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How one can earn Marriott elite standing with a cobranded card
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How one can earn Marriott elite standing with a cobranded card

Scoopico
Last updated: June 21, 2025 7:14 am
Scoopico
Published: June 21, 2025
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Contents
Incomes Marriott elite qualifying nightsMarriott Bonvoy Silver EliteMarriott Bonvoy Gold EliteMarriott Bonvoy Platinum EliteSpending on the Bonvoy Boundless cardDifferent methods to earn Marriott elite nightsBackside line

Whereas your financial savings will depend upon how usually you journey, elite standing perks can simply prevent a whole bunch — and even hundreds — of {dollars} every year. So why not begin forward yearly simply by opening a bank card?

The Marriott Bonvoy program has the biggest footprint worldwide, with greater than 8,500 properties in nearly 140 nations. Breaking it down, there are 5 ranges of elite standing, three of which one can earn with a bank card:

  • ​​Silver Elite: 10 elite nights
  • Gold Elite: 25 elite nights
  • Platinum Elite: 50 elite nights
  • Titanium Elite: 75 elite nights
  • Ambassador Elite: 100 elite nights plus $23,000 in annual qualifying spending

Let’s take a more in-depth take a look at how one can earn Marriott elite standing with bank cards, all the best way as much as Titanium Elite.

Incomes Marriott elite qualifying nights

One of many coveted perks of Marriott cobranded playing cards is the automated elite night time credit you obtain every year simply by holding a card, sometimes between 5 and 25 nights.

Higher but, you’ll be able to stack elite nights by holding each a private and enterprise Marriott card. For instance, when you’ve got a enterprise card that provides 15 elite nights and a private card that provides 25, you may begin the 12 months with 40 elite qualifying nights earned from bank cards alone. That is simply 35 nights away from Titanium Elite standing.

RITZ-CARLTON, MALDIVES FARI ISLANDS/FACEBOOK

Nonetheless, it is essential to notice you could’t stack elite nights from a number of private playing cards — just one will rely. Additional, you should be the first cardholder on a enterprise and client card to mix them.

Here is what number of elite nights you may earn with every Marriott cobranded card:

*The knowledge for these playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

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Associated: Marriott Bonvoy Good American Specific Credit score Card overview

Marriott Bonvoy Silver Elite

You may earn Silver Elite standing with 10 elite qualifying nights. The standing tier is included with the next playing cards:

Associated: Free nights and simple standing: Why I’ve 3 Marriott Bonvoy bank cards and pay over $1,200 in annual charges

Marriott Bonvoy Gold Elite

Marriott Gold Elite standing is often earned after 25 elite qualifying nights in a calendar 12 months.

The tier consists of enhanced facilities corresponding to space-available room upgrades, a welcome present and 25% extra factors again (accessible for qualifying charges). Gold Elite standing can go a good distance, even in case you are an rare visitor at Marriott properties.

CHRIS DONG/THE POINTS GUY

Vacationers can obtain Marriott Gold standing by means of quite a few bank cards, together with:

Associated: Information to Marriott and Hilton elite standing with the Amex Platinum and Enterprise Platinum

Marriott Bonvoy Platinum Elite

Marriott Bonvoy Platinum Elite is the third tier within the Bonvoy program, and you may attain it after passing 50 elite qualifying nights in a calendar 12 months.

Marriott Bonvoy Good cardholders obtain complimentary Platinum Elite standing, unlocking premium perks with out the keep requirement. With elite perks corresponding to annual Selection Advantages, enhanced room upgrades, a devoted help line and free breakfast at choose properties, one can shortly come out forward with time and cash saved.

Breakfast at Le Meridien Maldives. KATIE GENTER/THE POINTS GUY

There are two methods to earn Platinum Elite standing by holding a bank card: Hit spending thresholds or be a Marriott Bonvoy Good American Specific cardmember.

Card Issuer Annual charge Spending threshold
Marriott Bonvoy Good American Specific Card American Specific $650 Included
The Ritz-Carlton Credit score Card Chase $450 Means that you can earn Platinum Elite standing if you spend $75,000 on purchases every account 12 months

Associated: Marriott Platinum Elite advantages, and how one can earn this invaluable standing

Spending on the Bonvoy Boundless card

One ultimate solution to earn elite qualifying nights by means of bank cards is to succeed in larger spending on the Bonvoy Boundless card.

For each $5,000 spent on the cardboard, you’ll be able to accrue 1 elite qualifying night time. Whereas $5,000 is loads, it might assist in case you are near your subsequent standing earlier than your subsequent journey. It additionally ought to be famous that there aren’t any caps on this perk, so you’ll be able to spend your solution to Titanium Elite standing when you’ve got sufficient bills.

MATTHEW NG/GETTY IMAGES

Paired with a Bonvoy Enterprise and Bonvoy Good card, you would spend $175,000 in your Bonvoy Boundless card to earn Titanium Elite standing. That is lots of spending, but it surely may make sense when you’ve got lots of reimbursable enterprise bills or in any other case have to spend some huge cash on a bank card.

Nonetheless, there’s a big alternative price related to spending on the Boundless card. For instance, spending $5,000 earns simply 10,000 Marriott Bonvoy factors, value $70 per TPG’s June 2025 valuations. By comparability, if you happen to put that very same spend on a Capital One Enterprise Rewards Credit score Card to earn 2 Capital One miles per greenback spent, you’d earn 10,000 Capital One miles, value $185 in line with our valuations.

With that in thoughts, you must solely spend in your Boundless card if you happen to’re only a few nights wanting the subsequent elite standing tier. In any other case, you is perhaps giving up vital worth.

It is also value noting that the Marriott Bonvoy Premier Credit score Card — now not open to new candidates — earns 1 elite night time credit score per $3,000 spent.

Associated: Marriott Bonvoy: How one can earn and redeem factors, elite standing and extra

Different methods to earn Marriott elite nights

Remember — award nights and free night time certificates additionally rely towards elite standing.

So, whether or not you redeem Marriott factors or use the free night time certificates included with many cobranded bank cards, each night time strikes you nearer to your required elite standing tier.

EDGARDO CONTRERAS/MARRIOTT PUERTO VALLARTA RESORT AND SPA/FACEBOOK

So, when mapping out your Marriott elite standing qualification technique, make sure you think about any free night time awards you intend to make use of. You probably have three free night time certificates from varied Marriott cobranded bank cards, take into account that three nights nearer to your subsequent Marriott elite standing tier.

Associated: Evaluating the very best lodge elite standing tiers and the right way to earn them in 2025

Backside line

Beginning the 12 months with zero elite qualifying nights can really feel daunting, but it surely would not need to be — by strategically holding Marriott cobranded bank cards, you can begin every year with as much as 40 elite qualifying nights in your account.

Whereas that will require paying a number of annual charges, the perks and financial savings unlocked by means of elite standing can simply outweigh the price, doubtlessly saving you hundreds of {dollars} every year.

For charges and charges of the Marriott Bonvoy Good card, click on right here.
For charges and charges of the Marriott Bonvoy Enterprise card, click on right here.
For charges and charges of the Marriott Bonvoy Bevy card, click on right here.
For charges and charges of the Amex Platinum card, click on right here.
For charges and charges of the Enterprise Platinum card, click on right here.

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