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A information to visitor insurance policies for airport lounges
Travel

A information to visitor insurance policies for airport lounges

Scoopico
Last updated: July 26, 2025 12:28 pm
Scoopico
Published: July 26, 2025
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Contents
Alaska LoungesAmerican Airways Admirals MembershipAmerican Categorical Centurion LoungesAmex Platinum and Enterprise Platinum cardholdersDelta Reserve and Enterprise Reserve cardholdersCapital One LoungesChase Sapphire LoungesDelta Sky MembershipPlaza Premium loungesPrecedence Move loungesUnited MembershipBackside line

There is not any denying that airport lounges might be the very best a part of the on-ground expertise when flying. You may discover fascinating facilities, corresponding to complimentary foods and drinks, bathe services and seating areas to sit back and loosen up earlier than your flight takes off.

However with extra methods than ever to realize lounge entry, the lounges can get fairly crowded. All of those lounge entry strategies may create confusion concerning who can enter and what number of friends you possibly can (or cannot) convey into the lounge along with your bank card perks.

Let us take a look at bank cards that supply lounge entry and the visitor insurance policies of every card, so you possibly can keep away from surprises when getting into a lounge earlier than your subsequent flight.

Alaska Lounges

Most individuals achieve entry to Alaska lounges by having elite standing with Mileage Plan or a Oneworld accomplice loyalty program.

Entry Visitor coverage
Alaska Airways lounge member Rapid household (accomplice and youngsters below the age of 21) or two friends; extra friends $35 every.
American Airways Admirals Membership member when departing or arriving on flights with American Airways or Alaska Airways Rapid household (accomplice and youngsters below the age of 21) or two friends; extra friends $30 every.
Alaska MVP Gold, MVP Gold 75K and MVP Gold 100K members touring on Oneworld airways past the U.S., Canada or Mexico Rapid household (accomplice and youngsters below the age of 21) or two friends; extra friends value $30 every.
Citi/AAdvantage Government major cardholders Main cardholders who current their bodily card, speedy household (accomplice and youngsters below the age of 21) or two friends.
Oneworld Emerald and Sapphire members

(excludes members w/standing via American Airways)

One visitor flying on a Oneworld airline; extra friends value $30 every.
Energetic obligation army touring in uniform and on orders No friends are listed within the coverage.

If you happen to maintain an Alaska Airways lounge membership, you possibly can convey speedy relations (thought of companions and youngsters below 21 years previous) or as much as two friends when getting into an Alaska lounge (of which there are eight). Notice that your friends should stick with you always.

Members might buy visitor passes at a diminished price of $30 per particular person for all different friends. Notice that members don’t have to be touring with their visitor to buy a visitor cross, so you possibly can snag this discounted price pretty simply for any of your family and friends touring quickly. Youngsters below 2 years previous can enter freed from cost when accompanying an grownup.

ALASKA AIRLINES

Associated: Is that this new house the very best Alaska Airways lounge within the nation?

American Airways Admirals Membership

There are a lot of alternative ways to entry Admirals Golf equipment, however maybe the best solution to achieve membership is by opening a Citi® / AAdvantage® Government World Elite Mastercard® (see charges and costs).

Though the cardboard comes with a $595 annual payment, the Admirals Membership membership value by itself prices $850 a yr — a substantial deal for loyal AA flyers. With an Admirals Membership membership, your speedy household (partner, home accomplice and youngsters as much as 18) or as much as two friends might entry the lounge with you (with a same-day boarding cross for an eligible flight).

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Opening an airline card could also be definitely worth the annual payment for frequent lounge guests.

Associated: Three explanation why that is the very best card for Admirals Membership lounge entry as journey returns

Entry kind Visitor coverage
Admirals Membership members Rapid household (partner, home accomplice and / or youngsters below 18) or as much as two friends.
Citi/AAdvantage Government cardholders and licensed customers Rapid household (partner, home accomplice and / or youngsters below 18) or as much as two friends.
Energetic U.S. army touring on orders and in uniform Rapid household (partner, home accomplice and / or youngsters below 18) or as much as two friends.
First-class passengers on qualifying worldwide flights One visitor (youngsters over 2 rely as a visitor); no friends for business-class passengers.
AAdvantage Platinum members and better flying on qualifying worldwide flights (no matter class) One visitor (youngsters over 2 rely as a visitor).
Oneworld Emerald and Sapphire members on all American and Oneworld flights One visitor (youngsters over 2 rely as a visitor).
Admirals Membership day cross holders As much as three youngsters below 18.

Notice you can add as much as three licensed customers to the Citi / AAdvantage Government card for an extra $175 annual payment and $175 for every licensed person thereafter. Thus, they will convey speedy household or as much as two friends on their very own once they have a same-day boarding cross for an eligible flight.

Associated: Bank card evaluation: The Citi / AAdvantage Government World Elite Mastercard

Admirals Club DCA
ZACH GRIFF/THE POINTS GUY

In any other case, first-class passengers or AAdvantage Platinum members (or greater) on qualifying worldwide flights, and Oneworld Emerald and Sapphire members can convey one visitor every. If you happen to pay $79 for a day cross, you possibly can convey as much as three youngsters below 18 with you to the Admirals Membership as effectively.

American Categorical Centurion Lounges

These playing cards grant you entry to American Categorical Centurion Lounges, and the visitor insurance policies depend upon the cardboard you could have.

The data for the Amex Company Platinum has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Amex Platinum and Enterprise Platinum cardholders

The Amex Platinum Card and the Amex Enterprise Platinum Card are two fashionable luxurious journey playing cards that grant complimentary entry to the Centurion Lounges (enrollment required).

Amex’s coverage for lounge entry modified and went into impact in February 2023. Until you spend $75,000 or extra in purchases per calendar yr in your card, you will be charged $50 per grownup visitor. This alteration does not influence Company Platinum cardholders.

If you happen to’re touring with youngsters, perceive that anybody over 2 years previous counts as a visitor. Youngsters below 2 years previous can enter at no extra value, whereas these aged 2-17 are charged a $30 visitor payment.

airport lounge
ZACH GRIFF/THE POINTS GUY

Associated: Solo vacationers rejoice: Why I am in favor of latest Amex Centurion Lounge visitor guidelines

Delta Reserve and Enterprise Reserve cardholders

When flying on Delta, Reserve and Enterprise Reserve cardholders can entry each Delta Sky Golf equipment and the Centurion lounges. If you happen to select to go to the Centurion Lounge as a substitute, you possibly can pay to convey as much as two friends on the per-visit price of $50 per particular person.

Capital One Lounges

Capital One presently has lounges at Dallas Fort Value Worldwide Airport (DFW), Dulles Worldwide Airport (IAD), Denver Worldwide Airport (DEN), and Washington, D.C.’s Ronald Reagan Washington Nationwide Airport (DCA) known as a Capital One Touchdown.

Associated: An entire information to Capital One’s airport lounges

Entry kind Visitor coverage
Capital One Enterprise X Rewards Credit score Card cardholders and licensed customers* Two friends in Lounges and one in Landings; $45 per extra grownup visitor and $25 for added youngsters 17 and below. Beginning Feb 1, 2026, it should value $45 per grownup visitor and $25 for youngsters below 17, otherwise you’ll need to spend $75,000 or extra in your card to herald two complementary friends.
Capital One Enterprise X Enterprise Two friends in Lounges and one in Landings; $45 per extra grownup visitor and $25 for added youngsters 17 and below. Beginning Feb 1, 2026, it should value $45 per grownup visitor and $25 for youngsters below 17, otherwise you’ll need to spend $75,000 or extra in your card to herald two complementary friends.
airport lounge
KYLE OLSEN/THE POINTS GUY

* Beginning Feb 1, 2026 major cardholders should pay $125 for licensed customers to obtain lounge entry.

Capital One just lately introduced lounge entry modifications to the Enterprise X and the Enterprise X Enterprise that can require spending $75,000 or extra in a calendar yr to unlock complimentary visitor entry. Enterprise X cardholders can add quite a lot of free licensed customers to the cardboard. Every particular person can convey two friends into the lounge.

Associated: Why you must add licensed customers on the Capital One Enterprise X

Chase Sapphire Lounges

The next playing cards present you entry to Chase Sapphire Lounges. Entry is granted to cardholders and licensed customers as effectively. Take note you possibly can solely entry lounges after you activate the complimentary Precedence Move membership.

Entry kind Visitor coverage
Chase Sapphire Reserve® (see charges and costs) Main cardholders and licensed customers can convey two friends per go to without cost, with extra friends costing $27 an individual.
Chase Sapphire Reserve for Enterprise℠ (see charges and costs) Main cardholders can convey two friends per go to without cost, with extra friends costing $27 an individual.
J.P. Morgan Reserve® Main cardholders and licensed customers can convey two friends per go to without cost, with extra friends costing $27 an individual.
Ritz-Carlton™ Credit score Card (Notice: This card isn’t open to new candidates) Limitless friends with no extra costs.

Chase’s lounge presence is slowly increasing throughout the U.S. and the world. Presently, there are seven lounges worldwide — together with 4 lounges and one terrace within the U.S.

Since two of the three playing cards that present entry to Chase Sapphire Lounges usually are not open to new candidates, your finest guess for entry is to be a Sapphire Reserve cardholder.

Associated: Chase unveils opening particulars for two new lounges, extra updates

The data for the J.P. Morgan Reserve and Ritz-Carlton playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Delta Sky Membership

There are a number of methods to enter a Delta Sky Membership, whether or not you maintain a Delta Sky Membership govt membership or are an eligible Delta Medallion. Like different airline lounges, the visitor insurance policies rely in your entry kind.

Entry kind Visitor coverage
Delta Sky Membership Government and Lifetime membership Two friends or your speedy household (your partner/home accomplice and youngsters below 21); $50 per go to for added friends.
Delta Sky Membership Particular person member Two friends or your speedy household (your partner/home accomplice and youngsters below 21) at a per-visit price of $50 per visitor for 2 friends or speedy household.
Delta SkyMiles Reserve American Categorical Card or Delta SkyMiles Reserve Enterprise American Categorical Card Obtain 4 one-time visitor passes per yr. After visitor passes have been used, two friends or your speedy household (your partner/home accomplice and youngsters below 21) at a per-visit price of $50 per visitor.
Delta SkyMiles Diners Membership, TRUST Membership Platinum and TRUST Membership Gold cardholders Two friends (youngsters over 2 rely as a visitor).
Delta Gold Medallion standing or greater (SkyTeam Elite Plus standing) One visitor.
Delta One or Delta SkyTeam premium cabin passenger No friends allowed.
The Platinum Card from American Categorical* or The Enterprise Platinum Card from American Categorical* Two friends or your speedy household (your partner/home accomplice and youngsters below 21) at a per-visit price of $50 per visitor for 2 friends or speedy household.
Single-visit cross No friends allowed.

*Eligible Platinum Card Members will obtain 10 Visits per Eligible Platinum Card per yr to the Delta Sky Membership or to Seize and Go when touring on a same-day Delta-operated flight.

The data for the Delta Diners Membership, Delta TRUST Membership Platinum and the Delta TRUST Membership Gold Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

airport lounge
DELTA AIRLINES

Typically, the one solution to achieve complimentary visitor entry is to buy a Delta Sky Membership Government membership. One other solution to entry Delta Sky Golf equipment is to be a Delta Gold Medallion member (or greater), however solely when flying Delta Premium Choose or Delta One internationally (or its equal on a accomplice). Delta elite members can entry SkyTeam lounges when flying in firstclass to Mexico, Canada or Central America (one visitor allowed), however flights to the Caribbean usually are not included.

These with SkyTeam Elite Plus standing from one other airline can entry Sky Membership lounges with one visitor, however solely when touring on a SkyTeam worldwide flight (no matter cabin) or on a home flight that can join onward internationally.

If you happen to’re a Reserve cardholder, you possibly can convey as much as two friends or speedy relations, and you have to pay $50 per visitor.

Delta considers anybody over age 2 to be a visitor. Youngsters below 2 obtain complimentary entry. On the opposite finish of the spectrum, youngsters as much as age 21 can achieve entry as relations on classes of admission that enable for visitor entry for speedy relations.

Plaza Premium lounges

airport lounge
EMILY MCNUTT/THE POINTS GUY

Costs to enter Plaza Premium lounges differ tremendously. What you would possibly pay for a day cross or to convey an additional visitor ranges from $35 to $65.

Associated: Beneath new administration: Plaza Premium now operating most Virgin Atlantic Clubhouses

Precedence Move lounges

Premium journey playing cards just like the Amex Platinum and the Chase Sapphire Reserve supply cardholders complimentary Precedence Move Choose memberships — providing you with entry to over 1,600 lounges worldwide. The visitor coverage relies on the kind of card you could have, so we have outlined the variations for our high card picks for Precedence Move lounge entry beneath (enrollment is required):

Enrollment is required for choose advantages.

The data for the Citi Status Card and Ritz-Carlton Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: 10 bank cards that supply Precedence Move airport lounge entry

airport lounge
ZACH GRIFF/THE POINTS GUY

Most playing cards that grant you Precedence Move Choose membership enable lounge entry for you and as much as two friends. There’s an extra visitor payment that ranges between $27 and $35, relying on the cardboard you could have. Staff can restrict the variety of friends for capability controls, so that you will not be assured to convey a number of friends if a sure lounge is very crowded.

Associated: Can I exploit a number of Precedence Move memberships to herald further friends?

United Membership

United makes use of a tiered approached to visitor entry for its United Golf equipment with a regular membership and an All-Entry membership. If you need complimentary entry, the United Membership℠ Card (see charges and costs) gives a complimentary United Membership membership — as much as a $750 worth.

Associated: Greatest for loyal flyers: United Membership Card evaluation

Entry kind Visitor coverage
United Membership particular person membership Should purchase one-time visitor passes at $59.
United Membership membership through bank cards One visitor and dependents below 18.
United Membership All-access membership Two grownup friends or one grownup and dependents below 18.
United Premier Gold standing or greater (or Star Alliance Gold member) One visitor; the visitor should be on the identical flight.
Star Alliance first-class passenger One visitor.
Energetic U.S. army personnel Members of the family touring on the identical flight because the army member.
United or Star Alliance business-class passenger No friends allowed.
Air Canada Maple Leaf Membership Worldwide members One visitor.
Virgin Australia Velocity elite members with Gold, Platinum or VIP standing when flying on a world United or Virgin Australia flight One visitor (inclusive of youngsters) provided that the member is flying on a United-operated flight.
United Membership one-time cross No friends allowed.
airport lounge
ZACH GRIFF/THE POINTS GUY

Members with United Premier Gold standing or greater can convey one visitor, however your visitor should be on the identical flight as you. These with United Gold standing can solely entry U.S. lounges with a world same-day boarding cross, however not when flying domestically. In the meantime, Star Alliance Gold standing with an airline aside from United provides you entry to United Golf equipment when you have a same-day departure boarding cross on a Star Alliance-operated flight, together with United. Star Alliance first-class passengers might also convey one visitor into United Golf equipment.

As a United Enterprise-class passenger, you possibly can entry the United Membership when departing, connecting or arriving with a same-day ticket to or from Canada. Star Alliance first-class passengers might also entry United Membership or Polaris lounges on the departure airport solely with a same-day boarding cross for a world flight. For instance, in the event you’re flying from San Francisco Worldwide Airport (SFO) to Munich Worldwide Airport (MUC) in Lufthansa’s firstclass, you possibly can entry the Polaris Lounge at SFO. Nevertheless, in the event you’re flying into SFO on Lufthansa’s firstclass, you can not entry the Polaris Lounge.

These with a United Membership membership can solely entry the lounge with a same-day boarding cross for journey on a United, Star Alliance or different partner-operated flight.

If you happen to’re a one-time United Membership passholder or a business-class passenger on a United or Star Alliance flight, you are not allowed to convey any friends with you — until you could have a baby below 2 years previous.

It is also value noting that these entry insurance policies don’t apply to United’s Polaris lounges. These are accessible solely by passengers flying in long-haul Polaris enterprise class with United or flying in long-haul enterprise or firstclass with a Star Alliance accomplice airline.

Associated: The most effective bank cards for United Airways flyers

Backside line

The visitor pointers will differ tremendously when you have lounge entry via your bank card or airline elite standing. Some lounges help you convey free friends, whereas others cost charges as excessive as $65 per particular person. As a normal rule of thumb, you possibly can convey youngsters age 2 or youthful at no extra cost. As irritating as it could appear, you will want privileges without cost friends over this age, or you’ll have to pay to convey your baby into the lounge with you.

Associated: The most effective bank cards for lounge entry

For charges and costs of the Amex Platinum Card, click on right here
For charges and costs of the Amex Enterprise Platinum Card, click on right here
For charges and costs of the Amex Delta SkyMiles Reserve Card, click on right here
For charges and costs of the Amex Delta SkyMiles Reserve Enterprise Card, click on right here
For charges and costs of the Amex Bonvoy Good, click on right here

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