In accordance with TPG’s September 2025 valuations, American Categorical Membership Rewards factors are price 2 cents every. That is virtually the identical as Chase Final Rewards factors and Bilt Rewards Factors, and noticeably larger than practically all factors and miles with the most important airline and resort applications.
Nonetheless, this does not imply that you’re going to get precisely 2 cents per level in worth each time you redeem them. As an alternative, we use this quantity as a benchmark for a “good” redemption. To maximise your Membership Rewards factors, high-value redemptions ought to offer you greater than 2 cents per level, whereas lower-value awards supply lower than 1 cent per level.
The Platinum Card® from American Categorical — Discover out your supply: It’s possible you’ll be eligible for as excessive as 175,000 Membership Rewards factors after spending $8,000 on eligible purchases in your new card in your first six months of membership. Welcome affords differ, and also you will not be eligible for a suggestion.
Briefly, there are numerous solutions to the query, “How a lot are Amex factors price?” Let’s dive into how one can attempt to maximize their price.
What are Amex Membership Rewards factors price?
There are various methods to redeem your American Categorical Membership Rewards factors. Nonetheless, they will supply a variety of values. Some redemptions present a set worth in your factors, whereas others have the potential to far exceed our September 2025 valuation of two cents apiece.
| Redemption possibility | Examples | Level worth |
|---|---|---|
| Switch factors to journey companions | 20 airline and resort loyalty applications | Probably 2 cents per level (word that you may get kind of) |
| Redemptions by means of Amex Journey | Flights, resorts, rental vehicles, cruises and trip leases | 0.5 cents to 1 cent per level |
| Nontravel redemptions | Present playing cards, Amazon purchases and extra | 0.5 cents to 1 cent per level |
Associated: American Categorical Membership Rewards: Tips on how to earn, redeem and switch factors
The worth of Amex factors when transferring to journey companions
You will normally discover probably the most worthwhile redemptions when transferring your Amex factors to one among Amex’s journey companions. Amex companions with the next 20 airline and resort loyalty applications:
Amex factors switch to most airline and resort companions at a 1:1 ratio, apart from Aeromexico Rewards (1:1.6), JetBlue TrueBlue (250:200) and Hilton Honors (1:2). You’ll be able to switch Amex factors in increments of 1,000; level transfers to airline and companion applications are irreversible. Moreover, Amex fees an excise tax of 0.6 cents per level (as much as $99) when transferring rewards to Delta SkyMiles or JetBlue TrueBlue.
Reward your inbox with the TPG Every day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
To maximise your Membership Rewards factors, we suggest transferring them to companion airways. For instance, you can guide an Air France financial system flight from the U.S. to Europe beginning at 25,000 Flying Blue miles. This could possibly be a fantastic worth if money fares for a similar flight are upward of $700.
Plus, all year long, Amex affords companion switch bonuses, which may assist your factors go even additional.
To snag one of the best offers, take a look at our information on maximizing your Amex factors with switch companion redemptions.
Worth of Amex factors when redeeming by means of Amex Journey
Redeeming Amex factors for flights by means of Amex Journey
When reserving a flight by means of Amex Journey, you may get a set redemption fee of 1 cent per level.
Nonetheless, in case you have any of the next Amex enterprise playing cards, you may obtain a bonus when utilizing Pay with Factors for eligible flights:
The data for the Amex Enterprise Centurion card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: Greatest methods to make use of Amex factors, from business-class flights to Europe to budget-friendly resort stays
Redeeming Amex factors for resort stays and different journey
Nonetheless, most different journey redemptions by means of the Amex Journey portal gives you a price of about 0.7 cents per level.
For example, with most resorts, you may redeem your factors at a fee of 0.7 cents every by means of Amex Journey. And since these are third-party bookings, you will not normally earn resort factors or elite evening credit in your keep.
The one exception is Amex Superb Resorts + Resorts, a luxurious resort program that is solely accessible to Platinum and Centurion cardmembers. Should you pay with factors to guide one among these properties, you may get 1 cent of worth per level and obtain elitelike advantages in your keep, together with complimentary breakfast, room upgrades, late checkout, and normally a eating or spa credit score. Plus, these stays normally earn resort factors and elite evening credit.
For automotive and trip leases, you may get a price of about 0.7 cents per level. As for cruise bookings made by means of the Amex portal, you will get between 0.5 cents and 0.7 cents per level.
General, redeeming your Amex factors by means of the journey portal won’t yield one of the best worth relating to maximizing your rewards. Nonetheless, in case you have a inventory of Amex factors sitting in your account or just need to save in your out-of-pocket value on a flight, resort, automotive rental, cruise or trip residence, redeeming factors by means of the Amex portal may make sense.
Be taught extra about reserving by means of the American Categorical portal.
Redeeming Amex factors for nontravel redemptions
Not all redemptions are travel-based — in actual fact, you may redeem your Amex factors for reward playing cards, Amazon purchases and extra. Whereas these redemptions do not yield a excessive worth relating to maximizing your factors, for individuals who want to get monetary savings on nontravel bills, Amex factors could possibly be the reply.
- Present playing cards: When redeeming Amex factors for reward playing cards, you will get a price between 0.5 cents and 1 cent per level, relying on the service provider.
- Taxi rides in New York Metropolis: Redeem your Amex factors for sure taxi fares within the Huge Apple at a price of 1 cent per level.
- Amazon and on-line retailers: Once you hyperlink your Membership Rewards account with choose on-line retailers like Amazon, Grubhub and Greatest Purchase, you may choose Pay with Factors at checkout and redeem your rewards at a price of 0.7 cents per level.
- Cowl fees in your assertion: Use factors to pay for eligible account fees in your billing assertion, and obtain 0.6 cents per level.
Tips on how to earn Amex Membership Rewards factors
To redeem Membership Rewards factors, you may first should earn them. The simplest technique to earn Amex factors is by making use of for a points-earning card, and Amex has a number of to select from, starting from premium playing cards to no-annual-fee playing cards that reward every day enterprise spending.
Relying on the Amex card in your pockets, you can earn between 1 level and 5 factors per greenback spent, contingent on the cardboard and the incomes class.
For instance, The Platinum Card from American Categorical earns 5 factors per greenback spent on flights booked immediately with airways or with American Categorical Journey® (on as much as $500,000 per calendar yr) and pay as you go resorts booked with American Categorical Journey, and 1 level per greenback spent on all different purchases. Whereas The Blue Enterprise® Plus Credit score Card from American Categorical earns 2 factors per greenback spent on on a regular basis enterprise purchases with no class restrictions (on as much as $50,000 every calendar yr, then 1 level per greenback spent).
Due to this fact, with totally different incomes charges and welcome affords, take a look at the present American Categorical card affords accessible to search out which one is best for you so you may earn Amex factors.
Associated: Tips on how to redeem American Categorical Membership Rewards for optimum worth
Backside line
Amex Membership Rewards factors have lengthy been thought of a few of the most dear factors in the marketplace. They sit close to the highest of TPG’s September 2025 valuations, because of many high-value airline switch companions that enable members to guide premium-cabin awards at low charges.
The worth you get out of your Amex factors can differ considerably, starting from 0.5 cents per level for reward playing cards to a lot larger for choose switch companions. In fact, that requires in depth flexibility and the willingness to study the ins and outs of loyalty applications, so many cardmembers could choose easier reward choices.
In the end, TPG’s September 2025 valuations peg Amex factors at 2 cents apiece, however remember to contemplate one of the best redemption possibility in your particular state of affairs.
