One in all our very favourite parts that got here from the huge revamp of the Chase Sapphire Reserve® (see charges and charges) — in addition to the launch of the Chase Sapphire Reserve for Enterprise℠ (see charges and charges) — earlier this 12 months was the introduction of Factors Increase.
TPG has lined the worth of Factors Increase a number of instances in a number of methods as a result of it was a brand new, very helpful approach to make use of your Chase Final Rewards factors — particularly at The Edit by Chase Journey℠.
Sadly, a few of these redemptions have just lately modified — although you do nonetheless have a while to lock in a redemption.
As first reported by Frequent Miler (and sourced through Reddit), Chase has up to date a few of its language to point that Factors Increase redemptions are actually value “as much as 2x if you ebook a lodge that is a part of The Edit.” And our check searches already bear out this actuality. Whereas some properties have maintained a redemption worth of two cents per level, others are actually at 1.65 cents per level.
Fortunately, Chase is providing a brief extension of the earlier worth, honoring the two cents for all reservations via Dec. 22, 2025.
This is what you must know.
Overview of Factors Increase
For many who have not but used this redemption choice, Factors Increase will increase the worth of your Chase Final Rewards factors to as excessive as 2 cents every on choose flights and resorts booked on the Chase journey web site.
The one draw back to Factors Increase is that it is probably not out there for the journey you need, because it’s restricted to sure properties and choose air itineraries. Moreover, “as excessive as” 2 cents per level means it will not all the time be out there at that two-cent-per-point degree.
Nonetheless, there was a wonderful exception to this variability: The Edit, Chase’s assortment of higher-tier, hand-selected properties providing further advantages, resembling breakfast for 2 and a $100 property credit score when booked through Chase Journey. Assume: Excessive-end properties resembling 4 Seasons, 1 Lodges and Ritz-Carlton, but additionally some extra inexpensive manufacturers resembling Thompson, J.W. Marriott and W.
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As well as, the June refresh included a brand new profit particularly at these places. Cardholders can get pleasure from as much as $500 in assertion credit on pay as you go stays of a minimum of two nights at The Edit properties (as much as $250 from January to June and as much as $250 from July to December for 2025) — a perk that took impact for longtime cardholders (like us) as of Oct. 26.
Even higher? You possibly can ebook The Edit properties with a mix of money and your Chase factors, which allowed you to pair these assertion credit (that are triggered if you pay for a minimum of a part of your stick with money) with Factors Increase to redeem your factors at 2 cents every for the remainder of the keep. Briefly, it was a reasonably implausible new technique to stack utilizing factors and perks.
And whilst you can nonetheless use this stacking technique, it seems the period of constant redemption worth is over at these properties.
What the info exhibits
We pulled knowledge for 150 properties throughout the globe, together with in huge cities like London, Singapore and Sydney — together with widespread trip spots like Hawaii, Bora Bora and the Caribbean. 59% of the resorts and resorts we analyzed now present a Factors Increase redemption worth of simply 1.65 cents, whereas 41% have maintained the prior worth of two cents.
Take, for instance, Hawaii, the place we discovered 19 properties in The Edit out there for a three-night keep in March 2025. Simply eight of those maintained the two cents per level — together with the 4 Seasons Resort Maui at Wailea and the Ritz-Carlton Oahu, Turtle Bay. Nonetheless, the opposite 11 have been exhibiting up at 1.65 cents per level. This implies your factors are value 17.5% much less at various Hawaiian properties, together with the Andaz Maui.
That also generally is a good redemption — and nonetheless increased than the mounted worth you’d get previous to the cardboard’s refresh. Nonetheless, it’s a notable drop from a constant 2 cents.
That stated, there’s a quick grace interval to nonetheless make the most of the upper redemption degree throughout all properties in The Edit. We acquired the next assertion from a Chase spokesperson:
“A few of our Chase Journey content material advertising the 2x factors increase promotion for The Edit remained in market longer than supposed. We are going to proactively honor 2x factors worth for any prospects who ebook a keep at a property in The Edit via December 22, 2025. Prospects will see the factors adjustment of their Final Rewards stability. As a reminder the phrases outlining the Factors Increase program are out there right here.”
This implies you continue to have a couple of days to ebook stays at eligible properties and nonetheless lock in a redemption worth of two cents per level. After Dec. 22, although, your redemptions could provide decrease worth.
And whereas we’re glad to now have some discover and some days to ebook on the increased degree, sadly, after that grace interval ends, it’s potential this may increasingly observe a pattern we have seen earlier than. Consistency and transparency — with printed award charts or mounted reward ranges — creates predictability for vacationers. As soon as variable pricing takes impact, it sometimes makes it tougher for patrons to “save up” for giant journeys and maximize the worth of their factors and miles.
In fact, there are nonetheless different methods to maximise Factors Increase redemptions. Many airways can be found at as much as 2 cents per level, and you can even simply toggle on a filter through Chase Journey to solely see flights and resorts out there with Factors Increase, however from there, you will must do some math to see simply how a lot increase you are getting.
Nonetheless, our recommendation stays the identical: earn and burn.
Bank card issuers and journey loyalty applications will proceed to tweak their choices, and there isn’t any assure that one thing you see in the present day will not be gone (or devalued) tomorrow. For those who discover a redemption that gives nice worth for you, seize it.
We actually give credit score to Chase persevering with to honor the two cent redemption worth via Dec. 22, and lots of properties will proceed to supply that worth transferring ahead. That stated, now’s one of the best time to lock in a Factors Increase keep at one in every of these places — to get pleasure from most worth out of your rewards and a terrific expertise at a luxurious resort.
