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Columbia Banking System, Inc. (COLB) Q3 2025 Earnings Name Transcript
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Columbia Banking System, Inc. (COLB) Q3 2025 Earnings Name Transcript

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Last updated: October 31, 2025 7:35 am
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Published: October 31, 2025
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Q3: 2025-10-30 Earnings Abstract

EPS of $0.85 beats by $0.16

 | Income of $582.00M (17.25% Y/Y) beats by $8.98M

Columbia Banking System, Inc. (COLB) Q3 2025 Earnings Name October 30, 2025 5:00 PM EDT

Firm Members

Jacquelynne Bohlen – Head of Investor Relations
Clint Stein – President, CEO & Director
Ron Farnsworth – Government VP & CFO
Torran Nixon – Senior EVP & President of Business Banking
Ivan Seda – EVP & Deputy CFO
Christopher Merrywell – President of Shopper Banking

Convention Name Members

Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Analysis Division
David Feaster – Raymond James & Associates, Inc., Analysis Division
Jeff Rulis – D.A. Davidson & Co., Analysis Division
Matthew Clark – Piper Sandler & Co., Analysis Division
Jared David Shaw – Barclays Financial institution PLC, Analysis Division
Timur Braziler – Wells Fargo Securities, LLC, Analysis Division
Andrew Terrell – Stephens Inc., Analysis Division
Jon Arfstrom – RBC Capital Markets, Analysis Division
Anthony Elian – JPMorgan Chase & Co, Analysis Division
Janet Lee
David Chiaverini – Jefferies LLC, Analysis Division

Presentation

Operator

Hi there, and welcome to Columbia Banking Programs Third Quarter 2025 Earnings Convention Name.

[Operator Instructions]

Please be suggested that in the present day’s convention is being recorded. I might now like to show the convention over to Jacque Bohlen, Investor Relations Director, to start the decision. It’s possible you’ll start.

Jacquelynne Bohlen
Head of Investor Relations

Thanks, Didi. Good afternoon, everybody. Thanks for becoming a member of us as we overview our third quarter outcomes. The earnings launch and corresponding presentation can be found on our web site at columbiabankingsystem.com.

Throughout in the present day’s name, we are going to make forward-looking statements, that are topic to dangers and uncertainties and are supposed to be coated by the secure harbor provisions of federal securities regulation.

First, for an inventory of things which will trigger precise outcomes to vary materially from expectations, please check with the disclosures contained inside our SEC filings.

We may even reference non-GAAP monetary measures, and I encourage you to overview the non-GAAP reconciliations offered in our

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