In comparison with its opponents, World of Hyatt has fewer bank cards accessible for candidates.
Take into account that there are six bank cards from Marriott Bonvoy, 4 playing cards from Hilton Honors, three playing cards from IHG One Rewards and three playing cards from Wyndham Rewards. Whereas Hyatt has a private and a enterprise bank card, it lacks a luxurious bank card.
Is that this an excellent or a nasty signal? Must you look elsewhere when paying for stays at World of Hyatt properties?
Let’s look at some fashionable playing cards you may use to pay in your subsequent keep at these lodges and resorts to grasp what they provide by way of return on spending and perks throughout your keep.
Evaluating bank cards for a Hyatt keep
Along with utilizing a Hyatt cobranded bank card, you may additionally think about using an all-around journey rewards card that earns transferable factors on journey purchases, together with your subsequent resort keep.
Let’s take a look at some frequent bank card choices and what you possibly can get when utilizing these playing cards:
| Card title | Incomes fee with Hyatt | Worth of the rewards earned* | Hyatt-related advantages from the cardboard | Annual payment |
|---|---|---|---|---|
| World of Hyatt Credit score Card (see charges and costs) | 4 factors per greenback spent | 6.8 cents |
|
$95 |
| World of Hyatt Enterprise Credit score Card (see charges and costs) | 4 factors per greenback spent | 6.8 cents |
|
$199 |
| American Specific® Inexperienced Card** | 3 factors per greenback spent | 6 cents | None. | $150 |
| Chase Sapphire Reserve® (see charges and costs) | 4 factors per greenback spent (or 8 factors per greenback spent if booked by means of Chase Journey℠) | 8.2 cents (or 16.4 cents) | None. | $795 |
| Citi Strata Premier® Card (see charges and costs) | 3 factors per greenback spent (or 10 factors per greenback spent if booked through the Citi Journey portal) | 5.6 cents (or 18.5 cents) | None. | $95 |
*Bonus worth is an estimated worth TPG’s July 2025 valuations and never the cardboard issuer.
**The knowledge for the American Specific Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Which card must you use?
When selecting a bank card in your subsequent keep at a Hyatt property, take into account two elements: the advantages you take pleasure in throughout your keep and the factors you earn on the cardboard when paying in your keep.
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The primary half is comparatively easy. The advantages and perks of your elite standing will apply no matter whether or not you employ a selected card in your keep.
For instance, you need not pay with the World of Hyatt card or World of Hyatt Enterprise card to take pleasure in your Discoverist standing, which is conferred routinely by having both of those playing cards.
(The one exception is utilizing the Sapphire Reserve or Strata Premier to guide a paid keep at a Hyatt by means of their respective journey portals. This can usually rely as a third-party reserving. Whilst you’ll earn 8 and 10 factors per greenback spent on these bookings, respectively, you may doubtless forgo any perks of World of Hyatt elite standing when staying on the resort.)
In the case of incomes factors from spending cash at lodges collaborating in World of Hyatt, utilizing your Hyatt bank card is an efficient possibility, not like some resort applications. As a result of excessive worth of Hyatt factors, utilizing these playing cards will present a greater fee of return than utilizing a Marriott bank card at a Marriott resort, for instance.
Nevertheless, the worth available right here is subjective in some methods. Do you like to earn the utmost worth in response to our month-to-month factors valuations? Are you OK with that, even when it means incomes factors which are caught in a single program and might solely be used with Hyatt (or transferred to airways in such a approach that you just lose plenty of worth)?
Or do you like to earn transferable factors as a result of you know the way to maximise these for flight awards in premium cabins or throughout costly vacation durations, acquiring outsize worth in your factors?
On this case, utilizing a card that earns Chase Final Rewards could also be your finest guess since you’ll have entry to the total vary of Chase’s switch companions and nonetheless have the choice to switch factors to World of Hyatt for resort redemptions.
Associated: How lengthy do Chase Final Rewards take to switch?
Backside line
Generally, deciding which bank card to make use of on a purchase order can require tradeoffs. Perhaps you earn extra factors however sacrifice some advantages. Maybe you are prepared to earn fewer factors however entry a useful profit through the use of a specific card.
Fortunately, the selection of which bank card to make use of when staying at is fairly easy. As a result of excessive incomes charges from Hyatt’s bank cards and the worth of those factors, it is best to be capable to earn a excessive worth in rewards whereas additionally having fun with your cardholder advantages, with out the tradeoffs required by making this choice at another resort chains.
Associated: How I booked a Hyatt resort for simply 2,000 factors per night time this summer season
