The highest-tier Hilton Honors American Specific Aspire Card packs an a variety of benefits for frequent Hilton company, making it a stable selection for those who’re available in the market for a premium cobranded lodge card.
Let’s dig deeper into the distinctive advantages of the cardboard and focus on methods for maximizing every, making certain you get full worth from the cardboard in alternate for the $550 annual price (see charges and charges).
Profitable welcome supply
The Hilton Aspire at present gives new cardmembers to earn 175,000 bonus factors after spending $6,000 on purchases within the first six months of card membership. This supply ends Jan. 14, 2026.
These factors are value $875, in accordance with TPG’s December 2025 valuations. Nonetheless, this factors haul could be value rather more for those who use the factors to ebook luxurious lodges or costly stays throughout holidays and occasions.
Listed below are 3 ways to maximise Hilton Honors factors:
- Redeem Hilton factors towards stays at luxurious properties to maximise their worth.
- Do not forget that Hilton factors are extremely priceless in Oman, Egypt, Mexico, Malaysia and a few South American nations.
- Reap the benefits of the fifth-night-free perk (obtainable to all standing members) any time you possibly can.
Associated: Examine your Hilton bookings: Some commonplace room reward nights now value much less at high-end properties
Hilton Honors Diamond standing
The Hilton Aspire contains Diamond elite standing, the best tier of Hilton elite standing (till subsequent 12 months, when Hilton provides its new Diamond Reserve tier). This standing provides you a 100% bonus on factors incomes, late checkout and suite upgrades (when obtainable) and govt lounge entry.

These advantages are nice on paper, however it is best to set your expectations appropriately. There is not any assured avenue to suite upgrades or late checkout as a Hilton Diamond member. As talked about, these are space-available advantages and are largely on the lodge’s discretion.
Reward your inbox with the TPG Day by day publication
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
To maximise Diamond standing, learn up on all the advantages, together with the advantageous print. Crucial advantages are govt lounge entry, complimentary breakfast, a 48-hour room assure and bonus factors.
Associated: 6 Hilton Diamond advantages that make the standing worthwhile
Free night time certificates
Hilton Aspire Card members can obtain as much as three reward night time certificates. You obtain one reward night time certificates to make use of at nearly any Hilton property worldwide after opening your account and in your cardmember anniversary 12 months.

You possibly can earn a second reward night time certificates whenever you spend $30,000 on the Aspire Card in a calendar 12 months and a 3rd free night time certificates whenever you spend $60,000 inside a calendar 12 months.
Frequent vacationers can make the most of this profit and save tons of of {dollars} a 12 months. Better of all, so long as a property is eligible and has room availability, you possibly can ebook a stick with just a few exclusions.
Associated: Hilton free night time certificates: Methods to earn them and maximize their worth
Airline credit score
The Hilton Aspire gives as much as $50 in quarterly assertion credit (as much as $200 per calendar 12 months) for airfare purchases on flights bought immediately from the airline or via amextravel.com.

TPG contributing editor Matt Moffitt maximizes this credit score by loading his United TravelBank steadiness with $50 every quarter. This credit score can then be used to ebook any United Airways or United Specific flight.
Associated: The 5 best journey credit to redeem
Resort credit score
Hilton Aspire Card members additionally obtain as much as $200 in biannual assertion credit (as much as $400 per calendar 12 months) towards eligible purchases made immediately with taking part Hilton resorts. These purchases embody room charges and incidentals.
The resort credit score is split into two semiannual assertion credit of as much as $200, one from January to June and one other from July to December.

Costs have to be positioned in your room, and you have to use the Aspire Card for prices throughout your keep.
This credit score is value as much as $400 complete per 12 months, not per resort keep. You should utilize the credit score for parking, meals, spa providers and lots of actions that the resort can organize for you throughout your keep.
Associated: Hilton’s Ka La’i Waikiki Seashore LXR resort is getting a $100 million makeover — and TPG has an unique first look
Clear Plus credit score
Hilton Aspire Card members obtain as much as $209 yearly in assertion credit towards a Clear Plus membership (topic to auto-renewal; enrollment required).

Clear is a superb perk to have alongside TSA PreCheck. If these expedited lanes are closed or backed up, you should utilize one other service to hurry via safety.
Associated: 10 methods to get via airport safety quicker
Waldorf Astoria and Conrad property credit
In the event you keep two consecutive nights on the luxurious manufacturers within the Hilton portfolio (booked via the particular portal), you will be eligible for as much as a $100 property credit score for nearly something charged to the room through the keep as a Hilton Aspire Card member.
In take a look at searches of the Conrad Bora Bora Nui, the Conrad Tokyo, the Waldorf Astoria Chicago and The Roosevelt New Orleans, A Waldorf Astoria Resort, the total $100 assertion credit score was supplied. Plus, the eligible charges matched the versatile charges obtainable to non-Aspire Card members.

Taxes, charges, gratuity and the room fee itself should not eligible. The phrases for the supply say to verify together with your lodge’s entrance desk to make sure that what you’d prefer to cost is eligible for reimbursement.
Associated: A style of luxurious in Music Metropolis: What it is like staying on the Conrad Nashville
Automobile rental elite standing
Hilton Aspire Card members take pleasure in complimentary Nationwide Automobile Rental Emerald Membership Government standing (enrollment in Emerald Membership is required). Advantages embody Government Space entry, waived second driver charges and upgrades.

If Nationwide Automobile Rental is just not your most popular automotive rental company, you possibly can simply leverage the automated elite standing and apply for a standing match to your most popular rental company.
Associated: Bank cards that supply elite standing for automotive leases
Bonus classes
If you wish to rack up Hilton factors rapidly, you have to know when the Hilton Aspire Card ought to come out and when it ought to keep in your pockets.
The Aspire Card earns 14 factors per greenback spent on purchases made immediately with lodges and resorts within the Hilton portfolio. Based mostly on TPG’s December 2025 valuations, that is equal to a 7% return on spending.

You will additionally earn 7 factors per greenback spent (a 3.5% return) on flights booked immediately with airways or via amextravel.com, on automotive leases booked immediately with choose automotive rental firms and on purchases at U.S. eating places. Lastly, you will earn 3 factors per greenback spent (a 1.5% return) on all different purchases made with the cardboard.
It’s best to examine the incomes charges for an expense throughout all of the playing cards in your pockets to see which provides you probably the most worth.
Associated: These boutique lodges across the US are stuffed with character — and are bookable utilizing Hilton Honors factors
Hilton stays
Earlier than you resolve to earn bonus factors for journey spend on one other rewards card, take into account the huge incomes charges that can present in your account whenever you use your Hilton Aspire to pay for Hilton stays.

Here is a breakdown of what number of Hilton factors you will earn per greenback spent whenever you keep and pay together with your Aspire Card:
- 10 factors per greenback base incomes
- 10 factors per greenback together with your Diamond bonus
- 14 factors per greenback for Aspire Card earnings
- Any promotion or cell app reserving bonus
At a minimal, you will earn 34 Hilton factors per greenback spent in your Hilton lodge stays. Utilizing our valuations with none promotions, that is equal to a 17% return towards your subsequent Hilton keep.
Whereas the price of Hilton award nights is comparatively excessive in comparison with rivals like World of Hyatt, you possibly can earn many extra factors per keep by comparability. Do not forget to make your Aspire Card your default fee methodology in your Hilton profile.
Associated: Which bank card must you use for Hilton stays?
Backside line
Including the Hilton Aspire Card to your pockets may give your award journeys a shot of adrenaline.
If you stick with Hilton, you will have Diamond standing for breakfast and lounge entry, obtain bonus factors, earn property credit and (hopefully) rating a room improve.
This card is a superb possibility so as to add for those who’re even remotely a frequent Hilton visitor or have deliberate a few annual journeys to Hilton properties.
To study extra, learn our full overview of the Hilton Aspire.
Apply right here: Hilton Honors American Specific Aspire Card
For charges and charges of the Hilton Aspire Card, click on right here.