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Chase Final Rewards factors: How one can redeem for optimum worth
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Chase Final Rewards factors: How one can redeem for optimum worth

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Last updated: June 24, 2025 12:47 pm
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Published: June 24, 2025
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How can I redeem Chase Final Rewards factors?What are essentially the most worthwhile methods to redeem Chase Final Rewards factors?Virgin Atlantic Flying MembershipUnited MileagePlusAir France-KLM Flying BlueSingapore KrisFlyerWorld of HyattGreatest playing cards to earn Chase Final Rewards factorsBackside line

You possibly can by no means have too many Chase Final Rewards factors.

This transferable rewards foreign money provides you entry to among the greatest resort and airline switch companions; due to this fact, it maintains its place as some of the worthwhile to have in your pockets. TPG values Final Rewards factors at 2.05 cents every, per our June 2025 valuations, which is what it is best to goal for when redeeming your factors that can assist you maximize your rewards.

Nevertheless, you may as well use your factors to guide automobile leases, lodges and flights within the easy-to-use Chase Journey℠ portal when utilizing sure Chase bank cards.

As such, studying learn how to redeem your Chase Final Rewards factors for optimum worth is crucial if you wish to maximize your hard-earned factors.


Chase Sapphire Reserve® — Earn 100,000 bonus factors plus a $500 Chase Journey℠ credit score after spending $5,000 on purchases within the first three months from account opening (see charges and costs)


How can I redeem Chase Final Rewards factors?

If you wish to maximize your Final Rewards factors, often essentially the most profitable choice is to switch them to one in every of Chase’s 11 airline or three resort companions. Whether or not you need to get monetary savings on an economic system fare, a first-class flight or a luxurious resort, you should utilize your factors to journey the world and lower the price by 1000’s of {dollars}.

If you happen to do not need to switch your factors to airline and resort companions, you should utilize your rewards for nearly any sort of journey reserving — flights, lodges, cruises, excursions and rental vehicles — by way of Chase Journey. In case you have an eligible Sapphire or Ink card, with the brand new Factors Enhance redemption acceleration, your factors might be value as much as 2 cents apiece. This is a superb redemption choice for people who do not need to cope with doubtlessly complicated award program guidelines.

You too can use your factors for nontravel redemptions, comparable to on Amazon purchases, present playing cards or assertion credit. Nevertheless, this may sometimes yield you between 0.8 and 1 cent per level in worth.

So, to get essentially the most worth out of your Chase factors, listed here are one of the best methods to redeem your rewards.

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What are essentially the most worthwhile methods to redeem Chase Final Rewards factors?

ERIC ROSEN/THE POINTS GUY

Transferring your Chase factors to a journey associate is usually one of the simplest ways to get essentially the most worth out of them. Listed below are a few of TPG’s favourite methods to redeem Final Rewards factors with airline and resort switch companions.

Virgin Atlantic Flying Membership

Switch your Chase factors to the Virgin Atlantic Flying Membership program. Although the airline just lately switched to dynamic pricing for redemptions, a good thing about this variation is that in case you’re versatile and prepared to journey on off-peak dates, you possibly can guide one-way saver seats to the UK beginning at:

  • 6,000 factors in economic system
  • 10,500 factors in premium economic system
  • 29,000 factors in enterprise class

Ensure to search for the purple “Saver” tag when looking for the bottom costs, or you may as well use Virgin Atlantic’s reward seat checker to seek out the most affordable saver fares throughout a number of dates.

Associated: Bringing the enjoyable again to flying: Virgin Atlantic A350 Higher Class evaluation

United MileagePlus

Flights throughout the U.S. on United Airways begin at simply 5,000 United MileagePlus miles on shorter routes, comparable to from San Francisco Worldwide Airport (SFO) to San Diego Worldwide Airport (SAN).

With charges and taxes as little as $5.60 per flight, it is a good way to save cash in your subsequent home flight.

ZACH GRIFF/THE POINTS GUY

Air France-KLM Flying Blue

If you wish to fly to Europe past the U.Ok., take into account Air France-KLM Flying Blue. Whereas this system costs most of its awards dynamically, Flying Blue has standardized saver-level pricing for one-way flights between the U.S. and Europe. Award fares begin at:

  • 25,000 miles in economic system
  • 40,000 miles in premium economic system
  • 60,000 miles in enterprise class

Keep in mind that these charges are just for the bottom saver-level seats, that are restricted.

Reserving enterprise class from the U.S. to wherever in Europe for 60,000 Flying Blue miles is a superb deal, so in case you discover this value on dates that give you the results you want, soar on it. Plus, this system presents month-to-month award offers, making it attainable to spend even fewer miles to fly internationally.

Moreover, you may prolong your journey and spend just a few days in Paris or Amsterdam utilizing the free Flying Blue stopover program. It is a nice method to go to one other metropolis with out paying extra miles or money. To guide Flying Blue stopovers, you may have to name Flying Blue at 800-375-8723.

Singapore KrisFlyer

Singapore Airways has a number of advantages as a possible vacation spot to your transferred Final Rewards factors. First, Singapore Airways is without doubt one of the greatest airways within the sky, with great service and opulent onboard merchandise and experiences. The provider’s long-haul premium merchandise are sometimes out there largely via the Singapore KrisFlyer program, not via its Star Alliance companions.

Second, Singapore KrisFlyer presents nice worth, with affordable award charts, low gas surcharges, routing guidelines that permit stopovers and the flexibility to mix a number of companions in a single award.

Lastly, the web award reserving software is intuitive and straightforward to make use of, although bear in mind that transfers sometimes are usually not instantaneous.

The most effective makes use of of KrisFlyer miles is reserving a saver fare on the world’s longest business-class flight from New York’s John F. Kennedy Worldwide Airport (JFK) to Singapore Changi Airport (SIN) for simply 111,500 miles. It is a nice value for nearly 20 hours of consolation.

Associated: 19 ideas for 19 hours on the world’s longest flight from New York to Singapore

ZACH GRIFF/THE POINTS GUY

World of Hyatt

The most effective methods to make use of Final Rewards factors is to switch them to World of Hyatt. Hyatt factors are typically value greater than Marriott Bonvoy and IHG One Rewards factors, so Hyatt is usually your greatest resort switch associate inside Chase Final Rewards.

World of Hyatt costs most stays utilizing a hard and fast award chart, dividing properties into Class 1 via 8 and dates into peak, off-peak and commonplace award nights.

Class 1 properties on off-peak dates are 3,500 factors per evening, whereas Class 8 properties on peak dates value 45,000 factors per evening.

Properties in Classes 1-5, specifically, can supply some incredible awards. For instance, the Thompson Hollywood in California prices between 17,000 and 23,000 factors per evening, the Grand Hyatt Athens in Greece prices between 9,000 and 15,000 factors and the Hyatt Regency JFK Airport at Resorts World New York prices between 12,000 and 18,000 factors per evening.

You too can get substantial worth from higher-tier lodges. For instance, redeeming 45,000 factors per evening on the ski-out Park Hyatt Beaver Creek Resort and Spa in Colorado throughout peak ski season may help you save a ton of cash since a room begins at round $1,400 per evening. By transferring your Chase factors to World of Hyatt to guide a keep at this resort, you’d yield a redemption worth of over 3 cents per level.

Different notable World of Hyatt redemption properties embody the Park Hyatt St. Kitts Christophe Harbour and the Park Hyatt Maldives Hadahaa, which value between 25,000 and 35,000 factors per evening. Each of those luxurious properties routinely promote for over $1,000 an evening, so it is a nice redemption choice.

Associated: 23 greatest Hyatt lodges on the earth

Greatest playing cards to earn Chase Final Rewards factors

Listed below are one of the best methods to earn Final Rewards factors with Chase bank cards:

The primary 4 playing cards earn absolutely transferable Final Rewards factors, whereas the remaining two are technically billed as cash-back bank cards.

Nevertheless, in case you even have an Final Rewards points-earning card, you possibly can convert your Chase cash-back rewards to Final Rewards factors. Because of this, having multiple Chase card within the household could make sense to maximise your incomes and redeeming potential.

Backside line

It is no secret how a lot we love Final Rewards factors at TPG.

With so many nice airline and resort switch companions, particularly World of Hyatt, you will get nice worth out of your subsequent Final Rewards factors redemption.

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