Capital One Enterprise X Enterprise overview
The Capital One Enterprise X Enterprise is the enterprise model of the fan-favorite Capital One Enterprise X Rewards Credit score Card. Like its private counterpart, the Enterprise X Enterprise presents luxurious perks for an affordable annual charge and an easy-to-understand incomes construction. This can be a nice choice for small-business house owners who worth simplicity. Card score*: ⭐⭐⭐⭐½
* Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Since its launch in 2021, the Capital One Enterprise X has been a significant participant within the premium card area. It presents luxurious advantages like airport lounge entry and a worthwhile journey credit score for an affordable annual charge.
Since 2023, the enterprise model of the cardboard — the Enterprise X Enterprise — has been obtainable. It has the identical $395 annual charge and lots of the similar advantages we have come to like within the Enterprise X. Key perks embrace beneficiant airport lounge entry, an annual journey credit score and the choice so as to add worker playing cards for no further price.
The key distinction between the private and enterprise choices is the welcome provide, with the enterprise model providing a way more profitable bonus.
TPG recommends a superb credit score rating of 740 or above for this card.
This is what you might want to know when you’re contemplating making use of for the Capital One Enterprise X Enterprise.
Capital One Enterprise X Enterprise professionals and cons
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Capital One Enterprise X Enterprise welcome provide
The Capital One Enterprise X Enterprise is providing a limited-time tiered welcome bonus to those that can meet its excessive spending requirement. New candidates can earn as much as 400,000 bonus miles: 200,000 bonus miles after spending $30,000 on purchases within the first three months from account opening and a further 200,000 miles after spending $150,000 on purchases within the first six months.
In response to TPG’s November 2025 valuations, this welcome bonus is price as much as $7,400. That is the very best bonus we have seen provided on this card. The earlier best-ever bonus provided as much as 350,000 bonus miles (now not obtainable), however required a huge $200,000 in spending. This provide nonetheless requires an exorbitant $150,000 in spending to totally maximize.
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This welcome bonus is finest suited to established companies that may organically spend the $150,000 required to earn the total bonus.
Associated: apply for a Capital One enterprise bank card
Capital One Enterprise X Enterprise advantages
The Enterprise X Enterprise has lots of the similar perks which have made its private counterpart so fashionable. As a cardholder, you will get:
- A $300 credit score yearly for journey booked via Capital One Enterprise Journey
- 10,000 bonus miles every year at your cardmember anniversary, price $185 based mostly on TPG’s valuations
These two advantages alone greater than offset the cardboard’s $395 annual charge.
You may additionally obtain the next perks:
Associated: An entire information to Capital One’s airport lounges
Incomes miles with the Capital One Enterprise X Enterprise
With the Enterprise X Enterprise, you will earn:
- 10 miles per greenback spent on motels and rental automobiles booked via Capital One Enterprise Journey (18.5% return based mostly on TPG’s valuations)
- 5 miles per greenback spent on flights and trip leases bought via Capital One Enterprise Journey (9.25% return)
- 2 miles per greenback spent on all different purchases (3.7% return)
This easy incomes construction means you will not have to fret about whether or not your buy falls in a bonus-earning class.
Nevertheless, suppose you spend a good portion of your small business price range on classes equivalent to transport and promoting. In that case, you would possibly discover that you will get a greater return in your spending with a distinct enterprise bank card.
Associated: choose a method to your small-business bank cards
Redeeming miles with the Capital One Enterprise X Enterprise
Your most precious redemption choice is to switch your miles to any of Capital One’s 15-plus airline and resort companions.
Nevertheless, you too can redeem your miles to guide journey via Capital One Enterprise Journey, for a press release credit score to cowl journey purchases or to buy reward playing cards at a flat charge of 1 cent per mile.
Associated: Do you have to switch Capital One miles to companions or redeem immediately for journey?
Transferring miles with the Capital One Enterprise X Enterprise
Once more, probably the most worthwhile redemption choice is to switch your miles to one in all Capital One’s journey companions. You may have 15-plus resort and airline packages to select from, together with Air Canada Aeroplan, Singapore KrisFlyer and Selection Privileges.
Matt Moffitt, a contributing editor for TPG, likes to switch his miles to Air France-KLM Flying Blue to get good worth from reserving business-class flights to Europe and British Airways Membership for nonstop American Airways flights inside the U.S.
Associated: Cashing in Capital One miles? get the utmost worth when redeeming miles
Which playing cards compete with the Capital One Enterprise X Enterprise?
In order for you extra business-related perks or do not spend sufficient to earn the welcome bonus on the Enterprise X Enterprise, one in all these playing cards may be a greater match:
For extra choices, see our full lists of the very best enterprise bank cards and the very best journey rewards bank cards.
The data for the Ink Enterprise Most popular has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: Capital One Enterprise X vs. Enterprise X Enterprise: Small however necessary variations
Backside line
The Capital One Enterprise X Enterprise is a superb choice for small-business house owners who put a major quantity of spending on their bank cards and need the simplicity of a flat incomes charge on all their purchases.
Nevertheless, those that will not meet the spending requirement to earn the cardboard’s welcome bonus or wish to earn extra in particular enterprise classes ought to go for a distinct enterprise card.
Be taught extra: Capital One Enterprise X Enterprise
For Capital One merchandise listed on this web page, a few of the advantages could also be supplied by Visa® or Mastercard® and should differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
