The Chase Sapphire Reserve® (see charges and charges), an uber-popular premium journey bank card, noticed a main refresh in June.
This replace ushered in quite a few adjustments, together with the addition of a number of assertion credit, computerized elite standing and an annual charge improve that usually accompanies these sorts of adjustments. The cardboard now carries a $795 annual charge — up $245 from its earlier $550 charge — however has quite a few assertion credit and advantages to offset this soar.
Plus, you will earn one of the crucial invaluable and versatile currencies within the type of the Chase Final Rewards factors.
Presently, new candidates for the Sapphire Reserve can earn 100,000 bonus factors and a $500 Chase Journey℠ credit score* after spending $5,000 on purchases inside the first three months from account opening. This provide is ending quickly.
Based mostly on TPG’s August 2025 valuations, this bonus is value as much as $2,550 (together with the Chase Journey credit score).
In the event you’re fascinated by making use of, here is all the things it’s essential to know concerning your eligibility for this profitable welcome bonus.
*Word that the phrases for the journey credit score state: The promotional credit score is legitimate for one-time use solely. In the event you apply the promotional credit score to a transaction lower than $500, you’ll forfeit the remaining stability.
Associated: One of the best bank card welcome bonuses of the month
Am I eligible for the Chase Sapphire Reserve bonus?
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A consultant from Chase confirmed the next to TPG: “It is possible for you to to have each the Sapphire Reserve and the Chase Sapphire Most popular® Card (see charges and charges). New account bonus provide eligibility for both card shall be primarily based on components together with beforehand earned bonus affords and the variety of playing cards opened and closed, amongst others.”
If in case you have beforehand obtained a Sapphire Reserve welcome bonus, you’ll not be eligible to obtain one other Sapphire Reserve welcome bonus. Even when it has been years because you obtained a welcome bonus on a specific Sapphire card, you almost certainly won’t be eligible to earn one other bonus on that similar Sapphire card.
This additionally applies to the Sapphire Most popular, so for those who obtained a welcome bonus on the Most popular, you’ll not be eligible for an additional Sapphire Most popular bonus.
Different issues to notice are:
- You might not be eligible for a Sapphire Reserve bonus for those who’re a present Sapphire Most popular cardholder.
- In the event you’re not a Sapphire buyer and by no means obtained a bonus on the Sapphire Reserve, you will almost certainly be eligible.
For instance, I at the moment maintain the Sapphire Most popular and have by no means had the Sapphire Reserve. As a present, lively Sapphire buyer, I may apply and get accredited for the Sapphire Reserve, however would nearly actually not be eligible for the bonus.
Moreover, TPG senior editorial director Nick Ewen at the moment has the Sapphire Reserve, and he had the Sapphire Most popular a few years in the past. He may apply for the Sapphire Most popular, however he would not be eligible for the bonus, since he is a present Sapphire Reserve buyer. Even when he downgraded his card, he beforehand earned a bonus on the Sapphire Reserve, so he nearly actually would not have the ability to earn one other one.
When making use of for the Sapphire Reserve, a pop-up instrument will inform you for those who’re eligible for a welcome bonus earlier than you submit an software and Chase runs a credit score verify. That is one of the simplest ways to verify for those who’re eligible for a welcome bonus. In the event you’re not eligible for a welcome bonus, you may nonetheless proceed with the appliance and attempt to get accredited and not using a bonus.
Associated: The last word information to bank card software restrictions
The 5/24 rule
Chase is understood for its notorious 5/24 rule, which states that you would be able to’t have opened 5 or extra playing cards up to now 24 months throughout all banks and issuers.
This consists of accounts you might be a certified person on; nevertheless, many enterprise playing cards do not rely towards your 5/24 standing. So, with a purpose to be accredited for the Chase Sapphire and eligible for the Sapphire Reserve welcome bonus, you should be underneath Chase’s 5/24 rule.
Associated: Here is the way to calculate your 5/24 standing
Shifting credit score traces
Moreover, when you’ve got a number of bank cards with Chase, you could have reached your most complete obtainable credit score restrict, which might doubtlessly trigger your software to be declined when making use of for the Sapphire Reserve.
If this occurs, you may name the Chase reconsideration line at 1-888-270-2127 and ask them to shift a few of your credit score restrict from an present Chase card as a way to get accredited for the Sapphire Reserve.
Associated: What credit score rating do it’s essential to get the Chase Sapphire Reserve card?
Can I maintain each the Sapphire Reserve and Sapphire Most popular on the similar time?
Beforehand, you have been solely in a position to maintain one Sapphire card at a time. Nonetheless, with this new refresh of the Sapphire Reserve, now you can maintain each the Sapphire Reserve and Chase Sapphire Most popular on the similar time.
You simply will not be eligible to earn one other welcome bonus when you’ve got beforehand earned one because of the new bonus eligibility restrictions.
As well as, for those who do not wish to maintain each playing cards, you may improve and downgrade between Sapphire merchandise.
Associated: Your largest Chase Sapphire Reserve questions answered: From bonus eligibility to incomes charges
Backside line
The present provide on the revamped Chase Sapphire Reserve is a superb deal, however it’s ending quickly. Based mostly on TPG’s August 2025 valuations, it’s value as much as $2,550 and may offer you a giant stash of Final Rewards factors. For these in search of a premium journey card with nice earnings charges and advantages, the Sapphire Reserve needs to be on the high of your record.
Keep in mind to concentrate to any pop-ups in the course of the software course of, as one in all them may point out whether or not you are eligible or not for a welcome bonus.
Apply right here: Sapphire Reserve providing the power to earn 100,000 bonus factors and a $500 Chase Journey credit score after spending $5,000 on purchases within the first three months from account opening. (Supply ending quickly).
