Citi lastly launched a premium rewards card, the Citi Strata Elite℠ Card (see charges and charges), which provides premium perks, bonus-earning charges on choose classes and different noteworthy advantages.
Plus, this card is the world’s first World Legend Mastercard, a brand new premium tier above World Elite Mastercard that gives unique eating, life-style and journey perks. Because the fee community, Mastercard has taken this chance to problem its long-standing rival, Visa.
Let’s evaluation what World Legend Mastercard advantages are and the way cardholders of the Citi Strata Elite can maximize them.
What’s World Legend Mastercard?
World Legend Mastercard is the most recent class to be added as a part of the Mastercard assortment. The tiers so as of lowest to highest are as follows:
- World Mastercard
- World Elite Mastercard
- World Legend Mastercard
World Elite Mastercard is essentially the most recognized inside the market and contains playing cards such because the Citi Strata Premier® Card (see charges and charges) and the Chase Freedom Flex® (see charges and charges).
The brand new World Legend Mastercard program competes with Visa Infinite by giving cardholders entry to memberships, perks and even assertion credit. For the time being, the Citi Strata Elite is the one World Legend Mastercard, however we would not be shocked to see the portfolio develop within the coming years.
Associated: Evaluating Visa Signature and World Elite Mastercard advantages
What are the World Legend Mastercard advantages?
World Legend Mastercard advantages could be break up into two classes: associate advantages and Mastercard advantages. To maximise associate advantages, you need to enroll with a service provider, add your card to your account with a service provider or spend on the Citi Strata Elite card.
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Mastercard advantages are provided by the community and may embrace Mastercard companies or provides in collaboration with a associate.
World Legend Mastercard associate advantages
Alo Strikes
Cardholders obtain membership reductions and different perks with Alo. Obtain as much as 50% off an Alo Strikes membership; upon signing up, you will additionally get 300 bonus factors in Alo Entry, Alo’s loyalty program. You will additionally obtain a one-time 20% low cost on Alo gear and wellness merchandise. Provide expires Sept. 30, 2025.
If you are going to buy athletic put on and take part in on-line wellness lessons, it is a good option to save on a few of these prices. In any other case, this perk just isn’t as helpful, including no extra worth for Citi Strata Elite cardholders.
Reserving.com low cost
As a World Legend Mastercard cardholder, you will stand up to 7% off pay as you go stays on Reserving.com. Provide ends Sept. 30, 2025. Though it is not a serious perk, saving cash in your subsequent lodging could be helpful. To make the most of this profit, merely pay along with your card at checkout.
Simply keep in mind, reserving with a web based journey company has execs and cons; the key cons are sacrificing elite advantages and lacking out on elite-qualifying nights and factors on paid stays.
Associated: Why you do not earn lodge factors when reserving by way of on-line journey businesses
HealthLock
Cardholders can enroll in HealthLock for Mastercard Medical Declare Monitor for a complimentary membership and likewise obtain a 90-day improve to all HealthLock companies at no month-to-month price. To activate your membership, go to the HealthLock web site and enter your Citi Strata Elite card quantity.
Instacart+ and assertion credit score
Cardholders get a free three-month trial of Instacart+ with a brand new subscription and $10 off their second eligible Instacart buy every month. Provide ends Jan. 31, 2027.
Instacart+ prices $9.99 per 30 days, so the three-month trial saves you about $30. In case you maximize the advantage of $10 off a second order every month, it can save you $120 a 12 months in groceries.
A number of cobranded Chase playing cards additionally present the identical three-month trial membership and $10 credit score, so this supply is not distinctive to the World Legend Mastercard.
Lyft credit score
Cardholders earn a $5 credit score with Lyft after finishing three rides in a month. You additionally profit from a ten% low cost on all scheduled rides to U.S. airports, however you need to pay along with your Citi Strata Elite card. Provide ends Jan. 31, 2026.
World Elite Credit cards additionally supply this perk, so it is not distinctive to Citi Strata Elite cardholders. It is positively not a make-it-or-break-it profit for potential cardholders.
In comparison with different playing cards just like the Chase Sapphire Reserve® (see charges and charges), which provides a $10 Lyft credit score per 30 days (by way of Sept. 30, 2027), this World Legend Mastercard credit score requires extra spending and energy to make use of.
Mastercard transit profit
With a World Legend Mastercard, it can save you cash if you faucet and go at taking part transit places. Obtain a $2.50 assertion credit score after spending $10 or extra every month. Collaborating transit businesses embrace:
- Boston: Massachusetts Bay Transportation Authority
- Chicago: Chicago Transit Authority and Tempo Suburban Bus
- Dallas: Dallas Space Fast Transit
- Miami-Dade County, Florida: Miami-Dade County Division of Transportation and Public Works
- New York/New Jersey: Port Authority Trans-Hudson and New Jersey Transit Company
- Philadelphia: Southeastern Pennsylvania Transportation Authority
- Washington, D.C.: Washington Metropolitan Space Transit Authority
To be eligible, you need to make a contactless fee on the level of entry, and you may obtain the profit should you spend $10 a month throughout the assorted eligible cities and their transit methods. Apparently, it is lacking some notable transit methods, comparable to Bay Space Fast Transit in San Francisco and the encompassing space.
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Peacock subscription credit score
A beneficial perk for Citi Strata Elite cardholders is the Peacock subscription credit score. World Legend Mastercard gives $5 off Peacock Premium Plus or $3 off Peacock Premium every month. Provide ends Dec. 31, 2025.
A Peacock Premium Plus subscription prices $16.99 (plus tax) per 30 days, and the $5 assertion credit score reduces the month-to-month price to $11.99. In the meantime, a Peacock Premium subscription prices $10.99 (plus tax) per 30 days, and cardholders get a $3 assertion credit score, decreasing their month-to-month price to $7.99. In case you’re already paying for Peacock, it is nice that it will cowl among the price.
Sadly, the credit score falls in need of rivals’ provides of assertion credit to cowl all the price of streaming or leisure subscriptions.
Associated: Methods to use the Amex Platinum digital leisure credit score
Precedence Move membership
Premium bank cards providing lounge entry are the norm these days. With World Legend Mastercard, main cardholders and approved customers each obtain complimentary entry to Precedence Move lounges, and so they can carry as much as two friends.
Along with lounge entry, cardholders additionally obtain particular provides and reductions on eating, retail and spa experiences inside airport terminals. It will’ve been aggressive for World Legend Mastercard to incorporate restaurant entry at airport terminals to set it other than Visa Infinite; nonetheless, it missed the mark.
Keep in mind, Citi Strata Elite cardholders additionally get 4 Admirals Membership passes every calendar 12 months, a novel perk of the cardboard.
ResortPass
In case you’re fascinated about experiencing a lodge and its facilities, like a spa, ResortPass is a good perk. It provides entry to resorts, swimming pools or water parks at many locations, and a variety of property choices. You’ll be able to earn a $30 assertion credit score in your subsequent ResortPass reserving of $200 or extra when utilizing your eligible card. Provide ends Sept. 30, 2025.
Trying to expertise one other lodge’s facilities whereas on trip or throughout a cruise cease? ResortPass is usually a enjoyable option to get pleasure from a property with out paying for an evening’s keep. Nonetheless, for many, spending $200 on a ResortPass will not be worthwhile, and they’d somewhat decide to pay a little bit extra for an evening’s keep as an alternative.
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Soho Pals membership
Soho Pals is a journey and life-style program from Soho Home, a non-public membership membership with places worldwide. Soho Home operates golf equipment, inns, eating places and different venues. World Legend Mastercard cardholders obtain a complimentary 12 months of Soho Pals. Provide ends Dec. 31, 2027. This offers cardholders the power to remain in all Soho Home bedrooms worldwide.
Take pleasure in perks like 15% off the room price, 12 p.m. checkout, and upgrades on stays of three nights or extra (topic to availability upon arrival). You additionally obtain 15% off full-priced merchandise and a further 20% off discounted merchandise at Soho House.
Top-of-the-line perks is the power to entry Soho Home when staying in a bed room. That is an incredible and underrated perk as a result of memberships to Soho Home could be troublesome to realize as a result of its prolonged software and interview course of, to not point out lengthy waitlists.
Among the many listing of World Legend Mastercard advantages, I’d put this as one of the best perk that World Legend has to supply to Citi Strata Elite cardholders.
To enroll, go to the web site.
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World Legend Mastercard direct advantages
The next advantages are supplied straight by Mastercard to Strata Elite cardholders.
- World emergency companies: Name 1-800-MASTERCARD (1-800-627-8372) for twenty-four/7 help to report a misplaced or stolen card.
- Mastercard Concierge: This can be a complimentary 24/7 concierge service much like a private assistant. It’s excellent for reserving tables at sought-after eating places, finding hard-to-secure objects, reserving curated experiences and extra.
- Mastercard Golf: Entry to PGA Tour experiences and golf advantages with Mastercard’s golf concierge service.
- Mastercard ID Theft Safety: Monitor your credit score report for fraud and obtain alerts for suspicious exercise.
- Mastercard Journey Rewards: A world program that gives cash-back rewards throughout 25 international locations when procuring at varied well-known manufacturers. You’ll be able to earn rewards at taking part companies, like eating places and leisure venues, whereas touring and on-line.
- Mastercard Zero Legal responsibility: Offers safety towards unauthorized use of your World Legend Mastercard.
- Priceless experiences: Unique in-person and digital experiences in tradition, eating, sports activities, leisure and extra all over the world for World Legend Mastercard cardholders.
Top-of-the-line perks from Mastercard is entry to Priceless experiences. If entry to eating places and occasions is necessary to you, it is a profit to make the most of. You will get precedence reservations at 1000’s of the most well-liked eating places; ticketing entry to music, theater and sporting occasions; and extra. Mastercard’s entry to presale and most well-liked tickets to music and leisure occasions is just legitimate till March 31, 2027.
Backside line
Simply needless to say most advantages have an finish date or a restricted time to use, so make sure you begin taking benefit immediately after making use of for the Citi Strata Elite card.
Associated: Citi Strata Elite evaluation: Distinctive assertion credit and Admirals Membership entry
