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Why United flyers ought to contemplate the Aeroplan bank card
Travel

Why United flyers ought to contemplate the Aeroplan bank card

Scoopico
Last updated: December 17, 2025 5:43 pm
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Published: December 17, 2025
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Earn 100,000 bonus Aeroplan factorsEarn factors on groceries and at eating placesPair with one other United cardBackside line

Should you’re a frequent United Airways flyer and you are not taking note of Air Canada’s Aeroplan loyalty program, you could possibly be lacking out on helpful perks and profitable award flights.

Aeroplan factors are among the many Most worthy airline award currencies. Proper now, they’re valued at 1.4 cents per level, in keeping with TPG’s December 2025 valuations. Because of United’s Star Alliance partnership with Air Canada, you possibly can redeem your Aeroplan factors for United flights.

An award-savvy traveler is aware of how a lot worth the Aeroplan® Credit score Card (see charges and charges) holds for United loyalists. Air Canada’s cobranded Chase card earns Aeroplan factors on each buy and supplies United advantages.

There are a number of causes the Aeroplan card would complement a United-focused technique properly. Here is what it’s best to know.

Earn 100,000 bonus Aeroplan factors

Should you’re in search of a high-value welcome provide, the Aeroplan bank card is value contemplating.

New candidates can earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. Plus, they will earn an extra 25,000 bonus factors after spending $20,000 within the first 12 months from account opening.

This affords new cardholders to earn as much as 100,000 Aeroplan factors, which TPG’s December 2025 valuations deem to be value as much as $1,400. In observe, nevertheless, you may get far more worth out of your factors.

THE POINTS GUY

Whereas the spending requirement is excessive, the potential worth of this provide makes the cardboard value contemplating.

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These 100,000 Aeroplan factors can be utilized to ebook United flights, due to Air Canada’s Star Alliance partnership. Despite the fact that Aeroplan costs United award tickets dynamically, there are wonderful redemption choices obtainable.

Plus, the cardboard prices a modest $95 annual price, which is decrease than nearly each United card available on the market. The one two United playing cards that cost much less or an identical quantity presently have a lot much less helpful welcome affords.

The no-annual-fee United Gateway℠ Card (see charges and charges) is providing 30,000 bonus miles after you spend $1,000 on purchases within the first three months from account opening. In the meantime, the United℠ Explorer Card (see charges and charges) affords 60,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening and prices a $0 annual price for the primary 12 months, then $150 thereafter.

Related: Why Air Canada Aeroplan has turn into my favourite Star Alliance loyalty program

Earn factors on groceries and at eating places

The incomes charges on United cobranded playing cards are fairly bland, until you are making a United buy.

The Aeroplan bank card affords some first rate incomes charges for a cobranded card, particularly on food-related purchases.

Woman Shopping Groceries_PeopleImages
PEOPLEIMAGES/GETTY IMAGES

With the Aeroplan card, you possibly can earn 3 factors per greenback spent on eating at eating places (together with eligible supply companies and takeout) and grocery shops.

Plus, the cardboard additionally earns 500 bonus factors for each $2,000 spent in a calendar month, as much as 1,500 bonus factors every month. This can be a strong perk when you plan on spending typically with the cardboard — particularly in that first 12 months, whereas incomes the welcome bonus.

Associated: PSA to worldwide vacationers: Right here’s why it’s best to contemplate Air Canada and the Chase Aeroplan Card

Pair with one other United card

Whereas there are causes for United followers to carry the Aeroplan bank card even with out a United card of their pockets, the Aeroplan card definitely can complement your current technique.

Flexibility is the key right here. If you have already got a excessive stability of United miles and perks out of your United card, you are not restricted to United’s award charges by itself flights or flights on different Star Alliance companions, akin to Lufthansa.

United Polaris business class Boeing 787-9 Dreamliner
United Polaris enterprise class Boeing 787-9. KYLE OLSEN/THE POINTS GUY

You possibly can unlock completely different award house and doubtlessly higher worth on the identical flights when utilizing Aeroplan’s program whereas sustaining cardholder advantages out of your United card.

For instance, you could find a strong redemption fee on a United flight with Aeroplan factors, pay for taxes and charges together with your United Quest℠ Card (see charges and charges), and revel in a free first and second checked bag free for your self and your companion.

Associated: Final-minute methods for incomes United Airways Premier elite standing

Backside line

Should you ceaselessly fly United, it’s possible you’ll default to a United bank card. Nevertheless, there are causes to think about the Aeroplan bank card as an alternative. A few of these causes embrace the cardboard’s profitable welcome provide and strong award charges on United flights.

Moreover, the Aeroplan card’s $95 annual price is decrease than that of most United cobranded choices and it has extra profitable bonus classes, together with incomes 3 factors per greenback spent on eating and groceries.

To be taught extra, learn our full assessment of the Aeroplan bank card.


Apply right here: Aeroplan Credit score Card


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