Chase not too long ago launched a brand new manner for eligible cardholders to probably get extra worth when reserving by way of Chase Journey℠: Factors Increase, which affords greater redemption charges on choose resort stays. This new function joins The Edit by Chase Journey, a curated resort assortment that is been obtainable to pick cardholders since March 2024.
Whereas each perks are tied to resort bookings and supply elevated experiences, they’re designed for various kinds of vacationers and obtainable to completely different Chase cardholders.
Here is a breakdown of how each works, easy methods to entry them and the way to decide on which one to make use of in your subsequent journey.
What’s Chase’s Factors Increase?
First off, let’s speak Factors Increase. This new program provides eligible Chase cardholders entry to elevated redemption charges on choose resort and airline bookings when redeeming Chase Final Rewards factors by way of the Chase Journey portal. Consider it as a limited-time supply that stretches your factors even additional.
If you happen to had been a cardholder earlier than June 23, 2025, you are in a singular place: You’ve got entry to each Factors Increase and the unique fastened redemption charges of 1.25 or 1.5 cents per level (relying on which Chase card you maintain) by way of October 26, 2027. Whereas Factors Increase might supply greater worth on sure bookings, the worth is variable and capped at an “as much as” price and isn’t assured. The fastened price, alternatively, is constant throughout all journey. Relying on the supply, it might be value evaluating each choices to see which supplies you extra worth.
It is a shift from the earlier construction the place fastened charges had been commonplace with playing cards just like the Chase Sapphire Reserve® (see charges and costs) and the Chase Sapphire Most well-liked® Card (see charges and costs).
Associated: Why Chase’s Factors Increase is an impressive (type of stunning) new method to ebook resorts on factors
How does Factors Increase work?
With Factors Increase, Chase affords particular journey offers — akin to a flight to London or a resort in Miami — the place your factors are value greater than their typical redemption worth. These affords fluctuate by vacation spot, journey dates and availability and are featured inside the Chase Journey portal.
For instance, if a resort usually prices $250 or 25,000 factors, a Factors Increase deal may allow you to ebook it for simply 18,000 factors, successfully rising the worth of every level.
Day by day Publication
Reward your inbox with the TPG Day by day publication
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
You’ll be able to inform if Chase affords Factors Increase for a selected resort by looking out the resort identify within the Chase portal and maintaining a watch out for the “Factors Increase” tag with a rocket icon.
Here is an instance of how that appears within the portal as a Sapphire Most well-liked Card holder:
By reserving by way of Factors Increase, my Final Rewards factors are value about 1.75 cents apiece, versus 1.25 cents per level.
When looking for a vacation spot within the Chase Portal, you may toggle “Factors Increase solely” to restrict the search question so that you just see solely resorts providing the Factors Increase function.
Which Chase playing cards qualify for Factors Increase?
Factors Increase is offered to cardholders with the Sapphire Reserve, the Chase Sapphire Reserve for Enterprise℠ (see charges and costs), the J.P. Morgan Reserve, the Sapphire Most well-liked Card and the Ink Enterprise Most well-liked® Credit score Card (see charges and costs).
With these playing cards, you may probably redeem factors for extra worth on choose flight and resort bookings made by way of Chase Journey — bear in mind, Chase will both provide the Factors Increase worth or the fastened price worth, whichever is healthier. The very best redemption price — as much as 2 cents per level — is simply obtainable to Sapphire Reserve and J.P. Morgan cardholders.
I’ve the Sapphire Most well-liked and not too long ago saved factors by redeeming with Factors Increase for a three-night keep at IHG’s Lodge Indigo Florence in Italy.
With out Factors Increase, the keep would have price me $791.28 or 59,362 factors, yielding me a price of 1.3 cents apiece. However with Factors Increase, I solely had to make use of 49,468 factors plus $49.26, which I used to be in a position to cowl with my $50 Chase Journey credit score. Subsequently, I received a price of 1.5 cents apiece.
Whereas saving just below 10,000 factors might not appear to be quite a bit, since TPG values Chase factors at 2.05 cents per level, per our July 2025 valuations, 10,000 Chase factors are value $205.
The knowledge for the J.P. Morgan Reserve has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: I am a Sapphire Most well-liked Card holder: Here is my Chase Journey Factors Increase technique
What’s The Edit by Chase Journey?
What perks do you get with The Edit by Chase?
Once you ebook a resort by way of The Edit, you may obtain elevated advantages which will embody:
- Day by day breakfast for 2
- Room upgrades (when obtainable)
- Early check-in and late checkout
- A $100 property credit score or comparable amenity
Key variations between Factors Increase and The Edit
Though each packages stay inside the Chase Journey portal, they serve completely different functions:
| Function | Factors Increase | The Edit |
|---|---|---|
| Applies to | Choose resorts, flights, and so forth. | Curated assortment of luxurious resorts |
| Sort of worth | Elevated level redemption worth | On-property perks and upgrades |
| Obtainable to | Chase Sapphire Reserve Chase Sapphire Reserve for Enterprise J.P. Morgan Reserve Chase Sapphire Most well-liked Ink Enterprise Most well-liked |
Sapphire Reserve
Sapphire Reserve for Enterprise J.P. Morgan Reserve |
| Greatest for | Saving factors | Enhancing the resort expertise |
Which Chase playing cards qualify for The Edit?
Solely Sapphire Reserve (private and enterprise) and J.P. Morgan Reserve cardholders can ebook stays with The Edit. Sapphire Most well-liked and Ink Enterprise Most well-liked cardholders do not have entry to The Edit.
When to make use of Factors Increase vs. The Edit
Sadly, not each resort keep is offered with Factors Increase. If you happen to had been a Chase cardholder previous to June 23, your Final Rewards factors (earned earlier than Oct. 26) will nonetheless be value both 1.25 or 1.5 cents per level (by way of Oct. 26, 2027), relying on the cardboard you could have. Factors earned after that date shall be value 1 cent apiece, if Factors Increase just isn’t an possibility.
For cardholders who obtained an eligible Chase card after June 23, redemptions not obtainable for Factors Increase are additionally value a set 1 cent per level.
Subsequently, use Factors Increase once you need to maximize the worth of your factors on choose flights or resorts. Use The Edit once you’re reserving a resort keep and desire a luxurious expertise with built-in perks like breakfast, room upgrades and resort credit.
In case your most important objective is stretching your factors additional, Factors Increase is the winner. If you happen to’re on the lookout for a extra premium resort expertise, go together with The Edit.
Are you able to mix Factors Increase with The Edit?
Sure, and doing so may be a good way to maximise your Chase factors. If you happen to ebook a keep at a property featured in The Edit by Chase Journey and it is eligible for Factors Increase, you may redeem factors at an elevated price (as much as 2 cents per level) and luxuriate in luxurious perks like complimentary breakfast, property credit and room upgrades.
Sapphire Reserve cardholders might even be capable to get extra worth and stack extra assertion credit, just like the $500 The Edit credit score (biannual credit score of $250 obtainable on qualifying purchases between Jan. 1 and June 30, with one other $250 obtainable between July 1 and Dec. 31).
Observe that this credit score can’t be used and solely applies to pay as you go stays of not less than two nights.
Backside line
With the introduction of Factors Increase and The Edit, Chase is giving travel-focused cardholders extra methods to redeem their factors and improve their experiences. Whereas Factors Increase helps stretch your factors additional, The Edit provides luxurious and comfort to your resort stays. Realizing concerning the completely different packages may also help you unlock much more worth out of your Chase Final Rewards factors.
