In case you’ve been contemplating making use of for the Chase Sapphire Reserve® (see charges and charges), now would be the excellent time. Chase is concentrating on choose customers with its highest-ever welcome supply of 175,000 factors — and there may be a straightforward technique to test whether or not you qualify.
Chase has reintroduced a preapproval device that lets potential candidates reply a couple of fast questions and see if they’re eligible for a welcome supply. It really works equally to American Specific’ prequalification device.
Here’s what you have to know.
Take a look at Chase’s prequalification device to see if you happen to’re focused for a 175,000-point bonus (after spending $6,000 on purchases within the first three months from account opening) on the Chase Sapphire Reserve.
Overview of the Chase prequalification device
Chase’s prequalification device permits prospects to reply a couple of questions and obtain a listing of playing cards for which they prequalify.
After answering a couple of questions, Chase performs a delicate inquiry with no impression in your credit score rating after which shows the playing cards you’re eligible for.
From there, you may select to proceed with a full utility, which is able to set off a tough inquiry. Not everybody will qualify for each card, however the device will present any options it’s possible you’ll be eligible for.
Have in mind the next:
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Associated: Finest time to use for Chase bank cards based mostly on supply historical past
What playing cards are within the device?
The next playing cards are at the moment included within the preapproval device:
The data for the Freedom Rise and Slate Edge has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
The preapproval device options an elevated welcome supply for under the Sapphire Reserve. Eligible candidates who full the method might even see both a 125,000-point supply (which is the usual welcome bonus and consists of similar spending necessities of $6,000 within the first three months) or the elevated 175,000-point supply. There are not any choices in between.
Why use the device?
The principle cause to make use of this device is to test whether or not you qualify for the elevated Chase Sapphire Reserve supply. Different playing cards included within the device don’t function elevated welcome presents, so candidates will see solely the usual public presents.
If you’re not within the Sapphire Reserve, the device nonetheless lets you verify eligibility for different Chase playing cards with out risking a tough inquiry.
Associated: Am I eligible for the Chase Sapphire Reserve’s bonus?
Backside line
Earlier than making use of for a Chase card, think about using the preapproval device to see what you may qualify for. It helps you keep away from an pointless arduous inquiry and will unlock Chase’s highest-ever supply on the Sapphire Reserve, which may very well be value tens of hundreds of additional factors.
Even if you’re not pursuing the Sapphire Reserve, you may nonetheless use the device to verify your eligibility for different playing cards earlier than submitting an utility. Many customers will discover this to be a useful addition to Chase’s web site.
Take a look at Chase’s prequalification device to see if you happen to’re focused for a 175,000-point bonus on the Chase Sapphire Reserve.
