Essentially the most premium of Southwest’s cobranded choices, the Southwest® Speedy Rewards® Efficiency Enterprise Credit score Card (see charges and charges) carries an annual price of $299.
Whereas that is considerably lower than the charges you will see on most premium choices from different airways, it’s a notable enhance from the Southwest® Speedy Rewards® Premier Enterprise Credit score Card (see charges and charges) and the three Southwest private playing cards.
Plus, the Southwest Efficiency Enterprise (together with all of the Southwest playing cards) was refreshed in 2025 as a part of the provider’s sweeping enterprise mannequin modifications. These modifications embody the tip of open seating, the introduction of checked bag charges and the restructuring of the Speedy Rewards loyalty program.
In case you’re a enterprise proprietor who prefers to fly Southwest Airways and wonder if you need to add the Southwest Efficiency Enterprise to your pockets, this is what you should find out about its worth.
Southwest Efficiency Enterprise welcome supply
The Southwest Efficiency Enterprise card is presently providing a welcome bonus of 120,000 bonus factors after spending $10,000 on purchases within the first three months from account opening.
TPG’s September 2025 valuations place Southwest miles at 1.35 cents every, making this bonus price $1,620, which is the most effective welcome bonus we have ever seen on the cardboard.
However earlier than making use of, be sure you verify your eligibility. As a Chase card, the Southwest Efficiency Enterprise is topic to Chase’s 5/24 rule and Southwest bonus eligibility restrictions.
Associated: Southwest Speedy Rewards: Information to incomes and redeeming factors, elite standing and extra
Incomes rewards with the Southwest Efficiency Enterprise
The Southwest Efficiency Enterprise offers excessive incomes charges because the premium enterprise card for Southwest loyalists.
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Here is what present cardholders can anticipate:
- 4 factors per greenback spent on Southwest Airways purchases
- 4 factors per greenback spent on Southwest Cruises*
- 3 factors per greenback spent on Speedy Rewards lodge and automobile rental companions*
- 2 factors per greenback spent at fuel stations and eating places
- 2 factors per greenback spent on lodge lodging booked immediately with the lodge
- 2 factors per greenback spent on native transit and commuting, together with ride-hailing companies
- 2 factors per greenback spent on social media and search engine promoting, web, cable and cellphone companies*
- 1 level per greenback spent on all different eligible purchases
*Ends Dec. 31.
Present cardholders could have entry to each new and expiring bonus classes.
As is anticipated with essentially the most premium model of a cobranded card, the Southwest Efficiency Enterprise earns extra on Southwest purchases than you’ll be capable of earn with some other cobranded Southwest card.
Nevertheless, on the finish of this 12 months, the cardboard will lose its business-specific bonus classes. As a substitute, it should depart extra classes oriented towards incomes extra on on a regular basis purchases, similar to fuel stations and eating places.
This might be a unfavourable change for enterprise homeowners who ceaselessly spend on bills similar to promoting and web companies.
Associated: The right way to rapidly earn the Southwest Companion Go
Southwest Efficiency Enterprise advantages
With the Southwest Efficiency Enterprise card, you will get these Southwest-specific perks:
- First checked bag free: A typical first checked bag prices $35 since Southwest began charging for luggage on Might 28.
- Inflight reductions: Cardholders obtain 25% again on inflight meals and beverage or Wi-Fi purchases.
- Most popular seat choice at reserving: Cardholders and as much as eight passengers touring on the identical reservation can choose most well-liked seating on the time of reserving (for flights working in 2026 and past), when out there.
- Precedence boarding: Cardholders and as much as eight passengers touring on the identical reservation obtain Group 5 precedence boarding (for flights working in 2026 and past). A-Listing standing members can board with an earlier group.
- Limitless extra-legroom upgrades: Cardholders and as much as eight passengers touring on the identical reservation can choose extra-legroom seats when out there inside 48 hours previous to departure (for flights working in 2026 and past).
- As much as 2,500 tier qualifying factors towards A-Listing standing for each $5,000 spent in purchases yearly
- 9,000 bonus factors yearly in your cardmember anniversary, price $122 per TPG’s September 2025 valuations
- 10,000 Companion Go qualifying factors increase yearly: Cardholders will solely have to earn 45,000 extra companion qualifying factors to earn the coveted Companion Go with this increase.
The next perks will expire on Dec. 31, as these advantages are extra tailor-made towards Southwest’s earlier enterprise mannequin:
- 4 Upgraded Boardings when out there
- $500 price credit score for factors transfers per 12 months
- As much as 365 inflight Wi-Fi credit per 12 months
Plus, cardholders obtain an announcement credit score of as much as $120 for his or her International Entry, TSA PreCheck or Nexus utility price and pay no overseas transaction charges.
Enterprise homeowners pay no price for added worker playing cards and earn Speedy Rewards factors on worker spending. Spending limits may be set on worker playing cards by calling cardmember companies.
The Southwest Efficiency Enterprise added a number of perks to assist present worth for cardholders amid the provider’s a number of modifications to the inflight expertise (similar to charging for seat assignments and checked baggage).
In case you fly Southwest ceaselessly, these advantages may stack up rapidly and offset the $299 annual price.
Associated: The right way to nonetheless get a free checked bag on Southwest flights
Southwest Efficiency Enterprise Options
If you would like Southwest-specific perks for a decrease annual price, you would possibly desire the Southwest Premier Enterprise card.
Its decrease $149 annual price is well justified by its anniversary factors, free checked bag perk, most well-liked seat choice at reserving and extra. To study extra, learn our full evaluate of the Southwest Precedence Enterprise card.
In case you spend extra of your finances on enterprise and basic journey bills, you would possibly desire the incomes construction of the Ink Enterprise Most popular® Credit score Card.
It earns 3 factors per greenback on the primary $150,000 spent yearly on journey, delivery, web, cable, cellphone companies and promoting with social media and serps. It carries a decrease $95 annual price and earns Chase Final Rewards factors, which you’ll switch to Southwest or any of Chase’s different journey companions. To study extra, learn our full evaluate of the Ink Enterprise Most popular.
The data for the Ink Enterprise Most popular has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: Southwest Efficiency vs. Premier: Which Speedy Rewards enterprise bank card is best for you?
Backside line
In case you’re a enterprise proprietor who ceaselessly flies Southwest, you will probably get sufficient worth from the anniversary factors, first checked bag free, seat choice and precedence boarding advantages on the Southwest Efficiency Enterprise card to justify its $299 annual price.
Plus, the present welcome bonus is the most effective we have seen within the card’s historical past. This makes now a wonderful time to use if you wish to leverage these advantages and earn a haul of Southwest factors.
For extra info, learn our full evaluate of the Southwest Efficiency Enterprise card.
Apply right here: Southwest Speedy Rewards Efficiency Enterprise Card
