If you’re a frequent American Airways flyer, you may have loads of bank card choices that will help you earn extra miles and take advantage of each American Airways flight.
Plus, proper now, there is a highest-ever welcome provide on the Citi® / AAdvantage Enterprise™ World Elite Mastercard® (see charges and charges).
Whereas Barclays and Citi each have a cobranded card partnership with American Airways, Citi is the issuer with the most important variety of American Airways card choices. Actually, Citi will change into the unique issuer of the AAdvantage cobranded card portfolio beginning in 2026. And now you can switch Citi ThankYou Rewards factors to AAdvantage.
Here is a rundown of the highest Citi / AAdvantage bank cards and their present provides. Holding certainly one of these playing cards might be an easy strategy to rating a business-class ticket on American or its Oneworld companions.
Comparability of the Citi AAdvantage welcome provides
| Card | Welcome provide | Provide worth* | Annual price |
|---|---|---|---|
| Citi / AAdvantage Enterprise | For a restricted time, earn 75,000 bonus miles after spending $5,000 throughout the first 5 months of account opening. | $1,163 | $0 introductory annual price for the primary 12 months, then $99 thereafter |
| Citi® / AAdvantage® Government World Elite Mastercard® (see charges and charges) | Earn 70,000 bonus miles after spending $7,000 throughout the first three months of account opening. | $1,085 | $595 |
| Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® | Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening. | $775 | $0 introductory annual price for the primary 12 months, then $99 thereafter |
| American Airways AAdvantage® MileUp® | Earn 15,000 bonus miles after spending $500 in purchases throughout the first three months of account opening. | $233 | $0 |
*Based mostly on TPG’s September 2025 valuations
The knowledge for the Citi / AA Platinum Choose and AAdvantage MileUp playing cards have been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Citi / AAdvantage Enterprise World Elite Mastercard
The Citi / AAdvantage Enterprise World Elite Mastercard is Citi’s enterprise card for AA loyalists.
Welcome bonus: For a restricted time, earn 75,000 bonus miles after spending $5,000 throughout the first 5 months of account opening.
In response to TPG’s September 2025 valuations, the welcome bonus is value $1,163. That is the best provide the cardboard supplies, so now could be the very best time to use if you happen to’ve had this card in your radar.
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Annual price: $0 introductory annual price for the primary 12 months, then $99 thereafter
Finest for: Enterprise vacationers
Incomes charges:
- 2 miles per greenback spent on eligible American Airways purchases
- 2 miles per greenback spent on eligible enterprise bills, together with cable and satellite tv for pc suppliers, automotive leases, fuel stations and telecommunications retailers
- 1 mile per greenback spent on every thing else
With this card, you and as much as 4 companions get a free first checked bag when flying a home American Airways itinerary on the identical reservation.
When you put $30,000 in spending on the cardboard in a cardmember 12 months and renew your card, you may be rewarded with a companion certificates, which lets you take a companion on a flight for $99 (plus taxes and charges). The certificates is just legitimate on a main-cabin round-trip home itinerary (48 contiguous states, until you are from Alaska or Hawaii). The certificates is granted upon account renewal, and the account should stay open for a full billing cycle after the anniversary date.
To study extra, take a look at our full overview of the AAdvantage Enterprise Mastercard.
Apply right here: Citi / AAdvantage Enterprise World Elite Mastercard
Citi / AAdvantage Government World Elite Mastercard
The Citi / AAdvantage Government World Elite is AA’s top-tier private card.
Welcome bonus: Earn 70,000 bonus miles after spending $7,000 throughout the first three months of account opening.
In response to TPG’s September 2025 valuations, the welcome bonus is value $1,085. That is the usual provide we usually see on this card, so that you is perhaps higher off ready for a better provide.
Annual price: $595
Finest for: Those that need Admirals Membership entry
Incomes charges:
- 10 miles per greenback spent on eligible automotive leases and lodges booked by means of American’s automotive rental and resort reserving websites, respectively
- 4 miles per greenback spent on eligible American Airways purchases
- 1 mile per greenback spent on all different purchases
This card advantages those that fly American incessantly and wish priceless assertion credit and elite perks like Admirals Membership entry.
Additionally, after spending $150,000 in your card in a calendar 12 months, cardholders earn a boosted fee of 5 miles per greenback on eligible American Airways purchases for the remainder of the 12 months.
At $595, the Citi / AAdvantage Government World Elite has a a lot larger annual price than different choices however comes with a notable profit for frequent flyers: Admirals Membership entry for you and as much as two visitors touring with you when you may have a same-day boarding go for an eligible flight.
You’ll be able to add as much as three licensed customers for $175 whole and extra licensed customers for $175 every after that. Every licensed consumer receives Admirals Membership entry (with a same-day boarding go for an eligible flight) for themselves and as much as two touring companions.
The cardboard additionally comes with loyalty level bonuses, journey protections and assertion credit for automotive leases, meals supply, International Entry/TSA PreCheck and ride-hailing providers.
To study extra, take a look at our full overview of the AAdvantage Government.
Apply right here: Citi / AAdvantage Government World Elite
Citi / AAdvantage Platinum Choose World Elite Mastercard
The Citi / AAdvantage Platinum Choose is Citi’s mid-tier AA choice.
Welcome bonus: Earn 50,000 bonus miles after spending $2,500 throughout the first three months of account opening.
In response to TPG’s September 2025 valuations, the welcome bonus is value $775, which is the everyday provide on the cardboard. You should definitely periodically examine again, as this card sometimes provides larger welcome bonuses.
Annual price: $0 introductory annual price for the primary 12 months, then $99 thereafter
Finest for: Informal American Airways flyers
Incomes charges:
- 2 miles per greenback spent on eligible American Airways purchases
- 2 miles per greenback spent on fuel station and restaurant purchases
- 1 mile per greenback spent on all different purchases
When you fly American Airways usually sufficient to need an upgraded flight expertise however are tired of Admirals Membership entry, it is a strong card choice. It is reasonably priced and straightforward to maintain in your pockets.
You may obtain advantages like most popular boarding, a free first checked bag for you and as much as 4 companions on home American Airways itineraries, and reductions on inflight snacks and beverage purchases.
As a cardholder, you may additionally earn 1 Loyalty Level for each 1 eligible AAdvantage mile earned from purchases, and this card doesn’t cost overseas transaction charges.
One other nice advantage of this card is the power to earn a $125 American Airways flight low cost after spending $20,000 or extra in purchases throughout your card membership 12 months and renewing your card.
To study extra, take a look at our full overview of the AAdvantage Platinum Choose.
American Airways AAdvantage MileUp
The American Airways AAdvantage MileUp card is Citi’s entry-level AA product.
Welcome bonus: Earn 15,000 bonus miles after spending $500 in purchases throughout the first three months of account opening.
In response to TPG’s September 2025 valuations, this welcome bonus is value $233. That is the usual provide we usually see on this card.
Annual price: $0
Finest for: Newbies trying to earn American Airways miles
Incomes charges:
- 2 miles per greenback spent on eligible American Airways purchases
- 2 miles per greenback spent at grocery shops, together with grocery supply providers
- 1 mile per greenback spent on all different purchases
When you’re a newbie in search of an affordable strategy to earn American miles, this might be a great entry level into the Citi AAdvantage bank card lineup.
As a no-annual-fee card, it provides few perks, however you’re going to get 25% financial savings on inflight drinks and snacks.
Nevertheless, anybody taking greater than a few American Airways flights per 12 months will seemingly be higher off with an American Airways card with an annual price, since these provide larger incomes charges and perks.
To study extra, take a look at our full overview of the AAdvantage MileUp.
A fast word on utility restrictions
Citi would not restrict the entire variety of bank cards you possibly can maintain, nevertheless it does cap your total credit score line throughout accounts.
You’ll be able to solely apply for one card each eight days, not more than two playing cards in 65 days and only one enterprise card each 90 days.
Lastly, Citi’s 48-month rule means you possibly can’t earn a welcome bonus on the identical AAdvantage card if you happen to’ve obtained that bonus throughout the previous 4 years.
Associated: The last word information to bank card utility restrictions
Backside line
When you’re an American Airways loyalist, a Citi / AAdvantage bank card can ship severe worth, from free checked baggage and most popular boarding to bonus miles that carry premium-cabin redemptions inside attain.
With Citi quickly to change into the unique AAdvantage card issuer and a record-high enterprise card provide at the moment obtainable, now is a brilliant time to resolve which card greatest matches your journey and spending habits.
Whether or not you are after entry-level incomes, mid-tier perks or premium Admirals Membership entry, there is a Citi / AA card designed to raise your flying expertise.
Apply right here: Citi / AAdvantage Enterprise World Elite
Apply right here: Citi / AAdvantage Government World Elite
Associated: redeem American Airways AAdvantage miles for max worth
