The Chase Sapphire Reserve® (see charges and charges) is considered one of our prime picks within the premium journey rewards card market.
The cardboard incorporates a $795 annual price and a sturdy set of assertion credit that may present greater than $2,000 in annual worth when totally utilized.
When the cardboard was refreshed in June, the brand new credit had been restricted to prospects who utilized on or after June 23. That is now modified: From Oct. 26, each cardholder — even those that opened their account earlier than June 23 — can benefit from the full lineup of credit.
Most of those credit are simpler to make use of than you would possibly understand. And even if you cannot use all of them, the Sapphire Reserve’s different advantages, like lounge entry and journey protections, make it value conserving in a frequent traveler’s pockets.
Let’s dive into the credit the Sapphire Reserve presents.
Overview of Sapphire Reserve credit
This is an inventory of the credit the Chase Sapphire Reserve presents:
| Credit score | Worth |
|---|---|
| The Edit | As much as $500 (break up into two $250 credit by means of December 31; Beginning Jan. 1, 2026, cardholders can use The Edit credit score in full with a minimal two-night keep for properties booked by way of Chase Journey℠) |
| Journey | $300 yearly |
| Eating | As much as $300 ($150 biannually) |
| StubHub and Viagogo | As much as $300 ($150 biannually) |
| DoorDash | As much as $300 (two month-to-month $10 non-restaurant promos and one month-to-month $5 restaurant promo) |
| Apple | $250 (one-time activation required) |
| World Entry, TSA PreCheck or Nexus | As much as $120 (each 4 years) |
| Peloton | $120 ($10 month-to-month membership credit score) |
| Lyft | As much as $120 ($10 month-to-month in-app credit score) |
| The Retailers at Chase | $250 (requires $75,000 or extra in spending) |
| Southwest Airways | $500 (requires $75,000 or extra in spending) |
The Edit
In 2025, the 2 $250 credit are break up between January to June and July to December. Nonetheless, from 2026, you should utilize these two credit anytime throughout the yr (although a two-night minimal keep continues to be required).
Even higher, with The Edit properties, you can earn lodge rewards and obtain elite advantages that you simply usually do not see when reserving by means of an internet journey company.
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For instance, if you happen to e book a lodge by means of The Edit that could be a World of Hyatt property, you may earn Hyatt factors and obtain any elite standing advantages so long as you set your Hyatt membership quantity on the reserving.
Nonetheless, we should word you’ll not earn any Chase factors on the portion of your The Edit keep coated by the credit score.
Moreover, when staying at a property booked by means of The Edit, you may obtain elitelike perks, together with complimentary breakfast, room upgrades (if accessible) and a $100 property credit score.
Should you keep in a high-end lodge at the least a few times per yr, you should not have any downside utilizing this credit score. Simply do not forget that for it to be triggered, you will need to e book by means of The Edit by Chase Journey.
Moreover, in 2026, cardholders will obtain a separate, one-time $250 credit score to make use of with choose Chase Journey inns, corresponding to IHG, Omni and Virgin Resorts (two-night minimal required).
Professional tip: You probably have free night time certificates from lodge loyalty packages, attempt to stack them on prime of any nights booked with The Edit credit score. For instance, you possibly can use The Edit credit score for 2 nights and use a free night time certificates on the third night time, and you have your self a long-weekend getaway.
Associated: Reserving by means of The Edit by Chase Journey now permits you to earn lodge factors and elite advantages
Common journey
The Chase Sapphire Reserve has a $300 annual journey credit score. The credit score is extraordinarily versatile, as it is going to cowl any journey buy and isn’t restricted to being redeemed by way of a journey portal just like the journey credit score on the Capital One Enterprise X Rewards Credit score Card.
Chase broadly defines journey and contains many on a regular basis spending issues like buses, parking and tolls.
This credit score is mechanically utilized and ought to be straightforward for many cardholders to maximise — simply do not forget that since this credit score is computerized, you may must be strategic in what purchases you employ your card for if you happen to’re attempting to save lots of the total quantity for a selected travel-related buy.
It is vital to notice you will not earn any bonus factors on purchases coated by this credit score.
Associated: Chase Factors Increase: A useful redemption possibility or a disappointing devaluation?
Eating
With the Chase Sapphire Reserve, you may obtain a $300 eating credit score ($150 biannually) at Sapphire Reserve Unique Tables.
Prime eating places in main U.S. cities, like Chicago, Los Angeles, Miami and New York Metropolis, take part in this system, and the checklist of eating places is increasing. This credit score features equally to that of Resy credit score with American Categorical.
For the credit score to be triggered, you merely have to pay along with your Sapphire Reserve at an eligible restaurant collaborating in Sapphire Reserve Unique Tables. No reservation or activation is required.
This credit score may be tougher to make use of, as it’s not accessible in each metropolis, and eating places are restricted. Nonetheless, in case you are in a metropolis that has collaborating eating places, this may very well be your probability to attempt one thing new or apply it to a special day.
Professional tip: Add your Sapphire Reserve card to Rakuten so you’ll be able to earn money again when eating at sure eating places. Some Sapphire Reserve Unique Tables eating places could also be on Rakuten, permitting you to double dip with earnings. Moreover, you may also attempt inKind, which presents money again once you dine at choose eating places.
Associated: Chase launches new Sapphire eating program to raise your eating sport
StubHub and Viagogo
StubHub and Viagogo are two of the most important ticket marketplaces on this planet. You’ll obtain $150 biannually when making ticket purchases with StubHub or Viagogo. (Activation required.)
Merely use your Sapphire Reserve to buy tickets at StubHub or Viagogo, and this credit score can be mechanically acquired. Nonetheless, word that StubHub and Viagogo are ticket resale platforms, so costs could also be increased than face worth.
Professional tip: Click on by means of Rakuten earlier than going to StubHub or Viagogo, as you could possibly earn extra money again or Amex Membership Rewards factors. Moreover, examine StubHub and Viagogo on the day of the occasion you need to attend — typically, ticket costs drop considerably on that day.
Associated: Find out how to benefit from Chase Sapphire Reserve’s 5 way of life credit
DoorDash
The Chase Sapphire Reserve presents three month-to-month DoorDash promos. You may obtain two $10 non-restaurant promos and one $5 restaurant promo every month.
The nonrestaurant promos may very well be used to seize a candy deal with or late-night snack out of your favourite comfort or grocery retailer. Anyone who orders any supply objects ought to have the ability to use this credit score. Moreover, you may obtain a complimentary DashPass membership, providing you with $0 supply charges and diminished service charges on eligible orders.
It is vital to notice that you will need to use your Sapphire Reserve as your fee methodology to obtain these advantages. Should you do not use the total credit score on a single order, the remaining worth is forfeited. (You will need to activate by Dec. 31, 2027, to obtain each advantages.)
I normally save at the least $15 on supply prices every month. For anybody who orders meals supply, this credit score should not be arduous to make use of.
Professional tip: If potential, order pickup to save lots of on service charges.
Apple
The Chase Sapphire Reserve supplies you with complimentary Apple TV+ and Apple Music subscriptions, valued at $250 per yr. A one-time activation is required per service, and you have to activate Apple TV+ and Apple Music individually by means of Chase’s web site or the Chase app. These subscriptions run by means of June 22, 2027.
With Apple TV+, you’ll be able to watch common motion pictures and hit exhibits like “Ted Lasso” and “Silo,” and Apple Music has over 100 million songs to stream.
Should you already subscribe to those companies, you’ll be able to cancel your present subscriptions and activate complimentary ones to save lots of a couple of dollars each month.
Should you’re not a present subscriber, you might simply discover your subsequent binge-watch with Apple TV+, and hey, present Spotify customers, you may give Apple Music a attempt to assist settle the endless debate on which streaming service is best.
Associated: Get Apple TV+ and Apple Music along with your Chase Sapphire Reserve
World Entry, TSA PreCheck or Nexus
You may obtain as much as $120 in utility price credit score each 4 years for World Entry, TSA PreCheck or Nexus. These packages supply expedited entry into the U.S. and Canada and expedited airport safety screening throughout the nation.
Professional tip: To extract most worth, I would suggest World Entry, because it contains TSA PreCheck. Additionally, if you have already got World Entry and TSA PreCheck, you should utilize this credit score for a good friend or member of the family and pay the applying price along with your card.
Associated: Why it is best to get TSA PreCheck and Clear — and how one can save on each
Peloton
With the Chase Sapphire Reserve, you may obtain as much as $120 yearly (as much as $10 per 30 days) on Peloton membership purchases (by means of Dec 31, 2027; activation is required). Pay along with your Sapphire Reserve in your Peloton account or app to obtain your credit score. Whilst you might imagine you want a Peloton machine to make use of this credit score, you do not.
Should you’re a Peloton gear proprietor, this can be a helpful credit score because it successfully saves you $10 per 30 days on any membership, and also you want a membership to entry the vast majority of the content material. Memberships run from $9.99 to $124.99 per 30 days (plus tax).
Moreover, if you do not have Peloton gear at present and have been eyeing a motorbike or treadmill, you’ll be able to earn 10 factors per greenback spent on Peloton gear and accent purchases of $150 or extra (by means of Dec. 31, 2027), with a most of fifty,000 factors, with the Sapphire Reserve.
Professional tip: Even if you happen to do not personal Peloton gear, you’ll be able to nonetheless use the credit score for a Peloton App One membership, which provides you workout routines to do at house or on the street.
Associated: World of Hyatt members can now earn factors utilizing Peloton at inns all over the world
Lyft
You may obtain $10 in month-to-month Lyft credit ($120 yearly; by means of Sept. 30, 2027; doesn’t apply to Wait & Save, bike or scooter rides.)
This credit score is pretty simple to make use of: Merely e book a trip on the Lyft app. The credit score is added to your Lyft account on the primary of every month, and if you happen to do not use all of it, will probably be forfeited. Should you take at the least one trip a month, you should not have any points utilizing this credit score.
Moreover, you may earn 5 factors per greenback spent on Lyft rides (by means of Sept. 30, 2027).
Professional tip: Pair your Lyft account with considered one of its loyalty rewards companions — like Alaska Airways Mileage Plan, Bilt Rewards or Hilton Honors — to double dip and earn Final Rewards factors and one other loyalty program’s rewards when utilizing Lyft.
Associated: Chase extends Lyft partnership, with decreased incomes charges for some playing cards
Earned credit
Whereas not all Chase Sapphire Reserve cardholders could possibly spend $75,000 or extra on their card per yr, in the event that they do, they will unlock a $250 Retailers at Chase credit score and a $500 Southwest Airways credit score.
The Retailers at Chase is an internet purchasing portal the place you should buy or use factors to purchase merchandise from common manufacturers like Dyson and Tumi.
These assertion credit aren’t actually needle-movers for me, and I would not exit of my method to meet this spending requirement on this card, however if you happen to spend that a lot organically, the credit are a welcome addition.
Associated: The learners information to airline purchasing portals: Find out how to earn bonus factors and miles
Backside line
The Chase Sapphire Reserve presents assertion credit that present over $2,000 in worth yearly. Even if you happen to solely reap the benefits of a portion of those credit, you possibly can nonetheless come out forward — and that is earlier than factoring in premium perks like lounge entry and journey protections. With sensible, various and easy-to-use advantages, the Sapphire Reserve stays a compelling card to maintain in your pockets.
To be taught extra, take a look at our full assessment of the Chase Sapphire Reserve.
Apply right here: Chase Sapphire Reserve
