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Citi Strata Elite Card: Unlock smarter, extra rewarding journey
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Citi Strata Elite Card: Unlock smarter, extra rewarding journey

Scoopico
Last updated: October 24, 2025 2:14 pm
Scoopico
Published: October 24, 2025
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Contents
Journey perks that elevate your journeyWorldwide lounge entryPremium lodge staysAmerican Airways advantagesAccelerated incomes alternativesInsider entry to eating and leisureBackside line

If you need a bank card that makes your journey really feel like a first-class expertise, then the Citi Strata Elite℠ Card (see charges and costs) delivers. From airport lounge advantages to lodge perks, this card is designed to raise each the best way you journey and the best way you arrive.

With almost $1,500 in annual worth, the Citi Strata Elite Card combines elevated journey advantages and robust incomes energy with lounge entry, lodge perks and World Legend Mastercard experiences.

Whether or not you are flying throughout the nation to see household or heading overseas for a once-in-a-lifetime journey, the Citi Strata Elite Card provides you the entry and rewards to make premium journey extra attainable. Consider it as your key to premium journey.

Journey perks that elevate your journey

WILDROZE/GETTY IMAGES

Whenever you select a premium journey card, it ought to ship tangible consolation and worth once you go away dwelling. The Citi Strata Elite Card was constructed with that in thoughts, providing advantages that make your airport and lodge experiences smoother, smarter and extra rewarding.

“Journey is among the most significant methods folks make investments their money and time,” says Pam Habner, head of branded playing cards and lending at Citi. “With the Citi Strata Elite Card, we centered on making a card that delivers lasting worth and rewards that hold working lengthy after the journey. Our objective is to offer cardmembers the arrogance that their card will meet them on the stage of each journey.”

Worldwide lounge entry

It is no secret that airport lounges set the tone on your journey. They provide elevated areas, premium meals and drinks, and a second to recharge earlier than boarding. With the Citi Strata Elite Card, you may obtain:

  • 4 American Airways Admirals Membership® Citi Strata Elite passes every year ($300-plus in annual worth), providing you with entry to just about 50 lounges worldwide
  • A complimentary Precedence Cross Choose™ membership ($469 in annual worth) for you, your approved customers and as much as two friends, unlocking greater than 1,500 lounges across the globe (notice: some areas limit visitor entry)

Collectively, these advantages imply you’ll be able to chill out, recharge and benefit from the journey earlier than you board your subsequent flight.

Premium lodge stays

Your Citi Strata Elite Card additionally makes lodge stays extra rewarding with:

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  • The Reserve by Citi Journey®: Entry 4 1/2- and 5-star properties with perks like every day breakfast for 2; a $100 expertise credit score (credit score varies by property); complimentary Wi-Fi; and room upgrades, early check-in and late checkout (when out there) when you choose the Reserve fee when reserving by way of the Citi Journey portal.
  • As much as $300 annual lodge profit: Annually, stand up to $300 off a two-night (or longer) lodge keep booked by way of the Citi Journey portal.

The Reserve by Citi Journey brings upscale touches to your keep, whereas the annual lodge profit provides significant financial savings that make your Citi Journey reserving extra rewarding.

American Airways advantages

ZACH GRIFF/THE POINTS GUY

Citi ThankYou® Rewards is the one main transferable factors program that means that you can switch factors to American Airways AAdvantage® miles, which TPG readers named the Greatest U.S. Airline Loyalty Program on the 2024 TPG Awards.

Your on a regular basis spending on the cardboard will earn you ThankYou Rewards factors. In case you switch your ThankYou Rewards factors to the American Airways AAdvantage program on a 1:1 foundation, AAdvantage miles can be utilized for:

  • Award flights throughout American Airways and its oneworld companions
  • Upgrades and extras that make flying extra snug

For instance, I redeemed 70,000 AAdvantage miles for a Qatar Airways Qsuite flight from Colombo, Sri Lanka, to Houston (by way of Doha) final 12 months. My out-of-pocket price was simply $174 for the taxes and costs, a wonderful deal for one of many world’s prime business-class merchandise.

With the Citi Strata Elite Card, you might use your Citi ThankYou Rewards factors in an analogous method, unlocking a premium expertise for a fraction of the value.

And proper now, new candidates for the Citi Strata Elite Card can earn 100,000 bonus factors after spending $6,000 within the first three months from account opening.

Accelerated incomes alternatives

CITI

With the Citi Strata Elite Card, you may earn factors sooner the place it issues most:

  • 12 factors per greenback spent on resorts, automotive leases and sights booked by way of the Citi Journey portal
  • 6 factors per greenback spent on flights booked by way of the Citi Journey portal
  • 6 factors per greenback spent at eating places (together with supply) each Friday and Saturday from 6 p.m. to six a.m. Jap time (3 factors per greenback spent on these purchases at different instances)
  • 1.5 factors per greenback spent on all different purchases, together with on a regular basis spending

This construction ensures you are rewarded whether or not you are reserving a visit or treating your self to an incredible meal.

Insider entry to eating and leisure

Family sharing pizza at a casual dining table. Hands of friends members reaching for pizza slices at a casual lunch setting
MARIIA SIURTUKOVA/GETTY IMAGES

From eating to concert events and sporting occasions, the Citi Strata Elite Card opens doorways that flip on a regular basis outings into extraordinary experiences.

With the Citi Leisure® program, you may obtain entry to buy presale tickets and VIP experiences for music, sports activities and cultural occasions, providing you with the possibility to see prime performers from a number of the greatest seats in the home.

Moreover, as a Citi Strata Elite Card holder, you may get pleasure from Mastercard’s prime tier of World Legend perks:

  • Premium entry to concert events, theater performances and sporting occasions
  • Precedence reservations at in-demand eating places worldwide
  • Curated world eating and journey experiences

Backside line

The Citi Strata Elite Card is extra than simply one other premium journey card. With almost $1,500 in annual worth, it delivers lounge advantages, lodge perks and superb rewards.

In case you’re a frequent traveler, particularly with American Airways, this card may help unlock bucket-list journeys and rework your on a regular basis purchases into premium experiences.

To be taught extra, learn our full evaluate of the Citi Strata Elite Card.

Apply right here for the Citi Strata Elite Card and earn 100,000 bonus factors after spending $6,000 within the first three months of account opening.

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