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Tips on how to earn Marriott elite standing with a cobranded card
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Tips on how to earn Marriott elite standing with a cobranded card

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Last updated: January 14, 2026 3:17 am
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Published: January 14, 2026
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Contents
Incomes Marriott elite qualifying nightsMarriott Bonvoy Silver EliteMarriott Bonvoy Gold EliteMarriott Bonvoy Platinum EliteSpending on the Bonvoy Boundless cardDifferent methods to earn Marriott elite nightsBackside line

Whereas your financial savings will rely upon how usually you journey, elite standing perks can simply prevent a whole bunch — and even hundreds — of {dollars} every year. So why get a head begin yearly by opening a bank card?

The Marriott Bonvoy program has the biggest footprint worldwide, with greater than 8,500 properties in virtually 140 international locations. Breaking it down, there are 5 ranges of elite standing, three of which one can earn with a bank card:

  • ​​Silver Elite: 10 elite nights
  • Gold Elite: 25 elite nights
  • Platinum Elite: 50 elite nights
  • Titanium Elite: 75 elite nights
  • Ambassador Elite: 100 elite nights plus $23,000 in annual qualifying spending

Let’s take a more in-depth take a look at how one can earn Marriott elite standing with bank cards, all the way in which as much as Titanium Elite.

Incomes Marriott elite qualifying nights

One of many coveted perks of Marriott cobranded playing cards is the automated elite evening credit you obtain every year simply by holding a card, usually between 5 and 25 nights.

Higher but, you’ll be able to stack elite nights by holding each a private and enterprise Marriott card. For instance, in case you have a enterprise card that gives 15 elite nights and a private card that gives 25, you may begin the 12 months with 40 elite qualifying nights earned from bank cards alone. That is simply 35 nights away from Titanium Elite standing.

RITZ-CARLTON, MALDIVES FARI ISLANDS/FACEBOOK

Nonetheless, it is vital to notice that you could’t stack elite nights from a number of private playing cards. Additional, you have to be the first cardholder — not a certified person — on a enterprise and shopper card to mix them.

Here is what number of elite nights you may earn with every Marriott cobranded card:

*The knowledge for these playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

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Associated: Marriott Bonvoy Sensible American Specific Credit score Card evaluate

Marriott Bonvoy Silver Elite

You possibly can earn Silver Elite standing with 10 elite qualifying nights. The standing tier is included with the next playing cards:

For a restricted time, new cardholders of the Marriott Bonvoy Daring Credit score Card can earn two free evening awards after spending $1,000 on eligible purchases throughout the first three months of account opening, whereas new cardholders of the Marriott Bonvoy Boundless Credit score Card can earn 5 free evening awards after spending $3,000 on eligible purchases throughout the first three months of account opening. Every free evening award is legitimate for a one-night keep at properties with redemption values of as much as 50,000 factors per evening.

Plus, for 2026 solely, Marriott Bonvoy Boundless candidates can obtain as much as $100 in assertion credit after spending $500 on eligible airline purchases (as much as $50 in assertion credit semi-annually).

Associated: Free nights and straightforward standing: Why I’ve 3 Marriott Bonvoy bank cards and pay over $1,200 in annual charges

Marriott Bonvoy Gold Elite

Marriott Gold Elite standing is usually earned after 25 elite qualifying nights in a calendar 12 months.

The tier consists of enhanced facilities equivalent to space-available room upgrades, a welcome present and 25% extra factors again (obtainable for qualifying charges). Gold Elite standing can go a good distance, even in case you are an rare visitor at Marriott properties.

Ritz Carlton Fari Islands Pool
CHRIS DONG/THE POINTS GUY

Vacationers can obtain Marriott Gold standing by way of quite a few bank cards, together with:

Associated: Information to Marriott and Hilton elite standing with the Amex Platinum and Enterprise Platinum

Marriott Bonvoy Platinum Elite

Marriott Bonvoy Platinum Elite is the third tier within the Bonvoy program, and you’ll attain it after passing 50 elite qualifying nights in a calendar 12 months.

Marriott Bonvoy Sensible cardholders obtain complimentary Platinum Elite standing, unlocking premium perks with out the keep requirement. With elite perks equivalent to annual Alternative Advantages, enhanced room upgrades, a devoted assist line and free breakfast at choose properties, one can shortly come out forward with time and money saved.

Breakfast at Le Meridien Maldives
Breakfast at Le Meridien Maldives. KATIE GENTER/THE POINTS GUY

There are two methods to earn Platinum Elite standing by holding a bank card: Hit spending thresholds or be a Marriott Bonvoy Sensible American Specific cardmember.

Card Issuer Annual payment Spending threshold

American Specific

$650

Included

The Ritz-Carlton Credit score Card

Chase

$450

Means that you can earn Platinum Elite standing if you spend $75,000 on purchases every account 12 months

Associated: Marriott Platinum Elite advantages, and how one can earn this precious standing

Spending on the Bonvoy Boundless card

One ultimate strategy to earn elite qualifying nights by way of bank cards is to succeed in larger spending on the Marriott Bonvoy Boundless card.

For each $5,000 spent on the cardboard, you’ll be able to accrue 1 elite qualifying evening. Whereas $5,000 is usually a lot to spend, it might assist in case you are near your subsequent standing earlier than your subsequent journey. It additionally must be famous that there are not any caps on this perk, so you’ll be able to spend your strategy to Titanium Elite standing.

For brand spanking new cardholders, spending towards the cardboard’s welcome supply — presently 5 free evening awards after $3,000 in eligible purchases throughout the first three months of card opening — additionally counts towards the $5,000 threshold, although the primary elite evening is just earned as soon as whole spending reaches the $5,000 mark.

Business travel - A beautiful asian female professional on business trip checking into the hotel
MATTHEW NG/GETTY IMAGES

Paired with a Bonvoy Enterprise and Bonvoy Sensible card, you may spend $175,000 in your Bonvoy Boundless card to earn Titanium Elite standing. That is a number of spending, but it surely might make sense in case you have a number of reimbursable enterprise bills or in any other case must spend some huge cash on a bank card.

Nonetheless, there’s a big alternative price related to spending on the Boundless card. For instance, spending $5,000 earns simply 10,000 Marriott Bonvoy factors, price $70 per TPG’s January 2026 valuations. By comparability, in the event you put that very same spend on a Capital One Enterprise Rewards Credit score Card to earn 2 Capital One miles per greenback spent, you’d earn 10,000 Capital One miles, price $185 in keeping with our valuations.

With that in thoughts, you must solely spend in your Boundless card in the event you’re only a few nights in need of the following elite standing tier. In any other case, you is likely to be giving up important worth.

It is also price noting that the Marriott Bonvoy Premier Credit score Card — not open to new candidates — earns 1 elite evening credit score per $3,000 spent.

Associated: Marriott Bonvoy: Tips on how to earn and redeem factors, elite standing and extra

Different methods to earn Marriott elite nights

Do not forget — award nights and free evening certificates additionally depend towards elite standing.

So, whether or not you redeem Marriott factors or use the free evening certificates included with many cobranded bank cards, each evening strikes you nearer to your required elite standing tier.

Marriott Puerto Vallarta Resort and Spa
EDGARDO CONTRERAS/MARRIOTT PUERTO VALLARTA RESORT AND SPA/FACEBOOK

So, when mapping out your Marriott elite standing qualification technique, you’ll want to consider any free evening awards you propose to make use of. You probably have three free evening certificates from numerous Marriott cobranded bank cards, contemplate that three nights nearer to your subsequent Marriott elite standing tier.

Associated: Evaluating the very best resort elite standing tiers and how you can earn them in 2025

Backside line

Beginning the 12 months with zero elite qualifying nights can really feel daunting, but it surely would not need to be — by strategically holding Marriott cobranded bank cards, you can begin every year with as much as 40 elite qualifying nights in your account.

Whereas that will require paying a couple of annual charges, the perks and financial savings unlocked by way of elite standing can simply outweigh the fee, doubtlessly saving you hundreds of {dollars} every year.

For charges and costs of the Marriott Bonvoy Sensible card, click on right here.
For charges and costs of the Marriott Bonvoy Enterprise card, click on right here.
For charges and costs of the Marriott Bonvoy Bevy card, click on right here.
For charges and costs of the Amex Platinum card, click on right here.
For charges and costs of the Enterprise Platinum card, click on right here.

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