to e-book these offers.
Associated: Why Air Canada Aeroplan has develop into my favourite Star Alliance loyalty program
So, is the 400,000-mile Enterprise X provide probably the greatest offers ever?
When even a 100,000-mile welcome bonus can be thought of beneficiant on a rewards bank card, this spectacular provide from Capital One must be of curiosity to any high-spending enterprise proprietor seeking to earn a really important quantity of rewards.
Past the 400,000-mile welcome bonus, listed here are the highest 5 explanation why I imagine this card is so invaluable:
- Annual credit score: You will obtain $300 in credit yearly for bookings made by Capital One Enterprise Journey, which is simpler for a busy enterprise proprietor to make use of in comparison with the advanced coupon e-book of advantages another premium playing cards provide.
- Anniversary bonus: Get pleasure from 10,000 bonus miles each account anniversary, beginning in your first anniversary (price $185 towards journey in line with TPG’s November 2025 valuations).
- Lounge entry: Get pleasure from complimentary entry for your self (as the first cardholder) and as much as two visitors to Capital One Lounges and greater than 1,300-plus Precedence Move lounges. (Be mindful, nevertheless, that visitor lounge entry is about to tighten in February.)
- Excessive portal incomes charges: Earn 10 miles per greenback spent on accommodations and rental vehicles, and 5 miles per greenback spent on flights and trip leases booked by way of Capital One Enterprise Journey. If your corporation has journey bills, that is a simple method to rack up numerous further miles with the convenience of reserving every little thing in a single place.
- Wonderful on a regular basis incomes: Earn 2 miles per greenback spent on all different purchases.
It is nice to comprehend that while you’re paying the $395 annual charge within the second (and subsequent) years, you may obtain each a $300 journey credit score and 10,000 bonus miles, which, in my thoughts, cowl the price of the annual charge every year.
Backside line
The 400,000‑mile welcome provide on the Capital One Enterprise X Enterprise is one of the best deal we now have seen on a enterprise bank card in a very long time. This is why:
- That is the best welcome bonus ever publicly supplied on the cardboard.
- The welcome bonus is price $7,400, in line with TPG’s November 2025 valuations.
- The cardboard earns not less than 2 miles per greenback spent on each buy.
- You’ll be able to switch your Capital One miles to e-book flights on a few of the world’s greatest airways, in addition to stays with lodge packages.
Whereas the complete welcome bonus is just attainable by companies with important bank card spending, they’ll earn large rewards.
Capital One has not but introduced an finish date for this provide, so in case you’ve ever thought of making use of for the Enterprise X Enterprise, now could be the time to take action.
For extra particulars, learn our full assessment of the Enterprise X Enterprise.
Be taught extra: Capital One Enterprise X Enterprise
