Capital One VentureOne Rewards Credit score Card overview
*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Irrespective of which card from the Capital One Enterprise household you select, all three choices provide easy earnings constructions, beneficial airline and lodge switch companions and easy-to-use rewards.
For individuals who like an easy possibility for incomes and redeeming rewards, you too can use your miles to cowl virtually any latest travel-related buy on the Capital One VentureOne Rewards Credit score Card.
If you happen to’re not sure about paying an annual charge, contemplate this card because it does not cost one. We usually advocate candidates have a credit score rating of 670 or greater to extend their possibilities of approval.
Take a look at the complete particulars of this card to find out whether or not it is a good match for you.
Capital One VentureOne execs and cons
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Capital One VentureOne welcome provide
TPG’s August 2025 valuations peg Capital One Enterprise miles at 1.85 cents apiece, making this welcome bonus (bonus miles plus the journey credit score) price as much as $470.
The $100 journey credit score is legitimate for a 12 months and can be utilized in a number of purchases of flights, resorts, rental automobiles and trip leases booked by means of Capital One Journey; nevertheless, rewards will not be earned on the credit score.
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That is considerably lower than the Enterprise Rewards card bonus, which is presently 75,000 miles after spending $4,000 on purchases throughout the first three months of account opening. This welcome bonus is valued at $1,388, based on TPG’s August 2025 valuations.
Nevertheless, the 20,000-mile bonus continues to be greater than what many different no-annual-fee playing cards provide. Moreover, the spending requirement for the VentureOne card’s bonus is far simpler to satisfy than the Enterprise card, requiring simply $500 in spending.
It is also vital to notice Capital One’s utility restrictions. Usually, Capital One will solely approve you for one bank card each six months. Moreover, you will not be eligible for the welcome bonus in the event you obtained one on this card throughout the previous 48 months.
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Capital One VentureOne advantages
The VentureOne has just a few advantages, together with:
Along with these advantages the VentureOne is among the many few no-annual-fee playing cards with no overseas transaction charges, making it particularly helpful for worldwide journey.
Plus, cardholders obtain complimentary Hertz Gold Rewards 5 Star standing (enrollment required).
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Incomes miles on the Capital One VentureOne
You may earn:
- 5 miles per greenback spent on resorts, trip leases and rental automobiles booked by means of the Capital One Journey portal
- 1.25 miles per greenback spent on on a regular basis purchases
These equate to a 9.3% return on spending (based mostly on TPG’s August 2025 valuations) on eligible Capital One Journey portal bookings and a strong 2.3% return on all different purchases.
Whereas first rate, it is not the very best return for on a regular basis spending. Nevertheless, the advantage of a vast incomes charge is that you do not have to maintain up with a number of bonus classes — favoring simplicity over most returns.
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Redeeming miles on the Capital One VentureOne
You will have just a few choices on the subject of redeeming Enterprise miles.
Essentially the most simple method for many cardholders is to make use of them to pay for eligible purchases as an announcement credit score. You sign up to your Enterprise Rewards on-line account and redeem miles at 1 cent every for an announcement credit score in opposition to latest, eligible journey purchases you have made with the cardboard.
This contains many journey bills that conventional miles will not cowl, from Airbnb stays to Uber rides. There aren’t any award charts, blackout dates or minimal redemption quantities.
You may as well redeem your miles for Amazon purchases, Capital One leisure purchases, money again and reward playing cards. Nevertheless, these strategies all have redemption charges of lower than 1 cent per mile, so it is best to keep away from utilizing any of those choices if you wish to get most worth out of your miles.
Associated: earn, redeem and switch Capital One miles
Transferring miles on the Capital One VentureOne
To get extra worth out of your Capital One miles, you possibly can be like TPG publication and partnerships editor Emily Thompson and switch miles to journey companions.
Capital One has 15-plus airline and lodge companions to which you’ll be able to switch your miles, together with Avianca LifeMiles, British Airways Membership, and Turkish Airways Miles&Smiles. Transferring miles to companions will provide you with the utmost worth on your hard-earned miles.
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Which playing cards compete with the Capital One VentureOne?
If this card sounds fairly interesting, know that there are literally a number of no-annual-fee playing cards that compete with the VentureOne:
For extra choices, take a look at our full checklist of the greatest no-annual-fee playing cards.
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Is the Capital One VentureOne price it?
The VentureOne is a strong no-annual-fee possibility for individuals who need a wholesome welcome bonus, affordable perks and the power to switch factors and miles on to journey companions. Nevertheless, you may get a better earn charge on on a regular basis purchases by getting a Enterprise card with an annual charge.
Backside line
Nevertheless, frequent vacationers might choose the upper incomes charges and added perks of the Enterprise or Enterprise X.
Study extra: Capital One VentureOne Rewards
For Capital One merchandise listed on this web page, a few of the advantages could also be supplied by Visa® or Mastercard® and will range by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
Upon enrollment, accessible by means of the Capital One web site or cellular app, eligible cardholders will stay at that standing stage by means of the period of the provide. Please observe, enrolling by means of the traditional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) is not going to robotically detect a cardholder as being eligible for this system and cardholders is not going to be robotically upgraded to the relevant standing tier. Extra phrases apply.
