In case you’re planning a dream getaway quickly, now is a superb time to find out your incomes technique and rack up these factors and miles. One of many best methods to amass a big chunk of rewards is thru bank card welcome bonuses.
United loyalists are in luck as a result of Chase and United have teamed as much as provide the highest-ever bonus on certainly one of their playing cards. The opposite 4 have the best bonuses we have seen previously two years, so now is a superb time to use.
Chase undertook a significant overhaul of United’s bank card portfolio in March. The overhaul has introduced primarily optimistic adjustments to the mid-tier and premium playing cards (with annual charges over $300), whereas it is a blended bag for lower-tier playing cards (these with annual charges beneath $300).
Let us take a look at every card to see what welcome gives they’re providing proper now, together with some limited-time gives.
Comparability of the United bank card welcome gives
Here is a have a look at United bank card gives at first look:
Card | Welcome provide | Provide worth* | Annual price |
---|---|---|---|
United Quest℠ Card | For a restricted time, earn 100,000 bonus miles and three,000 PQPs after spending $4,000 within the first three months from account opening. | $1,300 (not together with the worth of the PQPs) | $350 (see charges and costs) |
United Membership℠ Card | Earn 80,000 miles after spending $5,000 on purchases within the first three months of account opening. | $1,040 | $695 (see charges and costs) |
United℠ Explorer Card | Earn 60,000 miles after spending $3,000 on purchases within the first three months of account opening. | $780 | $0 introductory annual price within the first 12 months; $150 thereafter (see charges and costs) |
United Gateway℠ Card | Earn 20,000 miles after spending $1,000 on purchases within the first three months of account opening. | $260 | $0 (see charges and costs) |
United℠ Enterprise Card | For a restricted time, earn 100,000 bonus miles and a pair of,000 PQP after spending $5,000 on purchases within the first three months of account opening. | $1,300 (not together with the worth of the PQPs) | $150 (see charges and costs) |
United Membership℠ Enterprise Card | For a restricted time, earn 100,000 bonus miles and a pair of,000 PQP after spending $5,000 on purchases within the first three months of account opening. | $1,300 (not together with the worth of the PQPs) | $695 |
*Welcome provide worth is set utilizing TPG’s July 2025 valuations and isn’t offered by nor reviewed by the issuer.
The data for the United Membership Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
United Quest
Welcome bonus: For a restricted time, earn 100,000 bonus miles and three,000 Premier qualifying factors after spending $4,000 within the first three months of account opening.
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Based mostly on TPG’s July valuations, this bonus is value $1,300.
That is the highest-ever bonus we’ve got seen on this card with essentially the most PQPs ever provided, so in the event you’ve been eyeing this card, now could be the best time to use.
Annual price: $350

Incomes charges: Cardholders earn
- 8 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 3 miles earned from having the Quest Card)
- 5 miles per greenback spent on lodge stays booked by Famend Accommodations and Resorts for United® Cardmembers
- 3 miles per greenback spent on all different eligible United purchases
- 2 miles per greenback spent on different journey purchases, eating and choose streaming purchases
- 1 mile per greenback spent on all different purchases
Key advantages:
- United journey credit score
- Award flight low cost
- Elite standing increase annually
- First and second checked baggage free
- Resort, automobile rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
- TSA PreCheck/World Entry software price credit score
To study extra, learn our full evaluate of the United Quest Card.
Apply right here: United Quest
United Membership
Welcome bonus: Earn 80,000 miles after spending $5,000 on purchases within the first three months of account opening. Based mostly on TPG’s July valuations, this bonus is value $1,040.
This provide is the usual provide on the cardboard, so we might recommend ready in the event you do not want this card immediately.
Annual price: $695

Incomes charges: Cardholders earn
- 9 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 4 miles earned from having the Membership Card)
- 5 miles per greenback spent on lodge stays booked by Famend Accommodations and Resorts whenever you prepay in your reserving
- 4 miles per greenback spent on all different eligible United purchases
- 2 miles per greenback spent on all different journey purchases
- 2 miles per greenback spent on eating
- 1 mile per greenback spent on all different purchases
Key advantages:
- United Membership membership
- Elite standing increase annually
- Premier Entry® journey providers
- First and second checked bag free
- Resort, automobile rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
- TSA PreCheck/World Entry software price credit score
- Complimentary IHG One Rewards Platinum Elite standing
To study extra, learn our full evaluate of the United Membership Card.
Apply right here: United Membership
United Explorer
Welcome bonus: Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening.
Based mostly on TPG’s July valuations, this bonus is value $780.
That is the usual welcome provide we sometimes see on this card, nevertheless it nonetheless meets our standards on when to use.
Annual price: $0 introductory annual price for the primary 12 months, then $150

Incomes charges: Cardholders earn
- 7 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the Explorer Card)
- 5 miles per greenback spent on United Accommodations
- 2 miles per greenback spent on all different eligible United purchases, different lodge stays (when booked immediately) and eating
- 1 mile per greenback spent on all different purchases
Key advantages:
- Inflight low cost
- Precedence boarding
- First checked bag free
- Resort, automobile rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
- Two one-time United Membership passes annually
- TSA PreCheck/World Entry software price credit score
To study extra, learn our full evaluate of the United Explorer Card.
Apply right here: United Explorer
United Gateway
The entry-level United Gateway Card has no annual price. It is a good possibility for many who fly sometimes with the airline and need to earn United miles.
Welcome bonus: Earn 20,000 miles after spending $1,000 on purchases within the first three months of account opening. Plus, take pleasure in 0% introductory buy APR in the course of the first 12 months; after that, a variable APR of 20.49%-28.99% applies.
Based mostly on TPG’s July valuations, this bonus is value $260.
This provide is the usual provide on the cardboard, so we might recommend ready in the event you do not want this card immediately.
Annual price: $0

Incomes charges:
- 7 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the Gateway Card)
- 5 miles per greenback spent on United Accommodations
- 2 miles per greenback spent on different eligible United purchases, at fuel stations and on native transit and commuting
- 1 mile per greenback spent on all different eligible purchases
Key advantages:
- Inflight low cost
- Particular member pricing (after spending $10,000 in a calendar 12 months)
- First and second checked baggage free (after spending $10,000 in a calendar 12 months)
- Journey cancellation and interruption insurance coverage (in case your journey is canceled or lower quick by lined causes like illness or damage; as much as $1,500 per individual)
To study extra, learn our full evaluate of the United Gateway Card.
Apply right here: United Gateway
United Enterprise
Welcome bonus: For a restricted time, earn 100,000 bonus miles and a pair of,000 PQPs after spending $5,000 within the first three months of account opening. Based mostly on TPG’s July valuations, this bonus is value $1,300 (not together with the worth of the PQPs).
That is 25,000 miles greater than the usual bonus with the addition of the bonus PQPs and it meets our standards on when to use.
Annual price: $150

Incomes charges:
- 7 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the United Enterprise Card)
- 5 miles per greenback spent on United Accommodations
- 2 miles per greenback spent on all different eligible United purchases, native transit and commuting, fuel stations, workplace provide shops, eating places (together with eligible supply providers)
- 1 mile per greenback spent on all different eligible purchases
Key advantages:
- Precedence boarding
- First checked bag free
- FareLock assertion credit score
- Resort, automobile rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
- Two one-time United Membership passes annually
- United journey credit score (after 5 United flight purchases of $100 or extra every per calendar 12 months)
To study extra, try our full evaluate of the United Enterprise Card.
Apply right here: United Enterprise
United Membership Enterprise
Welcome bonus: For a restricted time, earn 100,000 bonus miles and a pair of,000 PQPs after spending $5,000 within the first three months of account opening. Based mostly on TPG’s July valuations, this bonus is value $1,300 (not together with the worth of the PQPs).
That is barely greater than the usual bonus provided on this card and meets our standards on when to use.
Annual price: $695

Incomes charges: Cardholders earn
- 7 miles per greenback spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the United Membership Enterprise Card)
- 5 miles per greenback spent on lodge stays booked by Famend Accommodations and Resorts whenever you prepay in your reserving
- 2 miles per greenback spent on all different eligible United purchases
- 1.5 miles per greenback spent on all different eligible purchases
Key advantages:
- United Membership membership
- FareLock assertion credit score
- Elite standing increase annually
- Premier Entry journey providers
- First and second checked bag free
- Resort, automobile rental and ride-hailing credit (yearly opt-in for ride-hailing credit is required)
Study extra: United Membership Enterprise Card
Associated: United Enterprise Card vs. the United Membership Enterprise Card
The best way to maximize United MileagePlus miles
Whereas United’s dynamic award chart could make it tough to attain high-value redemptions, the airline does provide some strong advantages for loyal flyers. Its award gross sales present wonderful redemption choices, typically beginning at just some thousand miles per ticket.
The airline additionally does not impose gasoline surcharges on award tickets (which may simply prevent lots of of {dollars}).

It is also a Chase switch associate, which will help you earn United miles throughout a number of bank cards. The airline’s Star Alliance membership means you possibly can redeem miles with greater than 25 airways, together with Air New Zealand, Lufthansa and Turkish Airways.
By profiting from low-cost home award tickets (resembling flying from Houston to Orlando for as little as 3,500 miles, you possibly can stretch the miles you earn together with your bank cards that can assist you plan your upcoming journeys.
Or, go massive and begin saving miles towards a flowery United Polaris business-class flight.
Backside line
Making the most of a United welcome bonus can get you nearer to your subsequent journey, and also you solely have a restricted time to earn a few of these gives.
Earlier than making use of, make sure you’re conscious of Chase’s 5/24 rule: You probably have opened 5 or extra accounts previously 24 months, you might have issue getting authorised for these playing cards.
In case you’re profitable in making use of, you will be effectively in your strategy to a extra elevated expertise when flying with United and its associate airways.
Apply right here: United Membership
Apply right here: United Quest
Apply right here: United Explorer
Apply right here: United Gateway
Apply now: United Enterprise
Study extra: United Membership Enterprise