Charles Peters
Raymond James & Associates, Inc., Research Division
Good morning, everyone. Day 2 here at the Raymond James Institutional Investors Conference. And this is my side office. This is where I sat all day yesterday, and I’m here again today. So thank you, everyone, for being with us this morning. A bunch of insurance companies and insurance brokers here over the 3 days. And one of the companies that’s been a very loyal and long-standing participant of our conference has been Kemper Corporation. And it’s been an interesting journey to say the least. Lots of challenges in the auto insurance market over the last 5 years. And Kemper has had both successes and some challenges as well.
So this morning is supposed to be set up as a, I guess, a fireside chat minus the fireside. But in the 28 minutes and 38 seconds we have left, I thought what I’d do is have Tom, who’s serving as Interim CEO, provide a couple of minutes summary of the state of the union as it relates to Kemper, where you were at the end of last year and what the outlook is as it currently stands. And then we can, of course, use that as a launching pad to get any questions about what’s going on in the auto market in your various states. So go for it.
Carl Evans
Interim CEO, Executive VP, General Counsel & Secretary
Sure. Good morning, everybody, and thanks, Greg. Just a little bit of background on myself. I’ve been with
