The Chase Final Rewards program permits vacationers to redeem their rewards in numerous methods. However some of the invaluable methods to redeem Chase factors is by way of Final Rewards’ airline and lodge switch companions. Certainly one of these switch companions is IHG One Rewards.
Nonetheless, some Chase switch companions supply extra invaluable rewards than others. So, this is every thing you need to know for those who’re contemplating transferring Chase factors to IHG One Rewards.
The best way to switch Chase Final Rewards factors to IHG One Rewards
When you have a minimum of one Chase bank card that earns transferable Final Rewards factors, you may redeem your rewards by transferring them to pick out airline or lodge packages that accomplice with the Final Rewards program. Certainly one of these accomplice packages is IHG One Rewards.
You’ll be able to switch Chase factors to IHG in increments of 1,000 by way of the Chase web site or app. Transfers are ultimate, although, so guarantee you’re sure you need to switch Chase factors to IHG earlier than finishing the switch.
Associated: How (and why) you need to earn transferable bank card factors
Are you able to switch Chase factors to IHG?
You’ll be able to switch Chase factors to IHG One Rewards when you have choose Chase playing cards that earn transferable Final Rewards factors, together with:
You’ll be able to mix rewards throughout all of your Final Rewards playing cards — together with Final Rewards playing cards just like the Chase Freedom Flex® (see charges and costs) and the Chase Freedom Limitless® (see charges and costs) that earn cash-back rewards — right into a single account. If the account you utilize to gather your rewards earns transferable Final Rewards factors, then all of the rewards in that account are transferable.
So, when you have the Chase Sapphire Most popular and the Chase Freedom Limitless, you may mix the rewards you earn in your Freedom Limitless into your Sapphire Most popular account. Then, you might switch any or all the rewards in your Chase Sapphire Most popular account to IHG One Rewards (or any of the opposite Chase switch companions).
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Associated: How (and why) to mix your Chase Final Rewards factors right into a single account
Chase to IHG switch ratio
The Chase-to-IHG switch ratio is 1:1. Nonetheless, you may solely switch Chase factors in increments of 1,000.
For each 1,000 Chase factors you switch, you’d get 1,000 IHG factors. Based mostly on TPG’s January 2026 valuations, 1,000 Chase factors are price $20.50 whereas 1,000 IHG factors are price $5. That is a major distinction, though chances are you’ll obtain roughly worth when redeeming IHG factors, relying in your particular redemption.
Chase sometimes gives switch bonuses. Throughout such bonuses, you could possibly switch factors from Chase to IHG at a better ratio.
Associated: How a lot are Chase Final Rewards factors price?
How lengthy does it take to switch Chase factors to IHG One Rewards?
Transfers from Chase to IHG are often instantaneous. And even when the switch is not instantaneous, it is going to often happen by the subsequent enterprise day. So, you may usually wait to switch Chase factors to IHG till you want IHG factors for a reserving.
In uncommon instances, it might take as much as seven enterprise days to switch Chase factors to IHG One Rewards. Fortunately, you will obtain an electronic mail confirming your factors switch is in progress when you verify a switch request with Chase. Then, you will get one other electronic mail from Chase as soon as the switch is full. So, even when the switch is not instantaneous, you may depend on getting an electronic mail as soon as the switch is full.
Associated: How lengthy do Chase Final Rewards factors take to switch to accomplice packages?
The best way to switch Chase factors to IHG One Rewards
To switch Chase factors to IHG One Rewards, go to the Chase web site or app and log in. Click on on the Chase card that earns transferable Final Rewards factors that you simply need to use. On the web page that hundreds, click on on “Redeem” subsequent to your factors steadiness.
Click on “Journey” on the highest navigation bar, and choose “Switch factors to companions.”
Scroll by way of the switch companions listing till you may click on on the IHG One Rewards tile. Learn by way of the data on the web page that hundreds, then click on “Switch factors.” Doing so will take you to a web page the place you may enter or verify your IHG One Rewards account data earlier than clicking “Subsequent.”
Enter the variety of Chase factors you need to switch to IHG after which click on “Subsequent.”
A ultimate web page will load, permitting you to evaluate and confirm all the data. Click on “Submit” when you’re able to switch Chase factors to IHG One Rewards.
Transferring Chase factors to IHG is a one-way transaction, so make sure you need to accomplish that earlier than submitting the shape.
Associated: Do you have to purchase IHG factors or switch rewards from Chase?
When do you have to switch Chase factors to IHG One Rewards?
Now that you understand how to switch Chase factors to IHG One Rewards, the query is: When do you have to switch Chase factors to IHG?
The reply to this query varies from individual to individual and relies on many various components. However, contemplating that Chase factors are greater than 4 instances as invaluable as IHG factors based mostly on TPG’s January 2026 valuations, many award vacationers would inform you that you shouldn’t switch Chase factors to IHG One Rewards.
Actually, it is my private perception that you simply often should not switch Chase factors to IHG One Rewards for 2 causes. Firstly, different Chase switch companions can present way more worth per Chase level. Certainly one of these companions is World of Hyatt, which gives award nights beginning at simply 3,500 factors per evening. Moreover, you may often buy IHG factors for as little as 0.5 cents every a number of instances a 12 months.
So, I favor to purchase IHG factors throughout 100% bonus gross sales for 0.5 cents every. And I favor to switch my Chase factors to different switch companions, similar to World of Hyatt and Air Canada Aeroplan.
This does not imply it is going to by no means be the proper transfer for somebody to switch Chase factors to IHG, although. For instance, for those who’re just some thousand factors shy of having the ability to e-book an IHG award evening or keep, it may make sense to switch Chase factors to IHG to finish the reserving. Nonetheless, typically, you will get extra worth out of your factors once you use different Chase switch companions. Or, for those who actually need to e-book an IHG lodge with Chase factors, chances are you’ll get higher worth by redeeming Chase factors by way of the Chase Journey℠ portal for a paid keep.
Associated: When to switch Chase factors as an alternative of reserving a lodge by way of Chase Journey
Backside line
Chase Final Rewards factors are essentially the most invaluable bank card rewards forex, in line with TPG’s January 2026 valuations. And the Chase switch companions are a few of the finest methods to get outsize worth out of your factors.
It is potential to get loads of worth when redeeming IHG factors, however the low worth of IHG One Rewards factors (0.5 cents every based mostly on TPG’s January 2026 valuations) in comparison with different Chase switch companions makes IHG One Rewards one of many weaker choices for transferring Chase factors. As such, you will often need to switch your Chase factors to different switch companions.
