Probably the greatest causes to use for a journey rewards card is the welcome provide. By hitting sure minimal spending necessities, you possibly can typically earn tens of 1000’s of factors or miles throughout the first few months of opening a brand new card.
Welcome presents change on a regular basis, and a part of any profitable journey rewards technique is understanding when it is the appropriate time to use for a particular card. In spite of everything, you would not wish to miss out on a haul of bonus factors by making use of too early — or too late.
Nevertheless, with out monitoring the welcome presents on particular playing cards over time, you may not have the context you’ll want to know whether or not a selected provide is value making use of for at any given second.
Fortunately, we have performed that be just right for you and compiled the entire data you will want into one useful information. You can too verify our incessantly up to date record of the very best elevated card presents to use for.
On this article, we’ll concentrate on American Specific, which fields among the greatest cobranded and proprietary rewards playing cards out there from any issuer.
Finest American Specific welcome presents
Listed below are among the hottest Amex playing cards, with steering on when you must apply for every.
Simply be aware that we’re solely discussing publicly out there welcome presents. Some of us might obtain focused presents with extra bonus factors or money again. Moreover, presents might change at any time, and among the presents talked about beneath will not be out there presently.
Understand that American Specific solely lets you earn one bonus per lifetime on every of its playing cards, so ensure that to attend for the very best time to use.
| Card | Finest welcome provide we have seen | When to use |
|---|---|---|
| The Platinum Card® from American Specific | Earn 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Plus, earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide, on as much as $25,000 in mixed purchases, additionally within the first six months of card membership. | Over 100,000 factors |
| The Enterprise Platinum Card® from American Specific | Earn 150,000 bonus factors: 100,000 after you spend $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 whole within the first three months. | Over 100,000 factors |
| American Specific® Gold Card |
Earn 100,000 bonus factors after spending $4,000 on purchases within the first six months of card membership. |
Over 60,000 factors |
| American Specific® Enterprise Gold Card | Earn 130,000 bonus factors after spending $20,000 on purchases throughout the first six months of card membership. | Over 90,000 factors |
| American Specific® Inexperienced Card | Earn 60,000 bonus factors after spending $3,000 on purchases on the cardboard throughout the first six months of card membership. Plus, earn 20% again on journey and transit purchases within the first six months, as much as $200 again. | Over 45,000 factors |
| Blue Money Most popular® Card from American Specific | Earn $350 money again (as a press release credit score) after you spend $3,000 within the first six months of card membership. | Over $250 money again |
| Blue Money On a regular basis® Card from American Specific | Earn as much as $250 money again: Earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership. | Over $200 money again |
The knowledge for the American Specific Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
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CardMatch Device
It is also at all times a good suggestion to verify the CardMatch instrument to see for those who is likely to be eligible for greater presents on particular playing cards, equivalent to The Platinum Card from American Specific or the American Specific Gold Card. These focused presents can change at any time, nonetheless, and never everybody might be focused for a similar presents.
The Platinum Card from American Specific
It presents a slew of luxury-skewing, value-added advantages that may save cardmembers cash on the whole lot from airline charges to lodge stays. Enrollment is required for choose advantages; phrases apply.
Listed below are the presents we’ve seen on the Amex Platinum:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to current | Discover out your provide and see if you’re eligible for as excessive as 175,000 bonus factors after spending $8,000 on purchases throughout the first six months of card membership. Welcome presents fluctuate and also you will not be eligible for a proposal. | As much as $3,500 |
| August 2023 to June 2025 | Earn 80,000 bonus factors after spending $8,000 within the first six months of card membership. | $1,600 |
| November 2022 to August 2023 | Earn 80,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,600 |
| January 2022 to November 2022 | Earn 100,000 bonus factors after spending $6,000 within the first six months of card membership. | $2,000 |
*Valuations are primarily based on TPG’s August 2025 valuations and aren’t from the issuer.
Highest welcome provide
When the Amex Platinum ran its highest-ever provide, candidates may earn 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Plus, they may earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide (on as much as $25,000 in mixed purchases) within the first six months of card membership. This might result in a complete of 250,000 further factors.
When to use
Usually, purpose to use for this card provided that you possibly can safe a welcome provide of 100,000 factors or extra, whether or not via a focused provide, the CardMatch instrument or a limited-time provide.
Study extra: Amex Platinum
The Enterprise Platinum Card from American Specific
Enrollment is required for choose advantages; phrases apply.
Listed below are the presents we’ve seen on the Amex Enterprise Platinum:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to current | Earn 150,000 bonus factors after spending $20,000 on eligible purchases throughout the first three months of card membership. | $3,000 |
| April 2025 to June 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. Plus, earn a $500 assertion credit score after spending $2,500 on qualifying flights booked immediately with airways or via American Specific Journey® throughout the first three months of card membership. | As much as $3,500 |
| April 2024 to April 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. | $3,000 |
| December 2022 to April 2024 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
| October 2022 to December 2022 | TPG Unique Provide: Earn 150,000 bonus factors after spending $15,000 within the first three months of card membership. | $3,000 |
| October 2021 to October 2022 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
*Valuations are primarily based on TPG’s August 2025 valuations and aren’t from the issuer.
Highest welcome provide
The perfect welcome provide we have seen for the Amex Enterprise Platinum was 150,000 bonus factors: 100,000 after spending $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 whole within the first three months of card membership.
When to use
Any time this card’s welcome provide tops 100,000 factors, it is value contemplating. For those who get a proposal — whether or not focused or public — for 120,000 factors or extra, do not wait.
Study extra: Amex Enterprise Platinum
American Specific Gold Card
It has additionally fielded some excellent welcome presents.
Listed below are the presents we’ve seen on the Amex Gold:
Welcome provide historical past
| Approximate date | Provide | Worth* |
|---|---|---|
| June 2025 to current | Discover out your provide and see if you’re eligible for as excessive as 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Welcome presents fluctuate and also you will not be eligible for a proposal. | As much as $2,000 |
| November 2024 to June 2025 | Earn 60,000 bonus factors after spending $6,000 on eligible purchases throughout the first six months of card membership. | $1,200 |
| July 2024 to November 2024 | Earn 60,000 bonus after spending $6,000 within the first six months of card membership. Plus, obtain 20% again in assertion credit on eligible purchases made at eating places worldwide throughout the first six months of card membership, as much as $100 again. | As much as $1,300 |
| October 2023 to July 2024 | Earn 60,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,200 |
| June 2022 to October 2023 | Earn 60,000 bonus factors after spending $4,000 within the first six months of card membership. | $1,200 |
| June 2022 | Earn 100,000 bonus factors after spending $4,000 within the first six months of card membership. | $2,000 |
*Valuations are primarily based on TPG’s August 2025 valuations and aren’t from the issuer.
Highest welcome provide
The perfect public welcome provide we have seen on this card was short-lived. In June 2022, the Amex Gold upped its welcome provide for brand spanking new candidates to 100,000 bonus factors after they spent $4,000 on purchases within the first six months of card membership. It solely lasted just a few days.
Nevertheless, now you’ll find out your provide to see if you’re eligible to earn as excessive as 100,000 bonus factors after spending $6,000 on purchases within the first six months of card membership.
When to use
Think about making use of when the welcome provide for those who can safe a welcome provide above 60,000 factors, and significantly take into account hitting that “apply” button any time it tops 75,000 factors.
Study extra: Amex Gold
American Specific Enterprise Gold Card
It has additionally supplied some great welcome presents prior to now.
Welcome provide historical past
Since July 2024, the Amex Enterprise Gold has provided an elevated welcome provide: Earn 100,000 bonus factors after spending $15,000 within the first three months of card membership.
In accordance with TPG’s August 2025 valuations, this welcome provide is value $2,000.
That is the primary time the Amex Enterprise Gold has modified its public welcome provide since April 2021.
Highest welcome provide
This card beforehand provided as much as 130,000 bonus factors after spending $20,000 on purchases throughout the first six months of card membership, however not all candidates have been eligible.
When to use
For those who see a proposal for this card with over 90,000 factors and a spending requirement that you just and your small enterprise can simply meet, it is value making use of.
Study extra: Amex Enterprise Gold
American Specific Inexperienced Card
Enrollment is required for the Clear Plus profit and it’s topic to auto-renewal; phrases apply.
Welcome provide historical past
The Amex Inexperienced has solely provided an elevated welcome provide as soon as prior to now a number of years, from Could 2023 to August 2023. This provide was the very best we’ve seen on this card.
Since then, new Amex Inexperienced cardmembers can earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
In accordance with TPG’s August 2025 valuations, this welcome provide is value $800.
Highest welcome provide
The very best provide we have seen on this card was 60,000 bonus factors after spending $3,000 on purchases in your new card throughout the first six months of card membership. Plus, new cardmembers may earn 20% again on journey and transit purchases of their first six months of card membership for as much as $200 again.
When to use
For those who see a proposal for this card for greater than 45,000 factors, it is value making use of.
Blue Money Most popular Card from American Specific
Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed below are the presents we’ve seen on the Amex Blue Money Most popular:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| October 2022 to current | Earn a $250 assertion credit score after spending $3,000 within the first six months of card membership. | $250 |
| June 2022 to October 2022 | Earn a $350 assertion credit score after spending $3,000 within the first six months of card membership. | $350 |
| September 2021 to June 2022 | Earn a $300 assertion credit score after spending $3,000 within the first six months of card membership. | $300 |
Highest welcome provide
This card’s welcome provide would not fluctuate a lot, nevertheless it has provided as much as $350 money again (as a press release credit score) after spending $3,000 in purchases throughout the first six months of card membership.
When to use
This card hasn’t provided an elevated welcome bonus in just a few years, so it will not be value ready for a better provide. That mentioned, we might even see one other provide for $300 or extra sooner or later, and you may additionally be focused for a better provide.
Study extra: Blue Money Most popular
Blue Money On a regular basis Card from American Specific
Although its earnings aren’t as strong because the Blue Money Most popular, the Blue Money On a regular basis nonetheless racks up money again at a gentle clip. This card’s decrease incomes charges are comprehensible, on condition that it lacks an annual price (see charges and charges). Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed below are the presents we’ve seen on the Amex Blue Money On a regular basis:
Welcome provide historical past
| Approximate date | Provide | Worth |
|---|---|---|
| January 2023 to current | Earn $200 again as a press release credit score after spending $2,000 within the first six months of card membership. | $200 |
| October 2022 to January 2023 | Earn 20% again as a press release credit score once you use your new card to take a look at with PayPal at retailers within the first six months of card membership, as much as $150 again. Plus, earn $100 again as a press release credit score after spending $2,000 within the first six months of card membership. | As much as $250 |
| September 2021 to October 2022 | Earn $200 again as a press release credit score after spending $2,000 within the first three months of card membership. | $200 |
Highest welcome provide
With this card’s best-ever welcome provide, new cardmembers may earn as much as $250 money again: First, they may earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, they may earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership.
When to use
Go for the simplest provide with a large amount of money again (no less than $200) and a manageable spending requirement ($2,000 or below).
Study extra: Blue Money On a regular basis
Delta American Specific playing cards
American Specific is the only real issuer of Delta’s cobranded shopper and enterprise playing cards. Amex’s Delta playing cards function elevated presents extra generally than most of their proprietary playing cards, so it is crucial to know when it is the appropriate time to use.
For those who’re considering certainly one of Amex’s Delta playing cards, try our information on Delta’s playing cards’ provide historical past that will help you resolve when it is the very best time to use.
Hilton American Specific playing cards
American Specific presents a spread of cobranded Hilton playing cards to go well with each traveler, from newbies to hardcore Hilton loyalists. Like Amex’s Delta playing cards, the Hilton playing cards obtain elevated welcome presents extra incessantly than the playing cards we have featured on this information.
For those who’re considering certainly one of Amex’s Hilton playing cards, we’ve a information on when it is the very best time to use, primarily based on the provide historical past of all of the Hilton playing cards.
Marriott American Specific playing cards
Marriott’s portfolio of playing cards might be more difficult to trace, since they’ve playing cards issued by Chase and American Specific. American Specific and Chase do not essentially put elevated presents on their Marriott playing cards on the identical time. Plus, each issuers have their very own software guidelines and restrictions.
For those who’re considering certainly one of Amex’s Marriott playing cards, we’ve a information on the entire Marriott playing cards’ provide histories that will help you know when it is the appropriate time to use.
Backside line
Take note of the welcome presents of any journey rewards playing cards you could be considering, as presents can change incessantly. Making use of on the mistaken time may imply lacking out on 1000’s of bonus factors or a whole lot of {dollars} in money again.
Earlier than making use of for any new card, take a look at the vary of its earlier welcome presents. Then, when a proposal hits the upper finish of that vary, you possibly can really feel positive you are getting an ideal deal and making the appropriate selection on your rewards technique.
To be taught extra about bank card bonus presents over time, see the next:
For charges and charges of the Amex Platinum, click on right here.
For charges and charges of the Amex Enterprise Platinum, click on right here.
For charges and charges of the Amex Gold, click on right here.
For charges and charges of the Amex Enterprise Gold, click on right here.
For charges and charges of the Blue Money Most popular, click on right here.
For charges and charges of the Blue Money On a regular basis, click on right here.
