Southwest Fast Rewards Premier Enterprise Credit score Card overview
The Southwest® Fast Rewards® Premier Enterprise Credit score Card (see charges and costs) is the airline’s entry-level enterprise bank card. It affords stable earnings charges and a number of perks when flying Southwest. With an annual charge of $149, the Premier card is a superb choose for thrifty Southwest enterprise loyalists. Card ranking*: ⭐⭐⭐½
*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Airline-specific bank cards aren’t usually the primary picks for journey bank cards since they have an inclination to function restricted advantages that solely apply to a selected airline.
Nonetheless, the Southwest Fast Rewards Premier Enterprise Credit score Card is usually a sensible choice for small-business homeowners who sometimes fly Southwest.
The cardboard was not too long ago refreshed, that includes new day-of-travel advantages and modified earnings. Nonetheless, these modifications elevated the annual charge by 50% to $149.
Southwest is at the moment in the course of sweeping modifications, together with implementing bag charges, updating its boarding course of and including assigned seating, making now a good time to carry a Southwest bank card.
Authorized candidates usually have credit score scores above 670, nevertheless it’s not unparalleled to be authorized with a decrease rating.
Here is what you might want to know when you’re contemplating the Southwest Premier Enterprise card to your firm.
Southwest Premier Enterprise execs and cons
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Southwest Premier Enterprise welcome provide
Proper now, new cardholders can earn 60,000 factors after spending $3,000 on purchases within the first three months from account opening.
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Based on TPG’s July 2025 valuations, this provide is value $840. That is the usual welcome provide we usually see on this card, so it could be value ready for an elevated provide.
Along with the factors worth, do not forget that welcome bonuses from Southwest playing cards depend towards Companion Go qualification.
As soon as earned, the Companion Go is legitimate for the rest of the 12 months and the next 12 months, so incomes it as early into the calendar 12 months as potential will assist you to obtain the utmost good thing about the cross.
Nonetheless, earlier than you go submit an software, make sure you test your eligibility. This card, identical to most Chase cobranded playing cards, is topic to the Chase 5/24 rule.
Plus, there are restrictions on how usually you may earn a Southwest welcome bonus. For instance, when you’ve earned a welcome bonus on this card previously 24 months, you might not be eligible.
Southwest Premier Enterprise advantages
The Southwest Premier Enterprise has a $149 annual charge and affords a fair proportion of perks that may make it a worthwhile card for infrequent Southwest flyers. These embody:
- Two Early Fowl Examine-Ins: Cardholders obtain two Early Fowl Examine-Ins every year. (For flights working in 2025, ends Dec. 31)
- 6,000 anniversary bonus factors: In your account anniversary, Southwest will mechanically award you 6,000 anniversary bonus factors (value as much as $84, in line with TPG’s July 2025 valuations). This alone successfully covers greater than half of the cardboard’s annual charge.
- Free first checked bag: Obtain a free first checked bag for you and as much as eight passengers touring on the identical reservation. (An ordinary first checked bag prices $35, which might save a household of 4 $280 on a round-trip itinerary.)
- Precedence boarding: Obtain group 5 precedence boarding for you and as much as eight passengers touring on the identical reservation (for flights working in 2026 and past). In case you have A-list standing, you may board with an earlier group.
- Most popular seat choice: When accessible, you and as much as eight passengers touring on the identical reservation can choose most well-liked seating inside 48 hours of departure (for flights working in 2026 and past). This can be a beneficial perk contemplating Southwest will start charging for seat choice on flights working subsequent 12 months.
- Flight low cost code: Cardholders obtain one promotional 15% flight low cost code every anniversary 12 months (excluding Primary fares)
- Standing Enhance: You’ll earn 2,000 Tier Qualifying Factors for each $5,000 spent on the Premier card in a 12 months (with no cap on the variety of TQPs you may earn). This may help you earn A-Listing or A-Listing Most popular standing sooner.
- 10,000 Companion Go qualifying factors enhance yearly: Cardholders obtain 10,000 factors towards a Companion Go every year. This, mixed with the factors earned from the welcome provide, will put you nicely over midway towards incomes a companion cross.
- Free worker playing cards: There aren’t any charges for added worker playing cards, and the unique cardholder will earn factors on worker spending. Enterprise homeowners can contact cardmember companies to place a spending restrict on worker playing cards.
- $500 charge credit score for level transfers: Southwest will cowl as much as $500 in charges related to level transfers every year, though this profit will finish Dec. 31. Transferring Fast Rewards factors to a different member usually prices $10 per 1,000 factors transferred, so you may switch as much as 50,000 factors yearly with out paying extra charges after Southwest’s reimbursement.
- No overseas transaction charge: This card is a viable choice to make use of for enterprise journey overseas.
Within the midst of all of the modifications at Southwest, these perks afforded by the Southwest Premier Enterprise card may help you avoid wasting cash each time you fly.
Incomes factors on the Southwest Premier Enterprise
The Southwest Premier Enterprise earns:
- 3 factors per greenback spent on Southwest Airways purchases (4.2% return based mostly on TPG’s July 2025 valuations)
- New: 2 factors per greenback spent at fuel stations and eating places on the primary $8,000 in mixed purchases per 12 months. (2.8% return)
- 2 factors per greenback spent on Fast Rewards lodge and automotive rental companions (2.8% return; ends Dec. 31)
- 2 factors per greenback spent on native transit and commuting, together with ride-hailing (2.8% return; ends Dec. 31)
- 1 level per greenback for all different eligible purchases (1.4% return)
It is vital to notice that present cardholders could have entry to each the brand new and expiring bonus classes.
The addition of the fuel stations and eating places bonus class is welcomed, however having two different bonus classes eliminated on the finish of the 12 months, together with the native transit and commuting class, stings.
Except you might want to earn Southwest factors, you are higher suited placing your on a regular basis enterprise spending on a card just like the Ink Enterprise Most popular® Credit score Card (see charges and costs) or the American Specific® Enterprise Gold Card.
Associated: How to decide on the very best bank card for what you are promoting bills
Redeeming factors on the Southwest Premier Enterprise
The first redemption choice for Fast Rewards factors is Southwest-operated flights. Southwest follows a easy redemption course of: The dearer a flight is in money, the extra it should value in factors. There is not any outsize worth available, however that ensures you get comparatively constant worth to your rewards.
Redeeming Southwest factors is so simple as reserving Southwest flights on-line. Select “Factors” as a substitute of “{Dollars}” when deciding on the flight you wish to guide on the service’s web site. You may then see the award pricing to your itinerary.
Like all airways’ award tickets, flights booked with Southwest factors will nonetheless require fee for added taxes and costs, which begin at $5.60 per method. Nonetheless, tickets booked with factors are totally refundable, and there’s no penalty for cancellations (so long as you do it a minimum of 10 minutes earlier than your scheduled departure time).
TPG e-newsletter and partnerships editor Emily Thompson is a frequent Southwest flyer with a number of Southwest bank cards. She usually tops up the factors earned from her Southwest Premier Enterprise by transferring extra factors from her Chase Sapphire Most popular® Card (see charges and costs) for flights.
Southwest additionally affords worldwide flights, resorts and automotive leases on its journey portal, however the charges are subpar in comparison with utilizing your factors on Southwest-operated flights.
Associated: The right way to redeem Southwest Fast Rewards factors
Which playing cards compete with the Southwest Premier Enterprise?
If you would like extra advantages or extra versatile rewards, considered one of these playing cards will probably be a greater match:
For extra choices, please see our picks for the very best enterprise and airline bank cards.
Associated: Is the Southwest Premier Enterprise definitely worth the annual charge?
Backside line
The Southwest Fast Rewards Premier Enterprise Credit score Card is an effective choice for a loyal Southwest flyer, particularly since you may work towards a Companion Go after incomes the present welcome bonus.
Nonetheless, its incomes construction and ongoing advantages aren’t exceptional, so many enterprise homeowners will discover a higher slot in a special card.
Apply right here: Southwest Fast Rewards Premier Enterprise Credit score Card
