If you happen to’re not beginning your on-line purchases by going by means of a cash-back web site, I can promise you that you simply’re leaving some cash on the desk.
There are numerous buying portals that allow you to earn rewards in your on-line purchases. Whereas some portals award airline miles, Chase Final Rewards factors or American Categorical Membership Rewards factors, TopCashback presents a reimbursement within the type of money or present playing cards.
Plus, it has one helpful characteristic that no different cash-back portal has: a “Highest Money Again Assure.” Proper now, TopCashback is providing a $25 welcome bonus for brand spanking new members, so it is sensible to attempt it out even if you happen to determine it is not price it long-term. As they are saying, each little bit helps.
Fortunately, getting additional rewards is so simple as a few additional clicks. This is easy methods to maximize your rewards with TopCashback and earn a straightforward $25 bonus whenever you earn your first $10 again.
Referral bonus: Earn $25 money again whenever you earn your first $10 again with TopCashback
What’s TopCashback?
TopCashback is an internet buying portal that companions with over 7,000 retailers, together with huge names like Adidas, Apple, eBay, Macy’s and Sephora, in addition to some journey manufacturers, like Marriott, Vrbo and Hilton. You should use the portal to earn money again on sure present card purchases and place orders for curbside pickup.
TopCashback calls itself “the USA’s most beneficiant money again web site.” That is as a result of it passes 100% of the day-to-day fee from retailers on to members. The location explains that it makes cash by means of commercials and sponsored hyperlinks labeled “zero money again.” Retailers additionally pay the location bonuses sometimes.
How to enroll in TopCashback
If you happen to’re not but a member, now’s the proper time to hitch as a result of TopCashback is providing a profitable vacation deal. From now till Dec. 31, new members will obtain a $25 welcome bonus when becoming a member of utilizing this hyperlink and incomes their first $10 of money again.
Signing up for TopCashback is simple. Simply head to the web site, enter your electronic mail and select a password. As soon as you’ve got joined, you possibly can instantly begin incomes in your on-line purchases and earn money again for each good friend you refer who completes their incomes necessities.
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Notice that new members can’t earn this bonus when mixed with freebie presents.
The best way to use TopCashback
TopCashback works identical to every other on-line buying portal after getting an account. Head to the location earlier than making any on-line purchases.
There is a search field on the prime, which you should use to seek for the service provider you wish to store with. Then, click on by means of to the retailer’s web site to finish the acquisition.
If you click on the “Get Money Again” button subsequent to a retailer, a brand new window or tab will open, indicating that you simply’re being redirected to the product owner’s web site. You need to full your buy in that window in order that TopCashback can monitor how a lot you spent and reward you.
Alternatively, if you wish to simplify your life, you might obtain TopCashback’s browser extension.
It is out there for Chrome, Safari, Edge and Firefox and robotically notifies you whenever you store with a collaborating retailer. So, you may have to click on “Activate Now” to earn money again as an alternative of going by means of the principle portal. It’ll additionally present you any coupons out there for that web site.
Transactions ought to seem in your earnings web page inside seven days. First, they will seem as “Pending,” that means that your transaction has been recorded, however the retailer hasn’t but confirmed that each one standards for money again have been met.
Then, your transaction will swap to “Confirmed” standing inside a month. The ultimate step is to attend in your transaction to turn out to be “Payable.” This often happens inside just a few weeks as soon as the affiliate community invoices the retailer, although it may take as much as 90 days.
You may declare your money again at any time as soon as it reaches payable standing. TopCashback permits you to money out by means of PayPal, automated clearing home switch and a wide range of present card choices with retailers equivalent to Amazon, Disney and Sephora — although some retailers have minimal quantities for present card rewards.
Not like with some cash-back portals, there aren’t any minimums to request a payout. You may often rise up to a 5% bonus whenever you request your payout as credit score with sure retailers or as a Visa or American Categorical pay as you go card.
Money-back assure on TopCashback
TopCashback stands out from different on-line buying portals as a result of it presents a “Highest Money Again Assure.”
Plain and easy: If you happen to discover a higher cash-back deal on one other web site, you possibly can file a declare, and TopCashback will match the provide as soon as it has been reviewed and authorized. That is the one on-line buying portal we all know that gives a assure like this.
The upper price should have been provided on the identical day your transaction occurred. Additionally, TopCashback will solely match cash-back charges from the next rivals:
- BeFrugal
- Capital One Buying
- GoCashBack
- Honey
- MaxRebates
- Mr. Rebates
- Rakuten
- Tada
In different phrases, you possibly can’t match nonmonetary rewards, equivalent to airline miles.
To file a declare, you have to fill out a kind through the customer support web page. You need to submit it inside seven days of the transaction date, with the transaction seen in your account. Though there is not any possibility to connect recordsdata to the preliminary declare kind, TopCashback suggests retaining a timestamped screenshot of the upper provide.
Your greatest guess for maximizing this characteristic is to make use of a buying portal aggregator like Cashback Monitor.
It permits you to seek for retailers and see the incomes charges you’d get throughout all relevant buying portals. So, even when TopCashback is not providing the best price, you’ll see who’s providing a greater price to match it.
Associated: Use a buying portal aggregator to maximise on-line purchases
Essential reminders when utilizing TopCashback
Utilizing TopCashback is comparatively easy, however there are just a few vital issues to bear in mind:
- For TopCashback to trace your buying journeys, you have to have cookies enabled in your browser.
- Solely use promotions or promo codes discovered on the portal; if you happen to use others, they might void your rewards.
- Remember to learn the restrictions for every service provider. Many won’t rely present playing cards as eligible purchases for incomes bonuses, and others will exclude sure merchandise.
- Keep in mind to pay with a rewards card that may provide the perfect incomes price in your buy. Most on-line retailers do not fall into the standard bonus classes, so you may most likely wish to persist with a card that is good for on a regular basis purchases.
For instance, you should use the Capital One Enterprise X Rewards Credit score Card or Capital One Enterprise Rewards Credit score Card and earn 2 miles per greenback on all purchases.
Additionally, do not forget that the “Highest Money Again Assure” is barely helpful if you happen to’re making an attempt to earn money again. If you happen to’re versatile, you possibly can typically get a larger return by going by means of a portal that earns factors or miles — even when the incomes price is decrease.
For example, with Rakuten, you possibly can decide to earn American Categorical Membership Rewards factors as an alternative of money again. TPG values Amex factors at 2 cents apiece as of October 2025, successfully doubling your return over the identical money again. If you happen to had to decide on between incomes 3% money again through TopCashback and incomes 2 Amex factors per greenback spent through Rakuten, you’d get a better return with Rakuten if you happen to worth Amex factors equally to TPG.
Backside line
You must all the time use a buying portal when making on-line purchases.
If it is cash-back rewards you are after, TopCashback is a superb software to bookmark due to its “Highest Money Again Assure.” And till Dec. 31, new members will obtain a $25 welcome bonus once they earn their first $10 of money again.
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