Citi / AAdvantage Globe Mastercard overview
The Citi® / AAdvantage® Globe™ Mastercard® (see charges and costs) is geared toward vacationers who fly American Airways about as soon as per quarter. It is best suited to semi-frequent flyers who can maximize the companion certificates, checked bag profit and lounge passes. Nevertheless, it is much less compelling for vacationers in search of stronger incomes charges, limitless lounge entry or inflight reductions. Card Score*: ⭐⭐⭐ ½
*Card ranking relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Launched in mid-October, the Citi / AAdvantage Globe Mastercard card sits in the course of American Airways’ cobranded lineup, providing extra perks than an entry-level card however stopping wanting the premium tier.
The cardboard affords useful perks like an annual companion certificates, Admirals Membership lounge passes, most popular boarding and a free checked bag, which may greater than offset the $350 annual charge if used strategically.
Whereas not as useful as a top-tier journey rewards card, it affords a strong center floor between entry-level airline playing cards and premium choices.
A great to glorious credit score rating (670 or above) is really useful for a profitable utility.
Citi / AAdvantage Globe professionals and cons
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Citi / AAdvantage Globe welcome provide
New Citi / AA Globe Mastercard candidates can earn a limited-time welcome bonus of 90,000 miles after spending $5,000 within the first 4 months of account opening.
These miles are price $1,395 primarily based on TPG’s October 2025 valuations.
In case your main purpose is to earn a big chunk of AA miles for a decrease annual charge, the Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® could also be a greater match. Alternatively, the Citi Strata Premier® Card (see charges and costs) earns transferable ThankYou factors that may be transformed to AAdvantage miles, providing extra flexibility.
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The data for the Citi / AAdvantage Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
You may apply even for those who already maintain different Citi or Barclays AAdvantage playing cards. Citi permits one new card each eight days and not more than two in a 65-day interval. Whereas there is not any cap on the variety of playing cards you possibly can maintain, your whole credit score line is proscribed.
In case your utility is pending, you possibly can name Citi to shift credit score from one other account, and since Citi is inquiry-sensitive, spacing out functions might enhance approval odds.
Associated: The final word information to bank card utility restrictions
Citi / AAdvantage Globe advantages
The Citi® / AAdvantage® Globe™ Mastercard® card’s power lies in its journey perks, which may ship greater than the worth of the annual charge over time — however provided that you fly American Airways a number of occasions a 12 months and make full use of the advantages.
Most well-liked boarding and free checked bag
The cardboard gives most popular boarding on all American Airways flights and one free checked bag on home itineraries.
The profit applies to the cardholder and as much as eight companions on the identical reservation, and also you needn’t use the cardboard to pay for the flight.
This may end up in significant financial savings. Checked luggage usually price $35 per individual every method. Two round-trip tickets for 2 individuals would in any other case price $280 in baggage charges, masking 80% of the annual charge.
Companion certificates
Cardholders obtain an annual companion certificates that may ship outsize worth if used strategically. Versus the Citi® / AAdvantage Enterprise™ World Elite Mastercard® (see charges and costs), you needn’t meet a spending threshold to obtain the certificates annually.
The certificates prices $99 (plus taxes and costs from $11.20) and is legitimate for journey inside the contiguous 48 states. Residents of Alaska, Hawaii, Puerto Rico and the U.S. Virgin Islands can use it for spherical journeys to the mainland.
It can’t be used on fundamental economic system fares, and it is best reserved for higher-fare routes like cross-country or peak-season journey.
Associated: 2 for 1: How airline companion tickets can prevent severe cash in your subsequent journey
Lounge passes
The cardboard contains 4 Admirals Membership lounge passes annually. One move is required per grownup (18 years or older), and as much as three kids underneath 18 can accompany an grownup on the identical move. Passes can be utilized at a number of lounges inside 24 hours when flying American or any Oneworld associate.
This gives a contact of airport consolation for semi-frequent vacationers. For limitless entry, the Citi® / AAdvantage® Government World Elite Mastercard® (see charges and costs) is a greater match, whereas the Citi Strata Elite℠ Card (see charges and costs) additionally affords 4 passes with extra versatile incomes. Each carry a $595 annual charge.
Associated: 3 the reason why that is the most effective card for Admirals Membership lounge entry
Standing enhance
For each 4 eligible American Airways flights, you will obtain a 5,000 “Flight Streak” Loyalty Level enhance (as much as 3 times per 12 months for a complete of 15,000 factors), plus 1 Loyalty Level per mile earned on the cardboard.
An “eligible flight” is any section flown with or marketed by American (excluding award flights), that means a spherical journey with a cease every method may set off the bonus.
For AAdvantage standing seekers, this can be a helpful approach to bridge the hole with out further flights, and no different Citi / AAdvantage card presently affords this perk.
Inflight purchases
Earn as much as $100 in assertion credit each calendar 12 months on inflight purchases when utilizing your card on American Airways flights. (This profit applies to home flights and isn’t out there on codeshare flights operated by one other airline.)
As a result of it is issued on a calendar-year foundation, you possibly can double dip your first 12 months by utilizing it shortly after approval and once more after Jan. 1 for as much as $200 in worth.
Splurge Credit score
The cardboard affords an as much as $100 annual “Splurge Credit score,” with the choice to decide on two retailers from 1stDibs, AAdvantage Accommodations, Future Private Coaching or Reside Nation.
Just like the inflight assertion credit score, it is issued on a calendar-year foundation, so you can even double-dip right here to stand up to $200 in worth throughout your first cardholder 12 months.
Turo credit score
The cardboard features a Turo credit score of as much as $30 per rental, as much as eight occasions per 12 months (as much as $240 yearly).
Nevertheless, Turo leases typically lack bank card insurance coverage protection, leaving main safety gaps. So, this isn’t a robust cause to get the cardboard.
Different perks
The cardboard affords a International Entry/TSA PreCheck credit score of as much as $120 each 4 years.
It additionally comes with customary journey and purchasing protections like baggage, automotive rental and journey delay protection, in addition to prolonged guarantee and buy safety.
Incomes miles with the Citi / AAdvantage Globe
The incomes construction is easy:
- 6 AAdvantage miles per greenback spent on eligible AAdvantage Accommodations bookings
- 3 miles per greenback spent on eligible American Airways purchases (together with flights)
- 2 miles per greenback spent at eating places, together with takeout and supply
- 2 miles per greenback spent on eligible “Rides and Rails” purchases, together with taxis, ride-hailing providers and public transit
- 1 mile per greenback spent on all different purchases
Whereas the Globe has strong incomes on AA purchases, normal journey rewards playing cards provide stronger returns and extra versatile redemptions.
My suggestion is to solely spend on this card if you wish to earn Loyalty Factors to succeed in AAdvantage elite standing.
Redeeming miles with the Citi / AAdvantage Globe
Miles earned are deposited instantly into your AAdvantage account, unlocking award journey on American and Oneworld companions. You may redeem for home flights, upgrades or worldwide awards.
A standout redemption I usually use is 57,500 miles plus about $130 in taxes for a lie-flat business-class seat to Europe on AA, Finnair or Iberia.
When used strategically, AAdvantage miles can usually ship stronger worth in contrast with Delta SkyMiles or United MileagePlus miles.
Associated: Learn how to redeem American Airways AAdvantage miles for max worth
Which playing cards compete with the Citi / AAdvantage Globe?
If the Globe is not the best match, these Citi choices might higher match your journey targets:
For added choices, try our full listing of the most effective playing cards for American Airways flyers.
Is the Citi / AAdvantage Globe price it?
The Citi / AA Globe is finest for semifrequent flyers who will actively use its advantages. The companion certificates may also help cowl the $350 annual charge when used on the best itinerary, whereas most popular boarding, the inflight credit score, baggage advantages and lounge passes add further worth. For these seeking to fast-track to standing, the Globe also can assist with that.
Nevertheless, the cardboard’s comparatively weak incomes construction could also be a deal-breaker for some. In comparison with normal journey playing cards, you will earn fewer miles on on a regular basis purchases, and the companion certificates cannot be used on fundamental economic system fares, which limits its worth. It shines most within the first 12 months, when you possibly can mix the welcome bonus with double-dipping on the Splurge Credit score and inflight purchases credit score, however whether or not it is price protecting will depend on your journey patterns.
Backside line
The Citi / AAdvantage Globe Mastercard delivers sturdy first-year worth and significant journey perks for semi-frequent American Airways flyers. In the event you can reap the benefits of the companion certificates, lounge passes and checked bag advantages, you possibly can simply offset the $350 annual charge.
Vacationers in search of richer ongoing rewards or premium advantages will seemingly be higher served by different playing cards. However for these between occasional and frequent flyers, this card affords a balanced set of perks at a lower cost than a top-tier premium card.
Apply right here: Citi / AAdvantage Globe Mastercard
