The Capital One Enterprise X Rewards Credit score Card provides unbelievable perks for its comparatively reasonably priced $395 annual price.
And its limited-time welcome provide actually helps make its case: New cardholders can earn 100,000 bonus miles after spending $10,000 on purchases within the first six months from account opening. TPG’s November 2025 valuations peg these miles at $1,850 when maximizing with the issuer’s 15-plus switch companions.
Earlier than pulling the set off on an software, you will wish to overview Capital One’s eligibility standards. The foundations on who qualifies for the Enterprise lineup of playing cards just lately modified, so it is necessary to be sure to’re updated.
This is every part you have to know in regards to the Capital One Enterprise X and whether or not you are eligible for it.
Capital One Enterprise X particulars
Let us take a look at what the Enterprise X brings to the desk, from its welcome bonus to the continued perks.
Present welcome bonus
New candidates for the Enterprise X will earn 100,000 bonus miles after spending $10,000 on purchases within the first six months from account opening. This provide matches the most effective we have ever seen for this card, so now’s the best time to use.
The $10,000 spending requirement could seem excessive, however charging a recurring expense like hire or prepaying taxes and insurance coverage can assist you make a significant dent in it.
There are two essential methods to make use of these miles. First, you possibly can redeem Capital One miles for any travel-related fees in your assertion, whether or not that be Uber or Lyft rides, toll and parking charges or for future bookings by means of Capital One Journey. Your Capital One miles are price 1 cent every on this style — that is price $1,000 in journey.
To get most worth out of your miles, we advocate transferring them to Capital One’s loyalty program switch companions — most of which have a 1:1 switch ratio. By shifting your miles over to a profitable accomplice, akin to Air Canada Aeroplan or Air France-KLM Flying Blue, you possibly can simply exceed the baseline worth of 1 cent per mile.
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Annual price
The Enterprise X carries a $395 annual price, notably decrease than its premium card rivals. This makes it a wonderful alternative for vacationers who need premium perks with out an exorbitant annual price.
Incomes
The Enterprise X presents an incomes price that is easy but rewarding:
- 10 miles per greenback spent on lodges and rental vehicles booked by means of Capital One Journey
- 5 miles per greenback spent on flights and trip leases booked by means of Capital One Journey
- 2 miles per greenback spent on all different eligible purchases
Different advantages
Past the welcome bonus, you will get these perks with the Enterprise X:
Are you eligible to use for the Capital One Enterprise X?
If you happen to’ve determined to use for the Enterprise X, this is what you have to know first:
What credit score rating do I must get the Enterprise X?
Whereas Capital One doesn’t present a particular credit score rating vary for this card, TPG recommends a credit score rating of not less than 740. Nonetheless, we have seen reviews of individuals being authorised with a credit score rating under that quantity, so it is in all probability price making use of even in case you’re a bit under that mark.
Capital One software guidelines
You may solely get authorised for one Capital One card each six months, so you’ll want to area out your purposes accordingly. Capital One has a variety of shopper playing cards, so in case you’re thinking about opening a number of playing cards with them, you will wish to kind a long-term technique.
Present and former Enterprise X cardholders
These are the restrictions which can be particularly said within the Enterprise X’s phrases and situations:
Current or earlier cardmembers usually are not eligible for this product if they’ve obtained a brand new cardmember bonus for this product up to now 48 months.
What if I have already got the Enterprise Rewards or VentureOne playing cards?
Capital One modified the eligibility guidelines for the Enterprise household of playing cards in October. Fortuitously for potential Enterprise X cardholders, these new guidelines have the best impression on present Enterprise X cardholders seeking to transfer “down” to the Capital One Enterprise Rewards Credit score Card or Capital One VentureOne Rewards Credit score Card.
That is as a result of these new guidelines restrict a Enterprise X cardholder’s potential to be authorised for the Enterprise Rewards or VentureOne in the event that they opened the Enterprise X or earned its welcome bonus up to now 48 months. If you happen to opened or earned a bonus on the Enterprise Rewards or VentureOne up to now 48 months, it should not impression your potential to be authorised for the Enterprise X.
That stated, in case you’re thinking about both the Enterprise Rewards or VentureOne, it could be price making use of for that card earlier than the Enterprise X — in any other case, you will want to attend a very long time earlier than you can get authorised.
Associated: Bank card showdown: Capital One Enterprise Rewards vs. Capital One Enterprise X
Backside line
The Capital One Enterprise X Rewards Credit score Card provides terrific worth for all sorts of vacationers. Fortuitously, there are just a few restrictions concerning eligibility for the cardboard’s precious welcome bonus.
So long as you time your purposes fastidiously and have wonderful credit score based mostly on Capital One’s definition, this strong rewards card might be yours.
To be taught extra, try our full overview of the Enterprise X.
Be taught extra: Capital One Enterprise X
For Capital One merchandise listed on this web page, a number of the advantages could also be offered by Visa® or Mastercard® and should range by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
