Bilt’s huge day has arrived, and the window has opened for Bilt Rewards customers to pick out a brand new Bilt Card 2.0 for his or her pockets.
The previous Bilt Mastercard from Wells Fargo is on its means out, and three new Bilt card choices are in the marketplace with new welcome gives to gather precious Bilt Factors and Bilt Money. You may solely earn one welcome supply throughout all of Bilt’s merchandise in a lifetime, so it is essential to choose the correct one for you:
- Bilt Blue Card (see charges and charges; $0 annual charge): Obtain $100 in Bilt Money upon approval. Plus, for those who apply by means of TPG and are accepted, you can even earn 5 factors per greenback spent on purchases (excluding hire and mortgage funds) for the primary 5 days (as much as 50,000 bonus factors).
- Bilt Obsidian Card (see charges and charges; $95 annual charge): Obtain $200 in Bilt Money upon approval. Plus, for those who apply by means of TPG and are accepted, you can even earn 5 factors per greenback spent on purchases (excluding hire and mortgage funds) for the primary 5 days (as much as 50,000 bonus factors).
- Bilt Palladium Card (see charges and charges; $495 annual charge): Earn 50,000 bonus factors and Bilt Gold standing after spending $4,000 on purchases within the first three months from account opening and obtain $300 in Bilt Money upon approval. Plus, for those who apply by means of TPG and are accepted, you can even earn 5 factors per greenback spent on purchases (excluding hire and mortgage funds) for the primary 5 days (as much as 50,000 bonus factors).
The data for the Bilt Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
The premium Bilt Palladium Card gives an exceptionally precious welcome supply. When you’re in a position to spend $10,000 to maximise the bonus, you will earn 100,000 Bilt factors, which (when mixed with the $300 in Bilt Money) gives as much as $2,500 in worth, per TPG’s January 2026 valuations.
With a suggestion this precious, you will need to know the principles — and we have you lined, together with different incessantly requested questions concerning the new playing cards, your previous card and what comes subsequent.
Listed below are the solutions we’ve got.
Who’s eligible to use for a brand new Bilt card and earn a welcome bonus?
Each cardholders who’ve the previous Bilt Mastercard and new candidates who’ve by no means had the Bilt Mastercard are eligible to use for one of many new Bilt Card 2.0 choices and earn a welcome bonus.
Will I be capable of earn a welcome bonus on a number of Bilt playing cards?
No. The Bilt Card 2.0 suite is rolling out with a one bonus per lifetime coverage throughout all three of its card choices. This implies you may solely earn one bonus on one Bilt card in your lifetime.
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If I’ve the previous Bilt Mastercard, am I eligible for the welcome bonus on a brand new Bilt card?
Sure. You can choose both the Bilt Blue Card, the Bilt Obsidian Card or the Bilt Palladium Card and earn that card’s welcome bonus — even for those who already maintain the previous Bilt Mastercard.
You can transition to your new Bilt Card 2.0 seamlessly so long as you choose a brand new card by Jan. 30. Your Wells Fargo Bilt Mastercard stops working Feb. 6, and your new Bilt Card 2.0 card might be prepared to make use of Feb. 7.
Associated: Key dates and deadlines for present Bilt Mastercard holders as Bilt transitions to new card choices
Can I apply for a number of Bilt playing cards on the identical time?
No. You may solely be the first cardholder on one Bilt card account, so you are not in a position to maintain a number of Bilt playing cards or apply for greater than one of many Bilt Card 2.0 choices without delay.
Nonetheless, you will be added as a certified person on one other Bilt card account.
Can I add licensed customers to my Bilt card account?
Sure. You may add as much as 5 licensed customers straight within the Bilt app. These licensed customers will obtain their very own card quantity and be capable of observe bills individually.
Right here is the value charged per licensed person, relying on which Bilt card you maintain:
When you had licensed customers in your previous Wells Fargo-backed Bilt Mastercard, it is essential to notice that you will have to re-add them to your new Bilt Card 2.0 account.
Do I must cancel my previous Bilt Mastercard?
When you select to transition to a brand new Bilt Card 2.0, you will have the flexibility to switch any steadiness out of your Wells Fargo account. You might also select to have Bilt shut your Wells Fargo card account in your behalf.
When you select to not transition to a brand new Bilt Card 2.0, your previous Bilt Mastercard from Wells Fargo will transition to a Wells Fargo Autograph® Card (see charges and charges) with a distinct card quantity.
You will not earn Bilt factors on the Autograph. As a substitute, you will earn Wells Fargo Rewards factors.
To be taught extra concerning the Wells Fargo Autograph, learn our full assessment.
Associated: You may earn Bilt Rewards factors when procuring on-line by means of Rakuten
Backside line
Bilt Rewards is rolling out three new playing cards that earn Bilt factors and Bilt Money, and these three playing cards include some probably profitable welcome gives you will not need to miss out on.
You’ll want to go over the cardboard particulars and eligibility to make sure you’re incomes one of the best supply in your distinctive state of affairs.
Apply right here: Bilt Blue Card
Apply right here: Bilt Obsidian Card
Apply right here: Bilt Palladium Card
