When you’ve got Citi ThankYou Rewards factors or are contemplating whether or not you need to benefit from a present Citi ThankYou provide, it’s possible you’ll be serious about one of the best methods to redeem these factors. Whereas some redemption choices provide as little as 0.8 cents per level, you’ll be able to often get a minimum of double this worth if you redeem Citi ThankYou Rewards factors with resort or airline companions.
On this information, we’ll cowl a few of the finest methods to redeem Citi factors and provide recommendation on the redemptions to keep away from.
maximize Citi ThankYou Rewards
You’ve gotten many choices with regards to redeeming Citi ThankYou Rewards factors. However, based mostly on the way you redeem your rewards, your Citi factors worth will differ. To maximise your Citi ThankYou Rewards factors, you need to select high-value redemption choices and keep away from low-value ones.
- Redeem for reward playing cards: Often 1 cent per level (as much as 1.11 cents per level throughout gross sales)
- E book flights, motels, automobile leases or points of interest via the Citi Journey portal: 1 cent per level
- Redeem for money rewards through assertion credit score, direct deposit or examine within the mail: 1 cent per level
- Store with factors: Often 0.8 cents per level
You may doubtless additionally need to keep away from sharing your factors with one other Citi ThankYou member until you might be closing your account or they’re making a redemption now and want extra factors to take action. Though there is not any payment to share ThankYou factors with one other member, the shared factors expire 90 days after receiving them. You too can donate your factors, however doing so will not present any tangible worth to you (moreover realizing you donated).
As you’ll be able to see, a number of redemption choices will present 1 cent per level in worth. However if you wish to maximize Citi ThankYou Rewards factors and get considerably greater than 1 cent per level, you will have to switch your Citi factors to loyalty packages. Within the subsequent part, we’ll talk about a few of the finest methods to redeem Citi factors utilizing switch companions.
Greatest methods to redeem Citi ThankYou Rewards factors
One of the best ways to redeem Citi ThankYou Rewards factors is for a high-value redemption with one of many Citi ThankYou switch companions.
Citi has 15 airline companions, 5 resort companions and one retail companion to which you’ll be able to switch your factors. You may get entry to all of the switch companions at one of the best switch ratios you probably have the Citi Strata Elite℠ Card (see charges and costs), the Citi Strata Premier® Card (see charges and costs) or the Citi Status® Card. Be aware: Citi factors may be transferred to companions in increments of 1,000.
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The knowledge for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Now, let’s talk about a few of the finest methods to redeem Citi factors for optimum worth.
American Airways AAdvantage
In July, Citi ThankYou Rewards gained American Airways AAdvantage as a switch companion. You possibly can switch Citi factors to American Airways AAdvantage at a 1:1 ratio, however solely you probably have the Citi Strata Elite Card, the Citi Strata Premier Card or the Citi Status Card. You possibly can’t switch Citi ThankYou Rewards factors from another playing cards to American Airways AAdvantage.
American Airways miles are extraordinarily worthwhile, as they allow you to guide premium cabin award tickets operated by most companion airways at interesting charges based mostly on a printed award chart. However, even for those who’re primarily serious about flying American-operated flights inside the Americas, you should still discover interesting awards. Particularly, American’s dynamic award pricing by itself flights can present wonderful worth (particularly for those who’re keen to fly in financial system) if you’re versatile along with your journey dates and routing.
Associated: 5 the reason why I consider American Airways miles are price greater than United Airways and Delta Air Strains miles
Air France-KLM Flying Blue
In January, Flying Blue elevated the price of some transatlantic redemptions, however one of the crucial interesting makes use of of the Air France-KLM Flying Blue program stays Promo Rewards. With Flying Blue Promo Rewards, you’ll be able to typically snag discounted one-way financial system flights between choose U.S. airports and varied European airports for below 20,000 miles per particular person.
When you’ve got the Citi Strata Elite Card, the Citi Strata Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you’ll be able to switch Citi ThankYou Rewards factors to Air France-KLM Flying Blue at a 1:1 ratio. Different Citi ThankYou cardmembers can switch factors to Flying Blue at a ten:7 ratio.
The knowledge for the AT&T Entry Extra Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: discover the most cost effective redemption charges utilizing Flying Blue miles
Avianca LifeMiles
Avianca LifeMiles remains to be properly beloved for its Star Alliance award pricing, even after its most up-to-date devaluation. You need to use LifeMiles to avoid wasting on journey inside the U.S. and to Canada, and you will additionally discover some compelling charges for flights inside Central and South America.
LifeMiles is among the finest methods to guide Lufthansa first-class, and you will find a number of LifeMiles candy spots for flying in long-haul enterprise class. Nevertheless, some vacationers keep away from utilizing Avianca LifeMiles as a result of its data expertise and customer support points.
When you’ve got the Citi Strata Elite Card, the Citi Strata Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you’ll be able to switch Citi ThankYou Rewards factors to Avianca LifeMiles at a 1:1 ratio. Different Citi ThankYou cardmembers can switch factors to LifeMiles at a ten:7 ratio.
Turkish Miles&Smiles
Turkish Miles&Smiles carried out increased award charts in February 2024, however this system nonetheless presents some interesting award charges. Particularly, 65,000 miles for a one-way business-class flight between varied U.S. cities and Istanbul remains to be a good deal. Flying one-way between the U.S. and Hawaii for 10,000 miles (if you’ll find award availability) can be compelling. It simply stings that you could possibly beforehand safe these awards with Turkish Airways for fewer miles.
When you’ve got the Citi Strata Elite Card, the Citi Strata Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you’ll be able to switch Citi ThankYou Rewards factors to Turkish Miles&Smiles at a 1:1 ratio. Different Citi ThankYou cardmembers can switch factors to Turkish Miles&Smiles at a 1,000:700 ratio.
Virgin Atlantic Flying Membership
Virgin Atlantic has devalued its award chart a number of instances, and award tickets typically carry excessive taxes and costs. Even so, Virgin Atlantic Flying Membership stays a well-liked program with some award vacationers.
You possibly can redeem Virgin Atlantic factors for journey on over 20 companion airways, together with SkyTeam airways. To not point out, you will generally discover low award charges on transatlantic Virgin Atlantic flights that make paying the taxes and costs worthwhile.
When you’ve got the Citi Strata Elite Card, the Citi Strata Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you’ll be able to switch Citi ThankYou Rewards factors to Virgin Atlantic Flying Membership at a 1:1 ratio. Different Citi ThankYou cardmembers can switch factors to Virgin Atlantic Flying Membership at a 1,000:700 ratio.
Associated: Use Virgin Atlantic’s reward seat checker to search out the most cost effective saver seats
Selection Privileges
Selection Privileges award nights often value between 8,000 and 35,000 factors, however you will get outsize worth for those who keep on costly dates or in a dear vacation spot. I’ve obtained nice worth when redeeming Selection factors for stays in Japan, Europe and costly U.S. locations (equivalent to close to ski resorts in winter and huge cities on high-demand dates).
When you’ve got the Citi Strata Elite Card, the Citi Strata Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you’ll be able to switch Citi ThankYou Rewards factors to Selection Privileges at a 1:2 ratio. Different Citi ThankYou cardmembers can switch factors to Selection Privileges at a 5:7 ratio.
Associated: Bidding is open: Redeem Selection factors for VIP school soccer experiences
Wyndham Rewards
Wyndham Rewards presents a three-tier award chart, with award nights costing 7,500, 15,000 or 30,000 factors every. As such, there’s typically good worth to be discovered at some properties that value 7,500 or 15,000 factors per night time — particularly for those who’re touring throughout high-demand dates the place paid charges are excessive. When you’ve got a cobranded Wyndham Rewards bank card, you will get a ten% low cost when redeeming factors free of charge nights.
When you’ve got the Citi Strata Elite Card, the Citi Strata Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you’ll be able to switch Citi ThankYou Rewards factors to Wyndham Rewards at a 1:1 ratio. Different Citi ThankYou cardmembers can switch factors to Wyndham Rewards at a ten:7 ratio.
Associated: The 12 finest Wyndham motels on the earth
Citi playing cards that earn ThankYou Rewards factors
- Citi Strata Elite Card: Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months of account opening.
- Citi Strata Premier Card: Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months of account opening.
- Citi Status Card: This card isn’t open to new candidates.
- AT&T Entry Extra Card: This card isn’t open to new candidates.
You possibly can switch rewards earned by any ThankYou Rewards card to an account incomes full-fledged ThankYou factors after which redeem them as for those who’d earned them with that account. So, you probably have the Citi Strata Premier Card and the Citi Strata℠ Card (see charges and costs), you’ll be able to switch rewards earned by the Citi Strata Card to your Citi Strata Premier account earlier than redeeming.
Associated: Maximize the Citi Trifecta: Why you must add these 3 playing cards to your pockets
Backside line
One of the best ways to redeem Citi ThankYou Rewards factors is to make use of high-value switch companions for redemptions that provide you with a minimum of 1.9 cents per level.
Nevertheless, you probably have Citi ThankYou factors and do not need to use switch companions, one of the simplest ways to get good worth out of your factors is to redeem them for a present card you will use throughout a sale at a fee of greater than 1 cent per level. In any other case, contemplate redeeming for a direct deposit or examine at 1 cent per level.
