The Capital One Enterprise X Rewards Credit score Card stands tall within the journey bank card market. That is due to its simple advantages, potential to earn useful Capital One miles and annual payment of $395, modest in comparison with its premium counterparts.
For those who’ve been eyeing this rewards card, now’s a incredible time to use. That is as a result of the cardboard is providing its highest welcome bonus since its launch in 2021. The one time this card has had a limited-time welcome bonus was in the course of the first 4 months after it debuted.
Let’s dive into the Enterprise X’s bonus and advantages that can assist you determine whether or not now’s the time so as to add the cardboard to your pockets.
Present Capital One Enterprise X provide
New Enterprise X candidates can earn 100,000 miles after spending $10,000 on purchases within the first six months of account opening.
In response to TPG’s November 2025 valuations, this bonus is value $1,850.
Capital One miles are Most worthy once you leverage one of many issuer’s 15-plus switch companions. Nevertheless, cardholders even have the choice to redeem at a set price of 1 cent per level to cowl latest journey purchases on the cardboard or make bookings by way of the Capital One Journey portal. This bonus is value a decent $1,000 in the event you redeem it this manner.
How does this evaluate to previous affords?
Exterior of the Enterprise X’s November 2021 launch, that is the one elevated provide we have seen within the card’s historical past. The Enterprise X supplied the identical 100,000-mile provide from November 2021 to March 2022. In any other case, it has by no means strayed from its normal 75,000-mile provide (not presently out there).
This 100,000-mile provide hasn’t been out there in 4 years, making now a good time to use.
Software guidelines and restrictions
Capital One lately imposed a 48-month household rule throughout its lineup of Enterprise playing cards, together with the Capital One VentureOne Rewards Credit score Card and the Capital One Enterprise Rewards Credit score Card.
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This new Enterprise household rule restricts you from transferring ‘down’ the Enterprise card household (by way of annual charges), that means if you have already got the Enterprise X and earned the bonus within the final 48 months, you will not be authorised for the VentureOne ($0 annual payment) or Enterprise ($95 annual payment). So, that is one thing to remember if you wish to choose up considered one of these two lower-tier playing cards sooner or later.
Moreover, in the event you’ve opened the Enterprise X and obtained its bonus within the final 48 months, you will not be eligible for this present bonus.
Capital One’s different software restrictions require you to attend six months between approvals for brand spanking new Capital One playing cards, together with each private and enterprise playing cards.
Associated: 6 issues to do once you get the Capital One Enterprise X
Why it’s best to apply for the Enterprise X
The Enterprise X supplies a number of advantages for frequent vacationers to take pleasure in. Key perks embrace:
- Anniversary bonus: The cardboard pays 10,000 bonus miles in your account anniversary, beginning in your first anniversary. As of November 2025, TPG values these 10,000 miles at as much as $185 when utilized with Capital One’s switch companions.
- Annual journey credit score: Cardholders will obtain a $300 annual credit score for bookings made by way of Capital One Journey.
- World Entry or TSA PreCheck: Cardholders obtain as much as $120 in assertion credit for both TSA PreCheck or World Entry.
- Lounge entry: Cardholders, licensed customers and as much as two company per go to get complimentary entry to Capital One lounges and greater than 1,800 Precedence Cross lounges till Feb. 1, 2026. After this date, you may be required to pay for visitor entry to each varieties of lounges.
- Licensed customers: Extra licensed customers will be added at no cost. Nevertheless, starting Feb. 1, 2026, every licensed consumer will value $125 yearly to retain Capital One and Precedence Cross lounge entry.
- Luxurious lodge perks: The Capital One Premier Assortment affords free breakfast, room upgrades and different perks at taking part inns and resorts. Cardholders may also entry Capital One’s lower-tier Way of life Assortment.
- Stacking automobile rental perks: Cardholders can stack automobile rental perks with Hertz.*
*Upon enrollment, accessible by way of the Capital One web site or cell app, eligible cardholders will stay at that standing stage by way of the length of the provide. Please be aware, enrolling by way of the traditional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) won’t routinely detect a cardholder as being eligible for this system and cardholders won’t be routinely upgraded to the relevant standing tier. Extra phrases apply.
On high of those advantages, the Enterprise X makes it simple to earn Capital One miles at aggressive charges:
- 10 miles per greenback spent on inns and rental automobiles booked by way of Capital One Journey
- 5 miles per greenback spent on flights and trip leases booked by way of Capital One Journey
- 2 miles per greenback spent on all different purchases
For those who maximize the total worth of simply two of the Enterprise X’s annual perks — the $300 journey credit score and 10,000 bonus factors — you’ll successfully recoup your $395 annual payment. That is as a result of TPG’s November 2025 valuations place the bonus factors at $185. Once you add the worth of the $300 credit score to this, you attain a complete annual worth of $485.
Associated: Cashing in Capital One miles? Tips on how to get the utmost worth when redeeming miles
Backside line
The Enterprise X is offering 100,000 miles in its first elevated provide since launch, which makes now a good time to use in the event you’re eligible for the bonus.
Plus, the cardboard could be a nice possibility for a lot of vacationers, and the cardboard will probably grow to be extra compelling over time as Capital One continues to spend money on its rewards program and its lounge community.
To be taught extra, learn our full evaluation of the Enterprise X.
Be taught extra: Capital One Enterprise X
For Capital One merchandise listed on this web page, a number of the advantages could also be supplied by Visa® or Mastercard® and should fluctuate by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
