Zions Bancorporation, Nationwide Affiliation (ZION) Goldman Sachs 2025 U.S. Monetary Companies Convention December 9, 2025 1:40 PM EST
Firm Members
Harris Simmons – Chairman & CEO
Presentation
Unknown Analyst
We’ll get began right here. Up subsequent, we’re happy to have Zions becoming a member of us on the convention. They’ve had a robust 12 months, posting enhancing prime line progress pushed by margin enlargement, continued progress in charge revenue, all whereas sustaining a good maintain on bills. Whereas there was some noise throughout 3Q concerning credit score that seems to have been a one-off, hopefully. And its credit score efficiency continues to be amongst the most effective within the trade.
Right here to inform us extra about what that’s Chairman and CEO, Harris Simmons. Welcome, Harris.
Harris Simmons
Chairman & CEO
Thanks.
Query-and-Reply Session
Unknown Analyst
So Harris, clearly, there’s been quite a bit happening on the market. We had tariffs. We had the federal government shutdown, combine numbers on jobs. It feels just like the Fed remains to be in an easing cycle. So a lot of various things happening within the macro. I assume provided that as background, possibly begin off how you are feeling about how the financial institution is positioned for this atmosphere that we’re about to enter.
Harris Simmons
Chairman & CEO
Effectively, I feel I am fairly sanguine about what the atmosphere seems like. I imply if I’m going again to earlier within the 12 months and the tariffs and the Liberation Day, et cetera, I imply, I feel there was lots of nervousness about what this might do to the economic system. I feel what’s performed out and my view is that homeowners of companies have began to appreciate that Donald Trump is amongst — past the rest that he is principally transactional that he is — there’s lots of plasticity to his strategy to fixing issues.
