Amex Membership Rewards switch companions: What to know in 2025

It is no marvel that TPG staffers (and our readers) love American Categorical Membership Rewards factors.

Whether or not you wish to redeem your Amex factors for an inexpensive and cheerful lodge room or fly top quality to Asia, you’ll be able to switch Amex factors to a powerful 17 airline companions and three lodge companions. Plus, Membership Rewards factors are tremendous simple to earn and redeem.

When redeemed with companions, TPG estimates you may get no less than 2 cents per level in worth, as of July 2025.

Preserve studying to study every little thing it’s good to learn about American Categorical Membership Rewards switch companions, together with some redemption choices. It will assist you decide the most effective methods to maximise your Amex factors on your subsequent journey.

earn American Categorical Membership Rewards factors

You want an eligible American Categorical card to earn Membership Rewards factors.

A number of fashionable Membership Rewards-earning playing cards at present provide beneficiant welcome bonuses:

The Platinum Card from American Categorical

Welcome provide: New candidates for The Platinum Card® from American Categorical can discover out their provide and see if they’re eligible to for as excessive as 175,000 bonus factors after spending $8,000 on purchases throughout the first six months of card membership. Welcome presents differ, and also you might not be eligible for a suggestion.

Annual charge: $695 (see charges and charges)

Incomes charges:

• 5 factors per greenback spent on airfare bought instantly with airways or via American Categorical Journey® (on as much as $500,000 on these purchases per calendar 12 months, then 1 level per greenback)
• 5 factors per greenback spent on pay as you go lodges booked with Amex Journey
• 1 level per greenback spent on different purchases

For extra info, learn our full evaluation of the Amex Platinum.

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Apply right here: American Categorical Platinum

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American Categorical Gold Card

Welcome provide: New candidates for the American Categorical® Gold Card can discover out their provide and see if they’re eligible to for as excessive as 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Welcome presents differ and also you might not be eligible for a suggestion.

Annual charge: $325 (see charges and charges)

Incomes charges:

• 4 factors per greenback spent at eating places worldwide (on as much as $50,000 in purchases per calendar 12 months, then 1 level per greenback)
• 4 factors per greenback spent at U.S. supermarkets (on the primary $25,000 in purchases per calendar 12 months, then 1 level per greenback)
• 3 factors per greenback spent on airfare bought instantly with airways or via amextravel.com
• 2 factors per greenback spent on pay as you go lodges and different eligible purchases booked on amextravel.com
• 1 level per greenback spent on different eligible purchases

For extra info, learn our full evaluation of the Amex Gold.

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Apply right here: American Categorical Gold Card

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The Enterprise Platinum Card from American Categorical

Welcome provide: New candidates for The Enterprise Platinum Card® from American Categorical can earn 150,000 bonus factors after spending $20,000 on eligible purchases with the Enterprise Platinum Card throughout the first three months of card membership.

Annual charge: $695 (see charges and charges)

Incomes charges:

• 5 factors per greenback spent on flights and pay as you go lodges booked via Amex Journey
• 1.5 factors per greenback spent in choose enterprise classes and eligible purchases of $5,000 or extra (on as much as $2 million of those purchases per calendar 12 months, then 1 level per greenback)
• 1 level per greenback spent on different eligible purchases

For extra info, learn our full evaluation of the Amex Enterprise Platinum card.

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Apply right here: American Categorical Enterprise Platinum

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American Categorical Enterprise Gold Card

Welcome provide: New candidates for the American Categorical® Enterprise Gold Card can earn 100,000 bonus factors after spending $15,000 on purchases within the first three months of card membership.

Annual charge: $375 (see charges and charges)

Incomes charges:

• 4 factors per greenback spent within the two eligible classes what you are promoting spends essentially the most every billing cycle, from six eligible classes, on the primary $150,000 in mixed purchases every calendar 12 months (then 1 level per greenback spent)
• 3 factors per greenback spent on flights and pay as you go lodges booked via amextravel.com
• 1 level per greenback spent on different eligible purchases

For extra info, learn our full evaluation of the Amex Enterprise Gold.

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Apply right here: American Categorical Enterprise Gold

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American Categorical Inexperienced Card

Welcome provide: Earn 40,000 bonus factors after spending $3,000 on purchases throughout the first six months of card membership.

Annual charge: $150

Incomes charges:

• 3 factors per greenback spent on eating at eating places worldwide (together with takeout and supply within the U.S.)
• 3 factors per spent greenback on journey and transit
• 1 level per greenback spent on different eligible purchases

For extra info, learn our full evaluation of the Amex Inexperienced Card.

The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: Greatest frequent flyer applications for US vacationers

Do Amex Membership Rewards expire?

Membership Rewards factors don’t expire. Nevertheless, for those who shut your account or American Categorical closes it itself, you’ll forfeit any remaining factors you’ve gotten. That is simply one of many causes we encourage all factors and miles lovers to keep away from hoarding factors.

If Amex determines that you just’re abusing your entry to Membership Rewards factors, equivalent to by promoting them to others, they could restrict or shut your account.

What are the Amex Membership Rewards switch companions?

American Categorical has 17 airline and three lodge switch companions. These companions embody no less than one helpful choice in every main airline alliance: SkyTeam, Star Alliance and Oneworld.

You’ll be able to switch your Membership Rewards factors to the next airline applications:

It is vital to notice that Hawaiian Airways was once a switch accomplice, however that ended on June thirtieth.

There are additionally three lodge switch accomplice choices:

Associated: Greatest lodge rewards applications on the earth: Which one is best for you?

switch Membership Rewards to companions

If you happen to want to switch your Membership Rewards, you may want an open and legitimate Amex account. You’ll be able to then hyperlink every switch accomplice in your Membership Rewards account and switch Membership Rewards factors in increments of 1,000 to any accomplice you would like, with a minimal of 1,000 factors.

American Categorical presents bonuses on transfers to pick out companions occasionally.

Nevertheless, there are just a few vital restrictions to concentrate on:

• Transfers to journey companions are non-reversible, so be sure to are sure you’ve gotten a use for the factors earlier than you switch them.
• The primary and final names have to be the identical in your Amex account and loyalty program accounts.
• You’ll be able to solely switch factors to your loyalty program accounts or these of approved customers on the cardboard. Nevertheless, stated approved customers have to be in your account for no less than 90 days earlier than they’re eligible for transfers.
• You are charged a federal excise tax offset charge while you transfer Amex factors to U.S. frequent flyer applications — specifically, Delta SkyMiles and JetBlue TrueBlue. That is 60 cents (or 120 factors) for each 1,000 factors you switch, as much as a most of $99 (or 19,800 factors). Nevertheless, you’ll be able to doubtlessly keep away from this charge through the use of different companions like Virgin Atlantic to guide a Delta flight.

Associated: switch bank card rewards to accomplice applications

Is it price it to switch Membership Rewards factors?

With so many various choices, deciding the place and when to switch your Membership Rewards factors might be troublesome. The wonderful thing about transferable factors is that you would be able to maintain them in your Amex account till you resolve the place and when to switch them.

With the precise redemption, your factors shall be price considerably greater than for those who used them for different redemptions, like money again or reward playing cards. At TPG, we at all times suppose transferring your rewards is price it, whether or not you are reserving a dream journey or a yearly household trip.

For some inspiration, listed here are 5 of our favourite switch choices:

• Guide ANA first-class flights to Japan with Virgin Atlantic: You’ll be able to guide a one-way flight to Japan flying ANA from the U.S. West Coast for 52,500 factors (enterprise class) or 72,500 factors (top quality).
• Guide Oneworld financial system flights utilizing British Airways Avios: Many routes from the East Coast to Dublin on Aer Lingus might be booked in financial system class for simply 26,000 Avios round-trip on off-peak dates by transferring your Membership Rewards to British Airways. You may as well fly short-haul exterior North America for as few as 5,000 Avios.
• Fly round-trip to Madrid on Iberia: Regardless of a current devaluation, Iberia remains to be a stable candy spot for business-class flights from the northeast U.S. to Spain, with simply 40,050 miles every approach on off-peak dates while you guide via Iberia Membership.
• Fly Singapore Airways premium lessons by transferring Membership Rewards to KrisFlyer: You’ll be able to fly the first-class suites on the Airbus A380 for 93,500 factors for those who guide a one-way flight between Singapore Changi Airport (SIN) and Sydney Airport (SYD). Whereas Singapore now not flies the A380 to the U.S., you’ll be able to nonetheless guide top quality on the service’s 777-300ER from New York to Frankfurt for 97,000 factors. You may typically even see business-class awards on choose routes included within the service’s Spontaneous Escapes promotion.
• Switch to Flying Blue for flights to Europe and North Africa: Flying Blue is Air France and KLM’s joint loyalty program. Flights to Europe begin at 20,000 miles one-way in financial system and 60,000 miles one-way in enterprise class. Additionally, look out for this system’s month-to-month Promo Rewards, the place choose routes are discounted for last-minute journey.

Associated: Greatest methods to make use of Amex Membership Rewards factors: From business-class flights to Europe to Hawaii

Backside line

American Categorical Membership Rewards factors are among the most useful factors in the marketplace. That is primarily as a consequence of Amex’s in depth number of airline and lodge switch companions.

There are many precious methods to make use of them, and the pliability to resolve when, the place and what number of factors to switch at your comfort is likely one of the the reason why we charge this rewards foreign money so extremely.

Associated: This is perhaps the most effective Amex card combo: Amex Gold and Amex Enterprise Platinum

For charges and charges of the Amex Platinum Card, click on right here.
For charges and charges of the Amex Gold Card, click on right here.
For charges and charges of the Amex Enterprise Platinum Card, click on right here.
For charges and charges of the Amex Enterprise Gold Card, click on right here.