The advantages of luxurious lodge packages can really feel fairly comparable, as can their names. These packages have tons in frequent, so you can be forgiven for complicated them with one another.
Nonetheless, there are essential variations amongst Amex’s Nice Inns + Resorts and The Lodge Assortment, Capital One’s Way of life Assortment and Premier Assortment, Chase’s The Edit by Chase Journey℠ and Citi’s Lodge Assortment and Luxurious Assortment packages.
Reserving by certainly one of these packages can get you elite status-like perks with out really having elite standing on the lodge. Plus, you’ll be able to obtain these perks throughout many lodge manufacturers, so long as they’re featured in this system.
Let’s study these packages to know their similarities and variations. We’ll cowl the advantages, easy methods to ebook motels appropriately and who has entry.
Luxurious lodge packages overview
| Amex Nice Inns + Resorts | Amex The Lodge Assortment | Capital One Way of life Assortment | Capital One Premier Assortment | The Edit by Chase Journey | Citi Lodge Assortment | Citi Luxurious Assortment | |
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| Who has entry | American Categorical cardholders with Platinum and Centurion playing cards (enterprise and private variations) | American Categorical cardholders with Gold, Platinum and Centurion playing cards (enterprise and private variations) | Holders of the Capital One Enterprise X Rewards Credit score Card, Capital One Enterprise X Enterprise, Capital One Enterprise Rewards Credit score Card and Capital One Spark Miles for Enterprise | Holders of the Capital One Enterprise X Rewards Credit score Card and Capital One Enterprise X Enterprise | Chase cardholders with Chase Sapphire Reserve® (see charges and charges), J.P. Morgan Reserve® and Chase United playing cards | Cardholders with playing cards that earn ThankYou factors | These with the Citi Strata Premier® Card (see charges and charges) and Citi Status® Card (not accepting purposes) |
| Minimal keep requirement | None | Two nights | None | None | None | None | None |
| ebook | Amex Journey FHR portal | Amex Journey Lodge Assortment portal | Way of life Assortment part inside Capital One Journey | Premier Assortment part inside Capital One Journey | Chase Journey portal web site or Famend Inns web site (in case you’re a Chase United cardmember) | Citi Journey web site | Citi Journey web site |
| Assured advantages |
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Elevated points-earning charges when utilizing your Amex card to pay for these bookings |
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| Potential advantages |
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Early check-in and late checkout when accessible |
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| On-property credit score | $100 credit score towards eligible prices | $100 to spend on qualifying eating, spa and resort actions | A $50 expertise credit score to make use of towards rooftop drinks, signature lodge eating places, room service or different actions | $100 credit score; makes use of fluctuate by lodge, and eligible bills have to be charged to your room to make use of the credit score | $100 property credit score for use on eating, spa remedies or different actions onsite | None | $100 credit score; makes use of fluctuate by lodge, and eligible bills have to be charged to your room to make use of the credit score |
| Lodge loyalty program standing and points-earning | Perhaps; some individuals do get elite standing recognition, keep credit score or earn factors with a lodge program, however it’s not assured | Unlikely, however some individuals do get keep credit | Unlikely, however some individuals do get keep credit | Unlikely, however some individuals do get keep credit | Perhaps; some individuals do get elite standing recognition, keep credit score or earn factors with a lodge program, however it’s not assured | Not doable so as to add loyalty quantity when making reserving; can inquire immediately with the lodge however unlikely to obtain advantages | Not doable so as to add loyalty quantity when making reserving; can inquire immediately with the lodge however unlikely to obtain advantages |
| Reimbursement credit score for these bookings | As much as $200 credit score per calendar yr with The Platinum Card® from American Categorical
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As much as $200 credit score per calendar yr with The Platinum Card from American Categorical
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No reimbursement, however Enterprise X and Enterprise X Enterprise cardholders can use their annual $300 credit score towards these bookings made by Capital One Journey | No reimbursement, however Enterprise X and Enterprise X Enterprise cardholders can use their annual $300 credit score towards these bookings by Capital One Journey | No reimbursement, however Sapphire Reserve cardholders can use their $300 in annual journey credit towards these bookings | $100 lodge credit score with the Citi Strata Premier® Card (see charges and charges) when spending at the very least $500; fourth night time free with the Citi Status® Card | $100 lodge credit score with the Citi Strata Premier when spending at the very least $500; fourth night time free with the Citi Status Card |
| Use of factors/miles for these bookings | Sure, at 1 cent per level | Sure, at 0.7 cents per level | Sure, at 1 cent per level | Sure, at 1 cent per level | Sure, as much as 2 cents per level with eligible Factors Increase bookings | Sure, at 1 cent per level | Sure, at 1 cent per level |
Enrollment is required for choose advantages.
The knowledge for the Citi Status card and J.P. Morgan Reserve has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Amex Nice Inns + Resorts
The FHR program would not have minimal keep necessities and options probably the most strong set of assured advantages amongst all 4 packages. You may have assured each day breakfast for 2 individuals, a 4 p.m. late checkout and complimentary Wi-Fi throughout your keep. There’s additionally the $100 on-property amenity as a assured profit on FHR stays.
Solely cardmembers of those 4 playing cards have entry to Nice Inns + Resorts bookings: The Platinum Card from American Categorical, The Enterprise Platinum Card from American Categorical, The Centurion® Card from American Categorical and The Enterprise Centurion® Card from American Categorical. Moreover, the latter two playing cards can be found by invitation solely.
The knowledge for the Centurion and Enterprise Centurion playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
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One other draw back is that FHR bookings are sometimes dearer than reserving immediately with the lodge or its loyalty program. Add to this the truth that you’ll be able to’t cut up fee throughout a number of bank cards, which could be a damaging if in case you have a number of Platinum playing cards with as much as $200 in credit to make use of and may’t mix these.
Associated: Get free breakfast, upgrades and extra with the Amex Nice Inns + Resorts program
Amex The Lodge Assortment
American Categorical has a second lodge program: The Lodge Assortment.
Extra cardmembers have entry to this program. Anybody with a Gold, Platinum or Centurion card, together with private and enterprise variations of these playing cards, has entry to THC bookings. The on-property credit score is extra predictable: It is a $100 credit score to make use of for bills charged to your room, usually good for spending on the lodge’s restaurant or spa or on actions on the lodge.
As with Nice Inns + Resorts bookings, Amex Platinum cardmembers can use as much as $200 in annual lodge credit for bookings with The Lodge Assortment (minimal two-night keep). There’s additionally the choice to make use of Membership Rewards factors to pay for stays. Enrollment is required.
Nonetheless, level redemptions listed below are poor, offering simply 0.7 cents per level in worth. That is simply over a 3rd of the two cents-per-point worth for Amex factors in TPG’s July 2025 valuations.
Associated: use Amex’s The Lodge Assortment to snag further perks on lodge stays
Capital One Way of life Assortment
The Way of life Assortment is “a curated choice of trendy motels in inviting locations,” per Capital One. It contains boutique properties in in style places, together with high quality eating and distinctive leisure entry. The gathering contains manufacturers like Virgin Inns, The Customary, Design Inns and The Line, in addition to boutique motels.
It isn’t fairly as good because the Premier Assortment, however it provides cardholders some worth, together with a $50 expertise credit score to make use of towards rooftop drinks, signature lodge eating places, room service or different actions, complimentary Wi-Fi, and room upgrades, early check-in and late checkout, when accessible.
Associated: Capital One’s Way of life Assortment for motels
Capital One Premier Assortment
An attention-grabbing facet of this program is the potential of combining Premier Assortment and lodge program advantages, relying on whether or not the lodge honors your rewards program advantages along with the Premier Assortment advantages.
If this works, it might let you ebook a Six Senses property that participates in IHG One Rewards, add your loyalty quantity to this reserving and obtain acceptable advantages like bonus factors in your keep or suite upgrades, relying on what standing stage you maintain.
Nonetheless, it is not assured. Inns will not be obligated to acknowledge your standing on bookings in these packages, as they’re thought-about third-party reservations.
There are not any necessary minimal reservations in this system, until a lodge imposes its personal minimal stays. Plus, there’s a high quality quantity of assured advantages: each day breakfast for 2, a $100 property credit score, Wi-Fi and bonus factors earned on these bookings if paying along with your eligible card as a substitute of redeeming Capital One miles. When you select to redeem miles, this may be completed at the usual price of 1 cent apiece.
Associated: Get free breakfast, expertise credit and room upgrades on lodge bookings with Capital One Premier Assortment
The Edit by Chase Journey
With The Edit, there is no such thing as a minimal keep requirement (although sure properties might have their very own minimums) and that Wi-Fi and each day breakfast are assured advantages. There’s additionally a assured on-property credit score of $100.
One other energy of The Edit by Chase Journey is that it’s accessible to way more individuals than the opposite packages. You may have entry to The Edit if in case you have one of many following playing cards:
Sapphire Reserve and J.P. Morgan Reserve cardholders can entry The Edit by Chase Journey by the Chase Journey portal. Nonetheless, these with Chase United playing cards ebook by Famend Inns.
Different drawbacks embrace the shortage of annual assertion credit that may offset your spending (nonetheless, Sapphire Reserve cardholders can use their $300 in annual journey credit towards these bookings), combined outcomes on making an attempt to get keep credit score with lodge loyalty packages on these nights and no assure for early check-in or late checkout.
Associated: Your information to The Edit by Chase Journey
Citi Lodge Assortment
There’s comparatively open entry to this program. So long as you’ve gotten a Citi bank card that earns ThankYou factors, you’ve gotten entry.
Furthermore, there are not any minimal keep necessities for HC reservations. And you will get two assured advantages: each day breakfast for 2 individuals and complimentary Wi-Fi. Early check-in and late checkout privileges could also be provided, topic to availability on the lodge.
Nonetheless, there are drawbacks. You may’t add your lodge program loyalty quantity inside Citi’s journey portal. Thus, you will not earn factors with the lodge’s rewards program and sure will not obtain any advantages related along with your elite standing, if any.
There are not any devoted spending credit for these bookings, both. Nonetheless, you’ll be able to apply your fourth-night-free profit or $100 lodge credit score to those reservations, relying on what playing cards you’ve gotten.
On prime of sacrificing your elite standing advantages, you additionally would possibly commerce comfort for redemption worth. You should use Citi ThankYou factors to pay for these bookings, however your factors will probably be value simply 1 cent every. That is far beneath TPG’s July 2025 valuation of 1.85 cents per Citi level.
Citi Luxurious Assortment
Citi’s premium providing is extra unique. Solely these with Citi Strata Premier Card or Citi Status playing cards can entry the Luxurious Assortment (LC), and the Status card is not open to new candidates.
On prime of the Lodge Assortment perks (each day breakfast for 2 and complimentary Wi-Fi), you will additionally get a $100 on-property credit score to make use of throughout your keep. What this covers will fluctuate by property, nonetheless. It might be legitimate for on-property eating places at some motels, however it might have extra makes use of at others, similar to resort actions or parking. Moreover, advantages based mostly on availability embrace room upgrades at check-in, early check-in and late checkout.
Citi’s LC has lots of the similar drawbacks as its lower-tier program.
You may’t add your lodge rewards program quantity to those bookings, so it is unlikely your elite standing will probably be acknowledged. It is also unlikely that your keep will rely towards the nights you might want to earn elite standing.
Associated: Get free breakfast and premium perks with Citi’s Lodge Assortment and Luxurious Assortment
Backside line
There are various similarities among the many luxurious lodge packages provided by American Categorical, Capital One, Chase and Citi.
The Edit by Chase Journey and Citi’s Lodge Assortment can be found to the widest vary of cardholders. Amex’s Nice Inns + Resorts program has probably the most assured advantages, however Amex’s The Lodge Assortment is open to extra cardholders than FHR. Capital One’s two packages are working laborious to supply integration with lodge loyalty packages. Citi’s Luxurious Assortment has the broadest mixture of entry and advantages.
When it is time to make your subsequent lodge reserving, reference the knowledge above to make sure you know precisely what’s and is not included so you’ll be able to ebook by the most effective program for you.
Associated: 9 issues to contemplate when selecting to ebook through a portal vs. reserving immediately
