Many vacationers love redeeming Chase Final Rewards factors for resort stays by way of the Chase Journey℠ portal. That is very true now that Factors Enhance lets eligible cardholders redeem factors for resort stays by way of Chase Journey for as much as 2 cents per level, relying on the cardboard and the redemption.
In case you have one of many following playing cards, you could possibly additionally switch your Chase factors to pick out resort loyalty packages — IHG One Rewards, Marriott Bonvoy and World of Hyatt — at a 1:1 ratio and redeem factors by way of that program to your keep:
It is comparatively straightforward to ebook a keep no matter whether or not you ebook by way of the Chase Journey portal or switch factors to a resort accomplice loyalty program after which redeem by way of that program, so ease of reserving should not be an element. Nevertheless, when deciding redeem Chase factors for a resort keep, there are two vital elements to think about. So, let’s dive in.
Factors required to your keep
The best strategy to decide whether or not it is best to switch Chase factors to a resort loyalty program or ebook a resort by way of Chase Journey is to check the variety of factors you’d must redeem. If you wish to ebook a selected Hyatt, IHG or Marriott property, you may examine the factors value by way of the Chase Journey portal to the factors value of the property if redeemed by way of the resort loyalty program.
For instance, I might switch 4,000 Chase Final Rewards factors to Hyatt after which redeem 3,500 Hyatt factors for this evening on the Hyatt Place Atlanta Airport-South.
But when I needed to ebook by way of Chase Journey utilizing factors from my Chase Sapphire Most well-liked Card account, I might must redeem 11,538 Chase factors for a similar evening. And if I might utilized for my Chase Sapphire Most well-liked after June 22, I might solely get 1 cent per level on this reservation and would wish to redeem 14,423 factors.
No matter once I utilized for my card, I might get higher worth by transferring Chase factors to Hyatt and reserving an award keep by way of the World of Hyatt program on this case.
If you do not have a selected property you need to ebook, you may nonetheless examine your choices by selecting a property by way of Chase Journey and checking award charges for properties bookable by way of Marriott, IHG and Hyatt. It will allow you to examine your choices and the variety of Chase factors you’d must redeem for every.
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Associated: How a lot are Chase Final Rewards factors price?
Loyalty program advantages
The second side to think about is loyalty program advantages if you ebook immediately, together with on award stays. For instance, I admire getting advantages as a result of my resort elite standing once I ebook immediately with Hyatt, Marriott and IHG. Plus, I like incomes elite qualifying nights towards requalifying for elite standing with these packages. In spite of everything, these packages all present elite qualifying nights, even on award stays.
You normally will not get loyalty program advantages and elite earnings if you ebook by way of a web-based journey company like Chase Journey, aside from choose properties booked by way of The Edit by Chase Journey. So, I take advantage of Chase Journey to ebook resorts outdoors my major resort loyalty packages, equivalent to boutique or unbiased resorts.
Associated: Maximize your rewards by getting a fourth or fifth evening free on award stays
Backside line
Evaluating your choices is vital and will help you get extra worth out of your Chase Final Rewards factors.
For instance, my sister-in-law has the Chase Sapphire Most well-liked and was going to ebook a one-night keep throughout a street journey by way of the Chase Journey portal for about 20,000 Chase factors. However earlier than she did so, I discovered her a comparable Class 1 Hyatt property that solely value her 5,000 factors for a similar evening if she transferred Chase factors to Hyatt after which redeemed Hyatt factors for her keep. On this case, she saved round 15,000 Chase factors just by transferring factors to Hyatt as a substitute of reserving by way of the Chase Journey portal.
If you do not have a premium Final Rewards card that gives entry to switch companions, now is a good time to use. The Chase Sapphire Reserve at the moment has a welcome supply of 100,000 factors plus a $500 Chase Journey promo credit score after spending $5,000 on purchases within the first three months from account opening, whereas the Chase Sapphire Reserve for Enterprise has a welcome supply of 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
It is also price remembering which you could switch Chase Final Rewards factors to numerous airline loyalty packages. Try the next tales to be taught extra about maximize your redemptions:
