Operator
Welcome to the Sallie Mae Investor Discussion board 2025 Convention Name. [Operator Instructions] I might now like to show the decision over to Kate deLacy, Senior Director and Head of Investor Relations. Please go forward.
Kate deLacy
Senior Director & Head of Investor Relations
Thanks, Cory. Good night, and welcome to the 2025 Sallie Mae Investor Discussion board. It’s my pleasure to be right here as we speak with Jon Witter, our CEO; Pete Graham, our CFO; and Melissa Bernau, Managing Vice President of Strategic Finance. After the ready remarks, we are going to open the decision for questions.
Earlier than we start, needless to say our total presentation as we speak constitutes forward-looking statements and knowledge and relies on numerous and a number of assumptions described in our presentation. Nothing on this presentation is meant for use as steerage. The frameworks, fashions, projections, future-oriented estimates and assumptions set forth on this presentation have been ready for illustrative functions solely, are forward-looking in nature and usually are not supposed as an alternative choice to extra detailed modeling. Precise outcomes might differ materially from the projections of estimates modeled herein.
Statements that aren’t historic details, together with statements about our beliefs, opinions or expectations and statements that assume or are dependent upon future occasions are forward-looking