Financial institution of America affords a big portfolio of playing cards. Some carry Financial institution of America branding of their names, such because the Financial institution of America® Personalized Money Rewards bank card and the Financial institution of America® Premium Rewards® bank card. Others, such because the Atmos™ Rewards Summit Visa Infinite® Credit score Card, are cobranded playing cards supplied by Financial institution of America.
However no matter your Financial institution of America bank card (or playing cards), it is best to know in regards to the Nov. 6 Extra Rewards Day.
Financial institution of America Extra Rewards Day
Financial institution of America bank cards, together with those who usually do not earn rewards, earn further rewards on Extra Rewards Day (Nov. 6) between midnight and 11:59 p.m. EST. Particularly, you will earn as follows on Extra Rewards Day:
- Money-back bank cards: Earn a further 2% money again on the primary $2,500 in purchases.
- Rewards bank cards that earn factors or miles: Earn a further 2 factors or miles per greenback spent on the primary $2,500 in purchases.
- Non-rewards bank cards: Earn 2% money again as a press release credit score on the primary $2,500 in purchases.
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You needn’t enroll to take pleasure in these bonus earnings, which come on prime of the rewards you already earn in your purchases. The $2,500 buy restrict for bonus earnings is “per distinctive shopper bank card account or distinctive enterprise banking firm,” in line with the Extra Rewards Day web site.
So, you probably have the Atmos Rewards Summit Visa Infinite, you usually earn 3 factors per greenback spent on eligible eating, overseas transaction, Alaska Airways and Hawaiian Airways purchases, and 1 level per greenback spent on different purchases. However for as much as $2,500 in purchases on Extra Rewards Day, you will earn 5 factors per greenback spent on eligible eating, overseas transaction, Alaska Airways and Hawaiian Airways purchases, and three factors per greenback spent on different purchases.
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Should you’re a part of the Financial institution of America Most popular Rewards® program, you will earn your Most popular Rewards bonus on the acquisition quantity as ordinary. Nonetheless, you will not earn the Most popular Rewards bonus on the incremental bonus earnings by way of this promotion.
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In keeping with the Financial institution of America Extra Rewards Day web site, all open and lively Financial institution of America shopper and enterprise banking bank card accounts needs to be eligible. Nonetheless, you will have to preserve your account open and lively till the additional rewards attain your account, and it could take two billing cycles after the promotional provide ends to see the additional rewards in your account.
Lastly, solely purchases that submit to your account and seem in your assertion with a transaction date of Nov. 6 will qualify. Maintain this in thoughts for those who’re buying gadgets for which the service provider is not prone to cost you a similar day; for instance, some on-line retailers do not cost you till they ship your buy.
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Backside line
You will have a Financial institution of America card even when it would not say Financial institution of America on the entrance. So, examine the playing cards in your pockets and take into account whether or not there are any large purchases you wish to make or vacation purchasing you wish to do throughout the Nov. 6 Extra Rewards Day.
“We’re excited to uphold this annual vacation custom and share this particular provide with our shoppers. Extra Rewards Day is all about celebrating our cardholders by awarding them bonus money again, miles or factors as they put together for the elevated festivities and spending that the vacation season brings,” Lora Monfared, head of shopper card merchandise at Financial institution of America, stated in a press launch.
You may earn 2% more money again or 2 extra factors or miles per greenback spent on as much as $2,500 in purchases while you use a shopper or enterprise banking Financial institution of America bank card on Extra Rewards Day. However, relying on what different playing cards you’ve in your pockets and whether or not you are working towards any minimal spending necessities, you should still be higher off utilizing a distinct rewards bank card on your purchases.
