HDFC Financial institution Restricted (NYSE:HDB) Q1 2026 Earnings Convention Name July 19, 2025 8:30 AM ET
Firm Members
Sashidhar Jagdishan – MD, CEO & Director
Srinivasan Vaidyanathan – Chief Monetary Officer
Convention Name Members
Abhishek Murarka – HSBC International Funding Analysis
Chintan Joshi – Unidentified Firm
Kunal Shah – Citigroup Inc., Analysis Division
Mahrukh Adajania – Nuvama Wealth Administration Restricted, Analysis Division
Piran Engineer – CLSA Restricted, Analysis Division
Pranav Dheeraj Gundlapalle – Sanford C. Bernstein & Co., LLC., Analysis Division
Rahul M. Jain – Goldman Sachs Group, Inc., Analysis Division
Rikin Okay. Shah – IIFL Analysis
Operator
Girls and gents, good day, and welcome to HDFC Financial institution Restricted Q1 FY ’26 Earnings Convention Name. [Operator Instructions] Please notice that this convention is being recorded.
I now hand the convention over to Mr. Srinivasan Vaidyanathan, Chief Monetary Officer, HDFC Financial institution. Thanks, and over to you Mr. Vaidyanathan.
Srinivasan Vaidyanathan
Thanks, Nirav. Good night, and welcome to all of the contributors immediately. We’ve Sashi Jagdishan, our CEO and MD, with us this night. We’ll hand it off to him for opening remarks, then we’ll get again to you.
Sashi, over to you for opening remarks, please.
Sashidhar Jagdishan
Thanks, Srini, and thanks all on the decision to affix us on a Saturday night. Let me simply begin off with slightly little bit of what we see on the macro. You all know this significantly better, however let me summarize. The worldwide state of affairs stays fairly unstable with a weakening progress outlook amid tariff-related and geopolitical uncertainties.
Inside this context, India stays comparatively higher positioned, supported by a secure macro surroundings. For this fiscal, we anticipate GDP progress to maintain, supported by pickup in improved efficiency of home components.
Regular monsoons, revenue tax cuts, which you noticed within the final funds, benign meals
