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Insurance coverage ought to cowl medical marijuana
Opinion

Insurance coverage ought to cowl medical marijuana

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Last updated: November 14, 2025 1:14 pm
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Published: November 14, 2025
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I’ve spent my profession caring for sufferers with power ache, dementia and different circumstances that drain not solely high quality of life but additionally the healthcare system’s sources. Too typically, I’ve prescribed drugs which might be expensive and harmful and carry excessive dangers of dependency and demise.

There’s another choice a lot of my sufferers already use: medical hashish. The plant is likely one of the best and most secure therapies for a bunch of power circumstances.

But, every single day, sufferers should select between paying hire or paying out of pocket for hashish as a result of insurance coverage firms refuse to cowl it. Insurance coverage protection for medical hashish shouldn’t be a radical concept. It’s the subsequent logical step.

We face two epidemics quietly sinking our healthcare system: power ache and dementia. Collectively, these circumstances eat a staggering share of Medicare and Medicaid budgets.

Additionally they drive sufferers towards the medication fueling our overdose disaster.

Hashish may be an exit technique. Research present 30% to 50% reductions in opioid use when sufferers substitute with hashish. Not like opioids or benzodiazepines, hashish has no recorded overdose deaths.

For sufferers with dementia, hashish improves sleep, urge for food, temper and agitation signs — typically permitting them to scale back or cease drugs which have debilitating unwanted side effects.

A complete analysis evaluate by the Nationwide Academies of Sciences, Engineering and Drugs in 2017 categorized hashish as an evidence-based therapy for power ache, a number of sclerosis and chemotherapy-related nausea.

Analysis has expanded since then, with worldwide fashions from demonstrating measurable advantages and value financial savings.

We even have rising patient-reported outcomes. These outcomes seize what scientific trials typically miss — enhancements in each day functioning, sleep, temper and total high quality of life.

Federal companies are caught in a catch-22: The Meals and Drug Administration can not approve hashish as a result of merchandise fluctuate batch-to-batch, and with out FDA approval, insurers received’t cowl it.

We have already got fashions. Hospice applications, for instance, obtain a per-diem fee from Medicare to cowl all palliative wants.

We also needs to discover Medicaid waivers, corresponding to Part 1115 behavioral well being, to permit hashish protection for power ache, anxiousness and substance-use dysfunction.

Hashish shouldn’t be applicable for everybody, notably adolescents. Nonetheless, for adults, particularly older adults, the advantages typically far outweigh the dangers. Insurers are already paying for the results of power ache and dementia. Overlaying hashish is of their monetary curiosity.

We all know hashish works for a lot of circumstances. We all know it’s safer than most alternate options. The info is rising, the general public is prepared and sufferers are demanding it. What we lack is political will.

As a doctor, I can not ignore therapies my sufferers are already utilizing and benefiting from. Insurance coverage firms shouldn’t ignore them both.

Mikhail Kogan is a co-author of “Medical Marijuana: Dr. Kogan’s Proof-Based mostly Information to the Well being Advantages of Hashish and CBD” and affiliate professor of drugs and chief medical officer of the Heart for Integrative Drugs at George Washington College/InsideSources

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